agent picture

Gines Pangia

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Leave a Referral
agent picture

Gines PangiaInsurance Sales Representative, San Luis Obispo, CA

request apt form icon
quote form icon
Meet Gines Pangia
licensed in
CA
CA License: 0M03166
professional background
Joined Bankers Life in 2023Began work in the Insurance Industry in 2017
designations received
Company Recognitions: Medicare Supplement Agent of the Year 2024

Gines Pangia, Bankers Life Agent in San Luis Obispo, CA

Closed - Opens at 9:00 AM
Contact Me
Office Phone:
(805) 784-0103(805) 784-0103
Cell Phone:
(805) 473-3279(805) 473-3279
gines.pangia@bankerslife.com
Branch Info
994 Mill St
Ste 250
San Luis Obispo, CA 93401
US
Hours
Day of the WeekHours
Friday9:00 AM - 4:30 PM
SaturdayClosed
SundayClosed
Monday9:00 AM - 4:30 PM
Tuesday9:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday9:00 AM - 4:30 PM

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

FORGET ME NOT DAYS

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you.



  • Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.

  • It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D).

  • Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in San Luis Obispo, CA

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Reviews for Gines Pangia

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(3 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Friendly informative service that I trust
Displaying reviews 1 - 1 out of the 3 most recent

Customer Reviews for San Luis Obispo, CA

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(20 Reviews)
  • Robin I
    March 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service. I am so impressed that he reached out to me to get me a significantly better price for my insurance!
    Great customer service. I am so impressed that he reached out to me to get me a significantly better price for my insurance!
    Read More
    Read Less
  • Ronald B
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    GREAT
    GREAT
    Read More
    Read Less
  • Terry C
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jeff does a great job. He goes way beyond anyone that I have worked with with
    Jeff does a great job. He goes way beyond anyone that I have worked with with
    Read More
    Read Less
  • Craig S
    February 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    We really appreciate all the help that Jeff has given us. We have no complaints!!!
    We really appreciate all the help that Jeff has given us. We have no complaints!!!
    Read More
    Read Less
  • Sue C
    February 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I left a review already but I'll happily do it again. Joseph gets five big stars! Actually ten stars would be better. He is such a great guy, so knowledgeable in his field and was so helpful in getting us new insurances. He is always ready with a friendly answer and if he doesn't know the answer he'll find it. This guy gets rave reviews from my husband and me!
    I left a review already but I'll happily do it again. Joseph gets five big stars! Actually ten stars would be better. He is such a great guy, so knowledgeable in his field and was so helpful in getting us new insurances. He is always ready with a friendly answer and if he doesn't know the answer he'll find it. This guy gets rave reviews from my husband and me!
    Read More
    Read Less
  • sharon g
    February 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    terrific response, have recomended him to my friends and they are really happy with his services as well.
    terrific response, have recomended him to my friends and they are really happy with his services as well.
    Read More
    Read Less
  • Wanda C
    February 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Friendly informative service that I trust
    Friendly informative service that I trust
    Read More
    Read Less
  • Wayne L
    January 31, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent service.
    Excellent service.
    Read More
    Read Less
  • Wayne L
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Our meeting went smoothly She understands our situation
    Our meeting went smoothly She understands our situation
    Read More
    Read Less
  • Michael S
    January 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent service: Travis provided detailed information about different insurance products. We felt confident with our purchase and will definitely consider Banker's Life for our future financial security needs.
    Excellent service: Travis provided detailed information about different insurance products. We felt confident with our purchase and will definitely consider Banker's Life for our future financial security needs.
    Read More
    Read Less
  • Dennis L
    December 31, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Helps me navigate Medicare every year. Great service!!
    Helps me navigate Medicare every year. Great service!!
    Read More
    Read Less
  • William B
    December 19, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Travis is totally knowledgeable on Insurance matters and knows and talks the truth In such a manner that is easy to understand. I felt very comfortable with Travis in discussing my insurance needs and I highly recommend him to my friends and anyone that needs an agent.
    Travis is totally knowledgeable on Insurance matters and knows and talks the truth In such a manner that is easy to understand. I felt very comfortable with Travis in discussing my insurance needs and I highly recommend him to my friends and anyone that needs an agent.
    Read More
    Read Less
  • Suzette C
    December 17, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Joseph is top notch!! He is so personable, knowledgeable, and willing to answer any questions you might have. If he doesn't know, he finds out! He's prompt and courteous and is an all-around great guy besides. He has helped us sooo much! On a a 1 to 10 I'd give him a 20. Keep this guy!! Give him a raise!!
    Joseph is top notch!! He is so personable, knowledgeable, and willing to answer any questions you might have. If he doesn't know, he finds out! He's prompt and courteous and is an all-around great guy besides. He has helped us sooo much! On a a 1 to 10 I'd give him a 20. Keep this guy!! Give him a raise!!
    Read More
    Read Less
  • Denise H
    December 3, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service. Very helpful and knowledgeable agents.
    Great service. Very helpful and knowledgeable agents.
    Read More
    Read Less
  • Dennis E
    October 15, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Helpful and knowledgeable
    Helpful and knowledgeable
    Read More
    Read Less
  • Buffy T
    July 26, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very Helpful
    Very Helpful
    Read More
    Read Less
  • Toreon S
    July 24, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    thank for the help/work u did u set me/my family up for the future u did much more than expected nd im greatly appreciative
    thank for the help/work u did u set me/my family up for the future u did much more than expected nd im greatly appreciative
    Read More
    Read Less
  • Craig M.
    December 18, 2021
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    When I first began my attempt to contact your business I was very frustrated, the number I was using was 1-800-621-3724 … my attempts were fruitless to get an agent to call back over several weeks. I later learned that this number connects you to a “Lead gathering organization” and not an actual agent, they repeatedly promised a call from an agent but it never happened. I finally got the 1-877-355-8375 and was immediately connected to an agent-Julie Vogado. She was very helpful and we quickly got all my questions answered and got an enrollment plan in the works
    My application was swiftly approved and I am now a member. I’m very pleased with all the help that Julie offered me, but I really think that first 800 number should not be where a new client is sent to … Very Frustrating !
    So, All in all I give a two thumbs up 👍🏼👍🏼 and five stars 🌟🌟🌟🌟🌟to Julie Vogado for her help in getting me enrolled.

