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Ernest Aflakpui

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(303) 606-3022(303) 606-3022
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Ernest AflakpuiInsurance Sales Representative, Denver, CO

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Meet Ernest Aflakpui
Personal Business Philosophy
My goal is to offer solutions that meet your needs today and for the life of your retirement. I believe in building a personal relationship with you as my client, so I can better understand your retirement goals and help you get there with confidence and peace of mind.
licensed in
CO, PA, WY
professional background
Joined Bankers Life in 2023Began work in the Insurance Industry in 2023Education: Bachelors Degree
personal background
Family: I am one of four boys, and originally from Ghana.Community Involvement: Played College Basketball Temple University and Professional Basketball Player Delaware Blue Coats Coaching and Training the Next Generation of Athletes.

additional languages
English, Twi, Ewe, Ga, and Fante

Ernest Aflakpui, Bankers Life Agent in Denver, CO

Closed - Opens at 7:00 AM Monday
Contact Me
Office Phone:
(303) 802-2020(303) 802-2020
Direct Phone:
(303) 606-3022(303) 606-3022
Cell Phone:
(303) 606-3022(303) 606-3022
ernest.aflakpui@bankerslife.com
Branch Info
3401 Quebec St
Ste 6500
Denver, CO 80207
US
Hours
Day of the WeekHours
SaturdayClosed
SundayClosed
Monday7:00 AM - 7:00 PM
Tuesday7:00 AM - 7:00 PM
Wednesday7:00 AM - 7:00 PM
Thursday7:00 AM - 7:00 PM
Friday7:00 AM - 7:00 PM

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

FORGET ME NOT DAYS

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you.



  • Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.

  • It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D).

  • Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in Denver, CO

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Customer Reviews for Denver, CO

