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Kimberly Winsborrow

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
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Kimberly WinsborrowInsurance Sales Representative, Bakersfield, CA

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Meet Kimberly Winsborrow
licensed in
CA
CA License: 4052124

Kimberly Winsborrow, Bankers Life Agent in Bakersfield, CA

Closed - Opens at 9:00 AM
Contact Me
Office Phone:
(661) 324-2000(661) 324-2000
kimberly.winsborrow@bankerslife.com
Branch Info
4900 California Ave
Ste 430A
Bakersfield, CA 93309
US
Hours
Day of the WeekHours
Monday9:00 AM - 4:30 PM
Tuesday9:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday9:00 AM - 4:30 PM
Friday9:00 AM - 4:30 PM
SaturdayClosed
SundayClosed

Products & Services Offered in Bakersfield, CA

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Customer Reviews for Bakersfield, CA

4.7
Rating 4.7full star ratingfull star ratingfull star ratingfull star ratinghalf star rating
(36 Reviews)
  • Donna D
    May 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Outstanding work. Assisted clients even in emergency cases like in the ER of a hospital. He won’t leave his client as long as she is taken care or seen by an ER Provider.
    He sees to it that their Medicare supplement information is being used for his/her benefit.
    Outstanding work. Assisted clients even in emergency cases like in the ER of a hospital. He won’t leave his client as long as she is taken care or seen by an ER Provider.
    He sees to it that their Medicare supplement information is being used for his/her benefit.
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  • Rebecca C
    April 24, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My agent was Terrence Close. He is very knowledgeable. Helpful and patient.
    I'm really happy I chose Bankers life for my needs and would recommend them to friends
    My agent was Terrence Close. He is very knowledgeable. Helpful and patient.
    I'm really happy I chose Bankers life for my needs and would recommend them to friends
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  • Stacy S
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Adolfo has been my agent for about five years. He has gone beyond for me and my family making sure I have what I need for my final destination. He’s professional, friendly and welcoming whenever we meet. He’s never too busy and always patient.
    Adolfo has been my agent for about five years. He has gone beyond for me and my family making sure I have what I need for my final destination. He’s professional, friendly and welcoming whenever we meet. He’s never too busy and always patient.
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  • Aneesah H
    March 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Help me on my life insurance. AAAA+
    Help me on my life insurance. AAAA+
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  • Debra A
    March 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent agent. Very helpful with my application!
    Excellent agent. Very helpful with my application!
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  • Ashok k
    February 26, 2025
    1.0 out of 5.0
    Rating 1.0full star rating
    This is lady Not a Good me for fraud
    This is lady Not a Good me for fraud
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    Response from Bankers Life
    March 3, 2025
    Hello Ashok, thank you for reaching out. We hope our recent communication has improved your experience, but please don’t hesitate to email us at BLReviews@bankerslife.com should you need further assistance. Thanks!
  • Pagasa A
    February 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Explain simple with understanding. I got clear of all the products I have as was reviewed to me.
    Explain simple with understanding. I got clear of all the products I have as was reviewed to me.
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  • Fely C
    January 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Adolfo is very helpful and accommodating. He explained everything so well . He also offered his help to my relative and my friend.A very friendly agent.
    Adolfo is very helpful and accommodating. He explained everything so well . He also offered his help to my relative and my friend.A very friendly agent.
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  • Patricia A
    December 20, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Took his time in explaining all choices we had. Explained each one well, made sure we understood, and gave us time to review on our own. Even gave us information that we didn't know we had a choice to go back to our original plans. Really appreciated his honesty, patience and knowledge.
    Took his time in explaining all choices we had. Explained each one well, made sure we understood, and gave us time to review on our own. Even gave us information that we didn't know we had a choice to go back to our original plans. Really appreciated his honesty, patience and knowledge.
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  • Ysidra V
    November 20, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Adolfo cariño is a personable agent, informative and great evaluation on my curent health coverage. I have questions and he will come in my home and give most up to date evaluation for me and my husband regarding our Medicare concerns. He also helped with our Life insurance need and help us with our investment concerns. Thank you for your continuous service for over 5 years. Absolutely recommend Adolfo to anyone looking for a professional local agent.
    Adolfo cariño is a personable agent, informative and great evaluation on my curent health coverage. I have questions and he will come in my home and give most up to date evaluation for me and my husband regarding our Medicare concerns. He also helped with our Life insurance need and help us with our investment concerns. Thank you for your continuous service for over 5 years. Absolutely recommend Adolfo to anyone looking for a professional local agent.
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  • Editha B
    October 10, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Adolfo has been my agent for over 5 years. He is my insurance agent and also handles my Medicare needs. He reminds me what changes are happening for the new year and I trust that he does everything for my best interest. I recommend him 💯%.
    Adolfo has been my agent for over 5 years. He is my insurance agent and also handles my Medicare needs. He reminds me what changes are happening for the new year and I trust that he does everything for my best interest. I recommend him 💯%.
