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Justina Henry

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(209) 647-5051(209) 647-5051
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Justina HenryInsurance Sales Representative, Lodi, CA

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Meet Justina Henry
licensed in
CA, OH, SC, VA
CA License: 4397108

Justina Henry, Bankers Life Agent in Lodi, CA

Closed - Opens at 9:00 AM
Contact Me
Office Phone:
(916) 724-0501(916) 724-0501
Direct Phone:
(209) 647-5051(209) 647-5051
justina.henry@bankerslife.com
Branch Info
501 W Lodi Avenue
Ste E
Lodi, CA 95240
US
Hours
Day of the WeekHours
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

FORGET ME NOT DAYS

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you.



  • Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.

  • It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D).

  • Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in Lodi, CA

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Customer Reviews for Lodi, CA

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(23 Reviews)
  • Heather T
    March 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Waiel always provides the upmost competent, professional service. He is a wonderful representative for Bankers Life. They are fortunate to have him as one of their agents.
    Waiel always provides the upmost competent, professional service. He is a wonderful representative for Bankers Life. They are fortunate to have him as one of their agents.
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  • Galene M
    February 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Answered all my questions.
    Answered all my questions.
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  • Troy L
    January 23, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Professional team with qualified experts. Oney of the best experiences. Thank you
    Professional team with qualified experts. Oney of the best experiences. Thank you
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  • Timothy B
    December 18, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Waiel is awesome! He has not only helped me but he has helped my Aunt and Uncle as well. Keep up the great customer service.
    Waiel is awesome! He has not only helped me but he has helped my Aunt and Uncle as well. Keep up the great customer service.
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  • Allan M
    October 22, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service thank you to Scott and Justine appreciate you both
    Great customer service thank you to Scott and Justine appreciate you both
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  • Ricardo O
    October 10, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Scott has vast knowledge in life insurance. He was able to answer all my questions and is personable. I recommend Scott Alexander for your insurance needs.
    Scott has vast knowledge in life insurance. He was able to answer all my questions and is personable. I recommend Scott Alexander for your insurance needs.
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  • Vera O
    October 8, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Joe is the best. If I have any questions concerning my insurance policy, I can count on Joe to explain what I should do or need to know. I like the fact when I call him he answers, and he returns my call when I leave him a message
    Joe is the best. If I have any questions concerning my insurance policy, I can count on Joe to explain what I should do or need to know. I like the fact when I call him he answers, and he returns my call when I leave him a message
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  • Jean A
    September 10, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating

    Joe Ibrahim is an asset to both Bankers Life and the client. He knows his subject matter inside and out and presents helpful options to maximize his clients' best interests.

    Joe Ibrahim is an asset to both Bankers Life and the client. He knows his subject matter inside and out and presents helpful options to maximize his clients' best interests.
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  • Jeannette W
    September 10, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very friendly and understanding
    Very friendly and understanding
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  • Abed M
    July 8, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very professional. Great family man!
    Very professional. Great family man!
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  • Lavina L
    June 13, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer services Scott I very professional and will answer every question you have about anything. If you have a problem Scott Alexander is your man. His Team will get on it for you whatever the issue.
    Great customer services Scott I very professional and will answer every question you have about anything. If you have a problem Scott Alexander is your man. His Team will get on it for you whatever the issue.
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  • Richard A
    May 22, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Fast, friendly, and informed service. Working with Waiel is always a cheerful experience.
    Fast, friendly, and informed service. Working with Waiel is always a cheerful experience.
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  • Gregory F
    February 21, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service. Thank you.
    Great customer service. Thank you.
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  • Sharon P
    January 3, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Waiel has been our representative since we moved to Copperopolis and is always available for us. He is personable, caring and helpful. We are fortunate to have him for our representative.
    Waiel has been our representative since we moved to Copperopolis and is always available for us. He is personable, caring and helpful. We are fortunate to have him for our representative.
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  • Diane G
    December 22, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Joe has been a great advisor, I feel I’m in the best position to live my life and help my family after my transition to another dimension. Joe is a good listener he has put me into the best possible programs for me…He cares for his clients he has help any time that I have requested his services even while on vacation with his family…He’s the best…
    Joe has been a great advisor, I feel I’m in the best position to live my life and help my family after my transition to another dimension. Joe is a good listener he has put me into the best possible programs for me…He cares for his clients he has help any time that I have requested his services even while on vacation with his family…He’s the best…
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  • Eloies E
    September 12, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He was professional
    He was professional
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  • Frank F
    April 12, 2023
    3.0 out of 5.0
    Rating 3.0full star ratingfull star ratingfull star rating
    Wally gives great service as my Agent
    Wally gives great service as my Agent
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    Response from Bankers Life
    April 13, 2023
    Hello Frank, we're happy to hear you've enjoyed working with your agent! If you'd like to elaborate on what prompted your three star rating, please emails us at BLReviews@bankerslife.com. Thank you!
  • Bernice F
    April 1, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mr. Ibrahim was great, Explained what he wanted to do to help our situation. He was professional and on time for appointment. Great customer service!
    Mr. Ibrahim was great, Explained what he wanted to do to help our situation. He was professional and on time for appointment. Great customer service!
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  • Josefina E.
    August 27, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great Customer Service and he is very knowable.
    Great Customer Service and he is very knowable.
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  • Linda M.
    April 13, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    nice guy good agent
    nice guy good agent
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

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Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
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Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
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Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
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Let's Talk About Your Plans for Long-Term Care!

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As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

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