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Irene Smith
Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Irene SmithInsurance Sales Representative, Waipahu, HI
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Meet Irene Smith
Personal Business Philosophy
I’m dedicated to helping my clients protect their financial security as they prepare for retirement. I hold myself to the highest level of personal and professional integrity and promise only to recommend insurance product solutions that are in my client’s best interests.
licensed in
AZ, HI
professional background
Joined Bankers Life in 2022Began work in the Insurance Industry in 2007Education: High School graduate
Irene Smith, Bankers Life Agent in Waipahu, HI
Closed - Opens at 9:00 AM
Contact Me
Office Phone:
(818) 885-3800(818) 885-3800
Cell Phone:
(808) 264-5869(808) 264-5869
Branch Info
94-1024 Waipio Uka St
Ste 207
Waipahu, HI 96797
US
Hours
| Day of the Week | Hours |
|---|---|
| Thursday | 9:00 AM - 5:00 PM |
| Friday | 9:00 AM - 5:00 PM |
| Saturday | Closed |
| Sunday | Closed |
| Monday | 9:00 AM - 5:00 PM |
| Tuesday | 9:00 AM - 5:00 PM |
| Wednesday | 9:00 AM - 5:00 PM |
by appointment
Request An Appointment
Products & Services Offered in Waipahu, HI
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ExploreLife Insurance
Find out how life insurance can help protect the financial security of you and your family.![]()
ExploreMedicare Supplement Insurance
Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.![]()
ExploreLong-term Care Insurance
Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
Financial Calculators & Tools
Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
How Long Will My Retirement Savings Last?
Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.Estimate Social Security Benefits
Estimate your future Social Security benefits based on your income history and expected retirement age.Traditional 401(k) or Roth 401(k)?
How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?Retirement Income Estimator
Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Explore Medicare Advantage
Let's Talk About Your Plans for Long-Term Care!
As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?
Reviews
Reviews for Irene Smith
5.0
Rating 5.0
(1 Review)- July 1, 20255.0 out of 5.0Rating 5.0Great customer service and company
Customer Reviews for Waipahu, HI
5.0
Rating 5.0
(17 Reviews)- September 5, 20255.0 out of 5.0Rating 5.0I rate Bankers Life Waipahu 5 STARS DUE TO THE AWESOME PRODUTS IT HAS.
i DO HAVE A POLICY WITH bANKERS lIFE.
i LOVE THE OPTION OF TERM AND IUL PRODUCTS AS WELL AS THE Critical Care, LTC and Annuities options they offer..
Thank You Bankers Life - September 5, 20255.0 out of 5.0Rating 5.0Excellent company, my Insurance is IUL and level premium with Cash Value.
I also have LTC and Cancer Insurance. - September 5, 20255.0 out of 5.0Rating 5.0I really appreciate working with this office. I have worked and build a relationship with the team. They were supportive while I took care of my mom and after she past. The team provided me the time I needed to take grieve her passing and the time to be by her side during Hospice. They all reached out with kind words to express their condolences. One of the best parts about the job are the people.
- July 30, 20255.0 out of 5.0Rating 5.0Cody Kary and his team have earned an A+ from us. They really go out of their way to find ways to improve our insurance coverage and reduce costs, year after year.
- July 1, 20255.0 out of 5.0Rating 5.0Great customer service and company
- June 22, 20255.0 out of 5.0Rating 5.0Very helpful & accommodating. Explained everything clearly & with superb customer service.
- May 7, 20255.0 out of 5.0Rating 5.0I’m really impressed with the professionalism and clarity provided throughout the life insurance process. Evangeline made everything easy to understand, and I now feel more secure knowing my family’s future is protected
- March 28, 20255.0 out of 5.0Rating 5.0You guys are the bests 🤙🏽
- March 25, 20255.0 out of 5.0Rating 5.0Agent Miguel Rubia was very knowledgeable about the life insurance information and application process. He well assisted and provided me with detailed, clear, and helpful information.
- March 4, 20255.0 out of 5.0Rating 5.0Great customer service. She is always there when you call her.
- December 24, 20245.0 out of 5.0Rating 5.0I love having Shelley help me ! She's the best!
- December 10, 20245.0 out of 5.0Rating 5.0I have bought a few products over the years from Allison & she is always spot on with the information & follow up!
- November 5, 20245.0 out of 5.0Rating 5.0Invaluable knowledge with excellent customer service.
- October 24, 20245.0 out of 5.0Rating 5.0Superb Customer Service.
- September 24, 20245.0 out of 5.0Rating 5.0Excellent service
- May 2, 20245.0 out of 5.0Rating 5.0Awesome
- May 3, 20235.0 out of 5.0Rating 5.0Awesome, excellent
customer service - March 13, 20235.0 out of 5.0Rating 5.0Awesome knowledge, great personality, fantastic agent
- October 20, 20225.0 out of 5.0Rating 5.0Great customer service! I am so thankful for her help understanding exactly what my policy is and how or works. It is all so confusing. If you need insurance, you need to call Allison.
- October 6, 20215.0 out of 5.0Rating 5.0Great customer service. Willing to meet and make things happen…👍👍👍
Displaying reviews 1 - 4 out of the 20 most recent
FAQs
Our Brands and Partners
Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.
Insights From Irene
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Featured Videos
Life insurance that pays benefits while you’re living?Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits,...
Life insurance that pays benefits while you’re living?Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living?Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
October 1, 2025
Navigating Medicare Enrollment: What You Need to Know for a Smooth Transition into Retirement
Retirement is full of important decisions, from life insurance and health coverage to retirement savings. One of the biggest puzzles many face is figuring out when and how to enroll in Medicare. With all the acronyms, rules, and deadlines, it can feel overwhelming. But don’t worry, we’re here to bre...
September 18, 2025
Outsource Your Chores and Reclaim Your Time in Retirement
Retirement means different things to different people. But for most, it’s the ultimate gift of time.
September 16, 2025
The Hidden Costs & Concerns of Baby Boomers Supporting Their Adult Children
In recent years, a growing trend has emerged among Baby Boomer parents: lending and giving money to their adult children. While the intention behind this financial support is often rooted in love and a desire to help, it can have significant implications for the parents’ own financial security as th...
September 10, 2025
Does Medicaid Cover Long-Term Care?
"No matter how healthy and active you are today, the reality is that seven out of ten people who reach age 65 will need some form of long-term care (LTC) services. Whether it’s because of aging, a chronic illness, or a disability, long-term care services provide support when you or your loved one ca...
September 3, 2025
How Financial Professionals Help You Navigate Economic Uncertainty
When headlines warn of inflation spikes, market volatility, or a looming recession, it’s easy to feel overwhelmed. But in moments like these, one of the most empowering steps you can take is to talk to a financial professional. Financial professionals are there for people of all walks of life and in...
August 27, 2025
What Disqualifies You from Long-Term Care Insurance?
"Long-term care insurance can help cover the costs of essential services you may need, preserving your savings while still receiving the necessary care. Understanding what this covers and what disqualifies you from long-term care insurance can help you decide if it’s a good addition to your plan.",E...
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