    Sincerely,
    Craig McNair
    When I first began my attempt to contact your business I was very frustrated, the number I was using was 1-800-621-3724 … my attempts were fruitless to get an agent to call back over several weeks. I later learned that this number connects you to a “Lead gathering organization” and not an actual agent, they repeatedly promised a call from an agent but it never happened. I finally got the 1-877-355-8375 and was immediately connected to an agent-Julie Vogado. She was very helpful and we quickly got all my questions answered and got an enrollment plan in the works
    My application was swiftly approved and I am now a member. I’m very pleased with all the help that Julie offered me, but I really think that first 800 number should not be where a new client is sent to … Very Frustrating !
    So, All in all I give a two thumbs up 👍🏼👍🏼 and five stars 🌟🌟🌟🌟🌟to Julie Vogado for her help in getting me enrolled.

    Sincerely,
    Craig McNair
    Read More
    Read Less
  • Sylvia B.
    October 22, 2021
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Great service explained all I needed to know Thank you Julie Vodago
    Great service explained all I needed to know Thank you Julie Vodago
    Read More
    Read Less
  • Martha Y.
    July 7, 2021
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I truly am satisfied and grateful for the help Julie gave me. She is very knowledgeable and ready to explain clearly whatever questions I have.
    I truly am satisfied and grateful for the help Julie gave me. She is very knowledgeable and ready to explain clearly whatever questions I have.
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Insights From Gines
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Senior woman grocery shopping.
5 Smart Strategies to Reduce Household Costs in the Face of Rising Prices
As costs continue to rise, many Americans are feeling the financial squeeze. From higher grocery bills to increasing utility expenses, it’s becoming more important than ever to find ways to stretch every dollar. The good news? A few simple adjustments to your spending habits can help you save more than you’d realize. Here’s how:
A young woman in her 20s buying her first home with the help of her mother and a real estate agent.
7 Key Considerations Before Cosigning a Mortgage for Your Child
Homeownership has long been a key piece of the American Dream, symbolizing financial stability and independence. Yet with rising home prices, elevated interest rates, stagnant wages, student loan debt, tighter lending standards, and a limited supply of starter homes, many young adults feel this milestone is out of reach—so they turn to mom and dad for help.
Worried person on couch, looking at phone.
How to Recognize Tax Scams During Filing Season
Between gathering documents, figuring out deductions, and making sure everything is done correctly, the last thing you want to worry about during tax season is scammers. Unfortunately, fraudsters ramp up their efforts every tax season, using phone calls, texts, emails, and even fake letters to trick people into handing over personal information or money.
Thoughtful businessman working on laptop in the office.
FRAUD ALERT! Don’t be Fooled…Bankers Life and Casualty Company vs. Bankers Life Insurance Company
Recently, there has been some confusion among customers and the public regarding the status and affiliation of Bankers Life and Casualty Company doing business as Bankers Life with Bankers Life Insurance Company in North Carolina which was placed in rehabilitation by order of the Superior Court of Wake County, North Carolina back in 2019. This blog aims to clarify the differences between these two companies and provide reassurance to the valued policyholders of Bankers Life and Casualty Company.
Happy elderly couple enjoying nature with their dog
5 Key Considerations Before Adopting a Dog in Retirement
Retirement is often seen as a time of freedom and relaxation, but it can also bring a sense of loss—whether it’s the structure of daily work, social interactions, or the sense of purpose that comes with a job. That’s why many retirees look for ways to fill the void, and for some, adopting a dog is the perfect solution.
Woman relaxes on mountain lakeshore at sunrise.
When Caregiving Ends: How to Navigate This Life Transition
Caregiving for an aging loved one is an all-consuming responsibility that demands your time, energy and emotional investment from sunup until sundown, day in and day out, year after year.

Let's Talk About Your Plans for Long-Term Care!

Forbes advisor badge

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Act Now For Your Free No-Obligation Quote