

Harriet Clutter

Harriet ClutterInsurance Sales Representative, San Diego, CA
Harriet Clutter, Bankers Life Agent in San Diego, CA
Day of the Week | Hours |
---|---|
Monday | 9:00 AM - 5:00 PM |
Tuesday | 9:00 AM - 5:00 PM |
Wednesday | 9:00 AM - 5:00 PM |
Thursday | 9:00 AM - 5:00 PM |
Friday | 9:00 AM - 5:00 PM |
Saturday | Closed |
Sunday | Closed |
Our Brands and Partners
Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.
FORGET ME NOT DAYS

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.
Products & Services Offered in San Diego, CA
- Explore
Life Insurance
Find out how life insurance can help protect the financial security of you and your family. - Explore
Medicare Supplement Insurance
Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover. - Explore
Long-term Care Insurance
Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
Financial Calculators & Tools

Reviews for Harriet Clutter
- January 29, 20255.0 out of 5.0Rating 5.0She was very helpful and knowledgeable. And she was easy to work with.
- January 19, 20255.0 out of 5.0Rating 5.0Great customer service! Very knowledgeable and helpful!! I love doing business with Harriet!!
- December 31, 20245.0 out of 5.0Rating 5.0Harriet helped me immensely in navigating the Medicare maze. She was thorough, patient and very knowledgeable. As I continue on this journey towards retirement, I know I can lean on Harriet to continue to be a trusted advisor. I highly recommend her.
- December 20, 20245.0 out of 5.0Rating 5.0Great agent. Very knowledgeable and helpful. She's a pleasure to deal with!
- December 17, 20245.0 out of 5.0Rating 5.0Ms. Clutter is a very knowledgeable agent. She's very professional and genuinely cares about her clients. The best customer service ever!
- October 1, 20245.0 out of 5.0Rating 5.0Harriet Clutter is an extremely nice lady who is knowledgeable about insurance products and acts in the best interest of the client. I would recommend her as an agent, and I look forward to interacting with her in the future regarding other insurance issues.
- September 24, 20245.0 out of 5.0Rating 5.0Exceptional customer service, very intine with my needs and available to answer any question I had without an issue.
- August 6, 20245.0 out of 5.0Rating 5.0It was very polite and professional answer the questions that I asked even through some information to me that I didn't know which I appreciated because I would have thought about him later and I did..
Made the whole thing go through very fast convenient for me and simple that I appreciate..
You're truly Jerry D Wills.. - July 18, 20245.0 out of 5.0Rating 5.0As a new Medicare applicant, Harriett provided me excellent service and advice. She guided me through the process of applying for Medicare A, B and D and helped me purchase a supplemental health insurance plan.
- May 7, 20245.0 out of 5.0Rating 5.0Harriet Clutter is knowledgeable about the products available and which best fits your needs. She makes you feel comfortable discussing a subject that is not always easy.
- February 26, 20245.0 out of 5.0Rating 5.0Harriet did a wonderful job in helping my family transition from the Medicare Advantage to the Medicare supplement program. She was extremely patient and professional with all of us. My family and I were very concerned about the transition and Harriet removed all of the wrinkles so that we could continue with our medical group and hospital system. All I can say is that Bankers Life is fortunate in having Harriet provide such kind as well as professional expertise and advice .
- October 13, 20235.0 out of 5.0Rating 5.0Great Customer service, very pleased with results. Went in with a negative thought based on past experiences and within 10 minutes, complete satisfaction…… Thank you so much Ms. Harriet!!!!!
- April 2, 20235.0 out of 5.0Rating 5.0I recommend Harriet Clutter to all my family and friends. She is trustworthy, transparent and very knowledgeable. She is the best!
- March 10, 20235.0 out of 5.0Rating 5.0I learned very abruptly about how important 'being prepared' is when my sister had a stroke, was rushed to the hospital and required speech, cognitive and physical therapy aftercare. These treatments are only covered minimally under Medicare, unless you have a long term care insurance. Fortunately, I was connected with Harriet Clutter, whose vast in-depth knowledge of these plans allowed her to immediately design a Long Term Care Plan to protect my family if required. I am so grateful
- March 9, 20235.0 out of 5.0Rating 5.0Great information and customer service. Would not have life insurance if not for her insight and expertise. Awesome agent
- March 9, 20235.0 out of 5.0Rating 5.0Harriet is a friendly, warm and lovely lady who is also a well informed insurance agent.
She went over and above to find the best fit for my insurance needs and prices I can afford. Thank you Harriet! - March 2, 20225.0 out of 5.0Rating 5.0Harriet has been awesome to work with. A great communicator in andwering questions and explaining the benefits, payments and the whole program! I have referred a few family members to Harriet as I am confident she will help take care of their needs! Mahalo Nui Loa!
FAQs





Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?