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  • Deannie J
    April 28, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Abdallah is very kind and knows me by name he is knowledgeable, courtesy and has been very helpful since I met him and works with me when I need advice.
    Abdallah is very kind and knows me by name he is knowledgeable, courtesy and has been very helpful since I met him and works with me when I need advice.
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  • Markell F
    May 20, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    The agent was very informative and helpful. He was very nice, and pleasant. Great customer service. I will definitely recommend him to others.
    The agent was very informative and helpful. He was very nice, and pleasant. Great customer service. I will definitely recommend him to others.
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  • Allen J
    April 17, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mr. Haddad answered all of my questions and educated me on my retirement. I will do more business with him in the future.
    Mr. Haddad answered all of my questions and educated me on my retirement. I will do more business with him in the future.
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  • Aunuu F.
    March 9, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Outstanding
    Outstanding
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  • David L.
    February 10, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent and very knowledgeable about insurance
    Excellent and very knowledgeable about insurance
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  • Randall D.
    April 30, 2021
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Very helpful, but still haven't received answer on my application.
    Very helpful, but still haven't received answer on my application.
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    Response from Bankers Life
    May 7, 2021
    Hi Randall, thank you for leaving a rating. We hope the recent communication with your agent has cleared up any confusion, but please don’t hesitate to email us at BLReviews@bankerslife.com should you need further assistance.
  • Zulee B.
    February 23, 2021
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • James H.
    February 16, 2021
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very professional and knowledgeable agent
    Very professional and knowledgeable agent
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  • Mark B.
    February 9, 2021
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    There knowledge and understanding of today's policies and a caring attitude
    There knowledge and understanding of today's policies and a caring attitude
    Read More
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Kimberly
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs and benefits of your employer plan versus Medicare to determine which makes the most sense for you.,"You contribute to a Health Savings Account (HSA): Once enrolled in any part of Medicare, you can no longer contribute to an HSA.","If your employer has 20 or more employees, you can delay Part B without a penalty and use your employer’s coverage as your primary. Most people enroll in premium-free Part A but skip Part B to circumvent paying the premium.","If your employer has fewer than 20 employees, consider signing up for Medicare Parts A and B, making your employer’s coverage secondary. Failure to enroll on time may result in gaps in coverage and penalties.",Medicare Part D (Prescription) can be delayed without penalty if your employer provides creditable coverage.,"Medicare Part C (Medicare Advantage) is an all-in-one alternative to original Medicare. Part C offers the benefits of Parts A and B, along with additional services, including prescription, dental, vision, and hearing care. Using Part C with an employer’s plan can lead to overlaps or conflicts of coverage.","Medicare Supplement, also known as Medigap, helps cover deductibles, coinsurance, and other out-of-pocket expenses. However, Medigap only works with Medicare Parts A and B, not your employer’s coverage. In other words, you can’t use Medigap if Medicare isn’t your primary insurance. Learn more about Medicare Supplement Insurance.","The Qualified Medicare Beneficiary program helps cover Part A and Part B premiums, deductibles, coinsurance, and copayments.",The Specified Low-Income Medicare Beneficiary program helps pay for Part B premiums. You must have Part A and Part B to qualify for this program.,Qualifying Individual programs help pay for Part B premiums.,The Qualified Disabled and Working Individual program helps pay for Part A premiums only for specific individuals with disabilities.,"The Extra Help (Low-Income Subsidy) program helps reduce Part D premiums, deductibles, and copays and may eliminate late-enrollment penalties.",Part B Penalty: A 10% increase for every 12 months you delay.,Part D Penalty: A 1% increase for each month you go without creditable drug coverage.,Online at ssa.gov/medicare.,By phone at 1-800-772-1213.,In person at your local Social Security office.,Initial Enrollment Period: Three months before and after your 65th birthday month.,Special Enrollment Period: If you’re coming off employer coverage.,General Enrollment Period: January 1–March 31 each year. Coverage starts July 1. Late penalties may apply if you delay enrollment without creditable coverage.
7 Smart Tips for Successfully Traveling Solo in 2025
Traveling solo is no longer a niche trend—it’s a growing movement. Whether you’re single, seeking solitude, or simply craving the freedom to explore on your own terms, solo travel offers flexibility and opportunities for personal growth. But if you’re new to it, it can feel intimidating. These seven tips will help you travel smarter, safer, and more confidently in 2025.
Aging man looks thoughtful as he ponders his financial circumstances.
Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
A senior couple pointing to a mountain.
Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
A woman hugs her friend who has Alzheimer's disease.
Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
A mother and daughter baking in kitchen.
Should You Reevaluate Your 2025 Investment Strategy?
It’s common for investors, especially those in or near retirement, to pause and consider whether their financial approach still aligns with their goals. If the market feels shaky, then it becomes even more important to do so. Reviewing your 2025 investment strategy doesn’t always mean making major changes, but it may help you feel more informed and confident about your situation and next steps.
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