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Harriet Clutter

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(858) 766-9211(858) 766-9211
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Harriet ClutterInsurance Sales Representative, San Diego, CA

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Meet Harriet Clutter
licensed in
AZ, CA, NC, NV, SC, TN, TX
CA License: 0M54172
professional background
Joined Bankers Life in 2018Began work in the Insurance Industry in 2018
personal background
Family: Married with blended family of five young adults.Military Service: U.S. Navy Veteran with 14 years of service

Harriet Clutter, Bankers Life Agent in San Diego, CA

Open Now - Closes at 5:00 PM
Contact Me
Office Phone:
(858) 592-8847(858) 592-8847
Direct Phone:
(858) 766-9211(858) 766-9211
harriet.clutter@bankerslife.com
Branch Info
16855 W Bernardo Dr
Ste 360
San Diego, CA 92127
US
Hours
Day of the WeekHours
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM

Products & Services Offered in San Diego, CA

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Harriet Clutter

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(18 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She was very polite and made sure I understood my policy
Displaying reviews 1 - 1 out of the 18 most recent

Customer Reviews for San Diego, CA

4.9
Rating 4.8full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(110 Reviews)
  • Ruben M
    September 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Susan was so nice, personable and understanding. She listened to my challenges and offered me options. I loved how she treated me through the process.
    Susan was so nice, personable and understanding. She listened to my challenges and offered me options. I loved how she treated me through the process.
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  • Jeff B
    August 30, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Nicole is the first agent I have worked with who actually cares about my families welfare. She is knowledgeable, patient, available, and understanding of my family short and long term goals. I trust her judgement implicitly. I will recommend her to all my friends.
    Nicole is the first agent I have worked with who actually cares about my families welfare. She is knowledgeable, patient, available, and understanding of my family short and long term goals. I trust her judgement implicitly. I will recommend her to all my friends.
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  • Efrain C
    August 26, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very, very professional
    Very, very professional
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  • John J
    August 23, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She was very polite and made sure I understood my policy
    She was very polite and made sure I understood my policy
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  • Nicolas D
    July 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Christina Slater is probably the best insurance rep I’ve ever dealt with, professional kind and courteous. Her personality and methods in explaining coverage simply but with great detail put me at ease immediately will definitely be recommending her moving forward.
    Christina Slater is probably the best insurance rep I’ve ever dealt with, professional kind and courteous. Her personality and methods in explaining coverage simply but with great detail put me at ease immediately will definitely be recommending her moving forward.
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  • Anna Melissa S.
    July 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great personalized customer service!
    Great personalized customer service!
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  • Laura Ann F
    July 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Sandy was so helpful to me and my husband as we went through the Medicar application process. She answered every question knowledgeably and was always available when we needed help and information. I highly recommend her to anyone wanting to learn about Medicare.
    Sandy was so helpful to me and my husband as we went through the Medicar application process. She answered every question knowledgeably and was always available when we needed help and information. I highly recommend her to anyone wanting to learn about Medicare.
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  • Diana T
    July 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Professional and easy to work with!
    Professional and easy to work with!
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  • Marrianne P
    June 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Friendly customer service. Works with you to find reasonable outcomes.
    Friendly customer service. Works with you to find reasonable outcomes.
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  • Lorena P
    May 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brenda is so very supportive and helpful. She explained to me the importance of having life insurance and critical illness.
    Brenda is so very supportive and helpful. She explained to me the importance of having life insurance and critical illness.
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  • Robert D
    April 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jennifer was thorough, patient , always available.
    Thanks
    Jennifer was thorough, patient , always available.
    Thanks
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  • Wanda B
    April 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very friendly and informative. Communicated services in a clear and
    understanding manner.
    Very friendly and informative. Communicated services in a clear and
    understanding manner.
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  • Heidi G
    April 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable. Very helpful and easy to work with.
    Very knowledgeable. Very helpful and easy to work with.
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  • Rene R L
    April 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Sharlene was wonderful. She helped me with understanding Medicare and my benefits. I am so happy.
    Sharlene was wonderful. She helped me with understanding Medicare and my benefits. I am so happy.
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  • Roberta T
    April 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mr Mofidi is always quick to respond to any questions and gives me honest answers. It’s a pleasure to work with him.
    Mr Mofidi is always quick to respond to any questions and gives me honest answers. It’s a pleasure to work with him.
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  • Frederick R
    April 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Mark L
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Susan is awesome to work with! Always there when you have any questions. Highly recommend her.
    Susan is awesome to work with! Always there when you have any questions. Highly recommend her.
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  • Lucille L
    March 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jerry is very knowledgeable. He answers all the questions to my satisfaction. He is always punctual except for unforeseen circumstances. Always the professional and always come prepared.
    Jerry is very knowledgeable. He answers all the questions to my satisfaction. He is always punctual except for unforeseen circumstances. Always the professional and always come prepared.
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  • Denise C
    February 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Sharlene was patience and informative with all of the different policies. PS.
    Sharlene was patience and informative with all of the different policies. PS.
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  • Sarah L
    February 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Susan was awesome!! She answered all our complicated questions and broke them
    down so we could understand how things work. She was always available, even on
    the weekends to answer any questions we had that came up later during the process.
    Would highly recommend Susan to anyone who is looking for Medicare type help.
    Susan was awesome!! She answered all our complicated questions and broke them
    down so we could understand how things work. She was always available, even on
    the weekends to answer any questions we had that came up later during the process.
    Would highly recommend Susan to anyone who is looking for Medicare type help.
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

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Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Harriet
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