You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.
Candy Santos-Rataul
Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Candy Santos-RataulInsurance Sales Representative, San Diego, CA
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Meet Candy Santos-Rataul
Personal Business Philosophy
I believe building a strong retirement plan provides peace of mind. I’m dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service and helping to make certain you can enjoy the life of your retirement.
licensed in
CA, IA
CA License: 0M78380
professional background
Joined Bankers Life in 2025Began work in the Insurance Industry in 2017Education: MBA
additional languages
English and Spanish
Candy Santos-Rataul, Bankers Life Agent in San Diego, CA
Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(858) 592-8847(858) 592-8847
Branch Info
16855 W Bernardo Dr
Ste 360
San Diego, CA 92127
US
Hours
| Day of the Week | Hours |
|---|---|
| Friday | 9:00 AM - 5:00 PM |
| Saturday | Closed |
| Sunday | Closed |
| Monday | 9:00 AM - 5:00 PM |
| Tuesday | 9:00 AM - 5:00 PM |
| Wednesday | 9:00 AM - 5:00 PM |
| Thursday | 9:00 AM - 5:00 PM |
Request An Appointment
Products & Services Offered in San Diego, CA
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ExploreLife Insurance
Find out how life insurance can help protect the financial security of you and your family.![]()
ExploreMedicare Supplement Insurance
Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.![]()
ExploreLong-term Care Insurance
Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
Financial Calculators & Tools
Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
How Long Will My Retirement Savings Last?
Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.Estimate Social Security Benefits
Estimate your future Social Security benefits based on your income history and expected retirement age.Traditional 401(k) or Roth 401(k)?
How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?Retirement Income Estimator
Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Explore Medicare Advantage
Let's Talk About Your Plans for Long-Term Care!
As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?
Reviews
Customer Reviews for San Diego, CA
4.9
Rating 4.8
(108 Reviews)- July 10, 20255.0 out of 5.0Rating 5.0Christina Slater is probably the best insurance rep I’ve ever dealt with, professional kind and courteous. Her personality and methods in explaining coverage simply but with great detail put me at ease immediately will definitely be recommending her moving forward.
- July 9, 20255.0 out of 5.0Rating 5.0Great personalized customer service!
- July 2, 20255.0 out of 5.0Rating 5.0Professional and easy to work with!
- May 6, 20255.0 out of 5.0Rating 5.0Paul went above and beyond. thanks
- April 29, 20255.0 out of 5.0Rating 5.0Jennifer was thorough, patient , always available.
Thanks - April 28, 20255.0 out of 5.0Rating 5.0Very friendly and informative. Communicated services in a clear and
understanding manner. - April 11, 20255.0 out of 5.0Rating 5.0Sharlene was wonderful. She helped me with understanding Medicare and my benefits. I am so happy.
- April 1, 20255.0 out of 5.0Rating 5.0Mr Mofidi is always quick to respond to any questions and gives me honest answers. It’s a pleasure to work with him.
- April 1, 20255.0 out of 5.0Rating 5.0Great customer service
- March 20, 20255.0 out of 5.0Rating 5.0Susan is awesome to work with! Always there when you have any questions. Highly recommend her.
- March 18, 20255.0 out of 5.0Rating 5.0Brenda has always been professional and knowledgeable but kind and personable in my dealings with her since 2017. Even though I have moved out of her area she continues to help. Brenda cares about people and helping them to reach their goals.
- March 6, 20255.0 out of 5.0Rating 5.0Jerry is very knowledgeable. He answers all the questions to my satisfaction. He is always punctual except for unforeseen circumstances. Always the professional and always come prepared.
- February 25, 20255.0 out of 5.0Rating 5.0Sharlene was patience and informative with all of the different policies. PS.
- February 14, 20255.0 out of 5.0Rating 5.0Susan was awesome!! She answered all our complicated questions and broke them
down so we could understand how things work. She was always available, even on
the weekends to answer any questions we had that came up later during the process.
Would highly recommend Susan to anyone who is looking for Medicare type help. - February 7, 20255.0 out of 5.0Rating 5.0The agent who sold me the policy was knowledgeable, professional and very patient!
- February 6, 20255.0 out of 5.0Rating 5.0Thank you Christina and Mischa, you all got me a great policy at a great price. I really appreciate all your hard work! Thanks again.
- February 4, 20255.0 out of 5.0Rating 5.0The agent who sold me the policy was fabulous, very professional and knowledgeable.
- January 29, 20255.0 out of 5.0Rating 5.0She was very helpful and knowledgeable. And she was easy to work with.
- January 28, 20255.0 out of 5.0Rating 5.0Process was easy and efficient
- January 24, 20255.0 out of 5.0Rating 5.0Very knowledgeable, helpful and friendly representative!
Displaying reviews 1 - 4 out of the 20 most recent
FAQs
Our Brands and Partners
Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.
Insights From Candy
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
August 14, 2025
Understanding the Difference: Original Medicare vs. Medicare Advantage
Medicare provides healthcare coverage for millions of older Americans, but choosing between Original Medicare and Medicare Advantage can feel overwhelming. The federal government runs Original Medicare, which lets you see any doctor who accepts Medicare, while private insurers manage Medicare Advant...
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Understanding the Difference Between Medigap and Medicare Advantage
"Medicare is the primary source of health insurance for individuals over 65. It can provide significant benefits, but there are limitations to what it covers that could leave you paying out of pocket for some care. Medigap and Medicare Advantage plans are optional private insurance plans that can he...
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Is Substitute Teaching the Perfect “Unretirement” Job for You?
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What Is Market Manipulation? How It Works and Why It Matters to Investors
In today’s fast-paced financial world, the stock market can sometimes feel like a rollercoaster, but not all price swings are natural. Some are the result of deliberate interference known as market manipulation. Whether you’re a seasoned investor or just starting out, understanding how manipulation ...
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What Role Can Alternative Investments Play in a Retirement Portfolio?
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When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs an...
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