4.8
Rating 4.7full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(116 Reviews)
  • Christine G
    April 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service, super friendly, very knowledgeable. A very nice experience.
    Great customer service, super friendly, very knowledgeable. A very nice experience.
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  • Linda S
    April 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He explained everything so well and went over all of the options. He has a great personality and is very patient to answer all questions to give the best advice.
    He explained everything so well and went over all of the options. He has a great personality and is very patient to answer all questions to give the best advice.
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  • Marilyn W
    March 26, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Dale is very personable and suggests products that meet our needs and will save us money. We appreciate his recommendations.
    Dale is very personable and suggests products that meet our needs and will save us money. We appreciate his recommendations.
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  • Lisa B
    March 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service. Always available when I have questions.
    Great service. Always available when I have questions.
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  • Linda M
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very helpful and knowledgeable
    Very helpful and knowledgeable
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  • David F
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent experience
    Excellent experience
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  • Ann A
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Austin is helpful and wonderful with my financial needs.
    Austin is helpful and wonderful with my financial needs.
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  • Annette E
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very well-informed about our insurance options.
    Her experience in the field is unmatched and she made the process of starting our policy so easy to understand.
    Very well-informed about our insurance options.
    Her experience in the field is unmatched and she made the process of starting our policy so easy to understand.
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  • David F
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Knowledgeable and prompt service.
    Knowledgeable and prompt service.
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  • Alice E
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Friendly, well Informed representative. Keeps things simple, for us older folks to understand. 😁
    Friendly, well Informed representative. Keeps things simple, for us older folks to understand. 😁
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  • Julie V
    March 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Where do I start with Austin. I didn't know if I was coming or going with any of my financial situation. I have trusted him with my life savings he's reassured me, he's guided me and has given me great advice. I look forward to continuing doing business with Austin. Thank you for everything you've done for me. I would recommend you to any of my friends, 100% trustworthy.
    Where do I start with Austin. I didn't know if I was coming or going with any of my financial situation. I have trusted him with my life savings he's reassured me, he's guided me and has given me great advice. I look forward to continuing doing business with Austin. Thank you for everything you've done for me. I would recommend you to any of my friends, 100% trustworthy.
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  • Julie V
    March 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Ivy is 100% the real thing. She knows what she's talking about she walks you through make sure that you understand everything explains everything. I would recommend her to any of my friends that are going to be turning 65 I trust her. Keep up the good work lady you were good at what you do. Not only being so improvement too but also a friend.
    Ivy is 100% the real thing. She knows what she's talking about she walks you through make sure that you understand everything explains everything. I would recommend her to any of my friends that are going to be turning 65 I trust her. Keep up the good work lady you were good at what you do. Not only being so improvement too but also a friend.
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  • Agapito A
    March 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Presented himself and Bankers life well
    Presented himself and Bankers life well
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  • Debbie B
    February 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Answered all questione
    Answered all questione
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  • Adrian N
    February 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Micah was very knowledgeable and made the entire process as simple as can be. I haven't had life insurance since I've gotten out of the military 10 years and it was great to talk another veteran who can relate and help me and my family.
    Micah was very knowledgeable and made the entire process as simple as can be. I haven't had life insurance since I've gotten out of the military 10 years and it was great to talk another veteran who can relate and help me and my family.
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  • Jeffrey C.
    February 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Words cannot express how good this company has been to work for. I love my clients, my managers, and the culture. I have been working here for 12 years now and do not see myself leaving anytime soon. With career advancement opportunities and uncapped income, this has been the perfect fit for me and my family.
    Words cannot express how good this company has been to work for. I love my clients, my managers, and the culture. I have been working here for 12 years now and do not see myself leaving anytime soon. With career advancement opportunities and uncapped income, this has been the perfect fit for me and my family.
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  • Sharon W
    February 5, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Ivy is a Rockstar..I needed help from the beginning, technology wasn’t my best..in this process, Ivy was beyond patient and incredibly professional with complete knowledge of meeting my needs, no question went unanswered and she’s such a delightful young lady. I have already spoken to others of her for referral. I look forward to years of working with her and I thank you for seeing in her, what I have found. Thank you ever so kindly, Sharon Wagner Garcia
    Ivy is a Rockstar..I needed help from the beginning, technology wasn’t my best..in this process, Ivy was beyond patient and incredibly professional with complete knowledge of meeting my needs, no question went unanswered and she’s such a delightful young lady. I have already spoken to others of her for referral. I look forward to years of working with her and I thank you for seeing in her, what I have found. Thank you ever so kindly, Sharon Wagner Garcia
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  • Rochelle W
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kristen R. has been my very informative, friendly, professional agent for a while now.
    I can rely on her to answer all my questions and make me feel comfortable about my choices. I'm lucky to have her as my agent!!
    Kristen R. has been my very informative, friendly, professional agent for a while now.
    I can rely on her to answer all my questions and make me feel comfortable about my choices. I'm lucky to have her as my agent!!
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  • Maryann B
    January 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    David was very courteous and knowledgeable. He answered all of my questions and concerns. I will not hesitate to do business with him in the future.
    David was very courteous and knowledgeable. He answered all of my questions and concerns. I will not hesitate to do business with him in the future.
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  • Beverly K
    November 20, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Bankers Life representative Kristen was great to work with! She was very knowledgeable, professional, answered my questions and concerns, followed up with me as promised and saved me a significant amount of money on premiums and future healthcare vs. what my previous insurance company and representative/agent offered. I would have no difficulty or hesitation in reccommending Kristen and Bankers Life to friends and family. Sincerely, Beverly Krug
    Bankers Life representative Kristen was great to work with! She was very knowledgeable, professional, answered my questions and concerns, followed up with me as promised and saved me a significant amount of money on premiums and future healthcare vs. what my previous insurance company and representative/agent offered. I would have no difficulty or hesitation in reccommending Kristen and Bankers Life to friends and family. Sincerely, Beverly Krug
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Insights From Ernest
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
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Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
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Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Middle aged couple embracing in autumn.
How to Navigate Social Security Survivor Benefits for a Spouse
"When a loved one passes away, you may need to take some time to process your emotions and seek solace. But when the loved one is your spouse, you may have to both grieve and address a handful of immediate issues, such as figuring out funeral arrangements and costs and sorting out estate, probate, and legal expenses.",Are 60 years old or older; or if you have a disability and are 50 years old or older,Were married for at least 9 months before your spouse passed,Didn’t remarry before age 60 (or age 50 if you have a disability),More than 75% at 61,More than 80% at 63,More than 90% at 65,The deceased’s death certificate,Your and the deceased’s Social Security number,Your birth certificate and marriage certificate (if applicable),"A term or whole life insurance policy can provide a lump sum upon a spouse’s death. This can help replace lost income, cover living expenses, and provide financial stability during an emotionally difficult time.",Annuities are contracts that guarantee regular income payments for life or a set period. Some annuities offer survivor benefits that provide ongoing income to spouses.,A well-funded 401(k) or IRA can supplement survivor benefits and help maintain financial stability.,"Stocks, bonds, and mutual funds can generate dividends and capital gains to supplement Social Security benefits.",Owning rental properties can generate a steady monthly passive income stream that doesn’t rely on employment or Social Security benefits.
Older couple sits in their kitchen with a financial advisor.
Protecting Your Nest Egg: Understanding Sequence Risk in Retirement
As you prepare for retirement, one of the most important considerations is how to ensure that your nest egg lasts throughout your lifetime and you don’t outlive your money. One risk that many may overlook is sequence risk, which occurs when you face poor market returns early in retirement while you’re drawing down your savings. This can cause long-term damage to your portfolio, leaving you vulnerable later on in life.
Two seniors talking with a financial professional.
Planning for Market Uncertainty: 5 Things to Consider If the Market Is Shaky
If you’re retired or nearing retirement, market uncertainty can feel unnerving. After you’ve spent decades working, saving, and planning, it’s natural to be concerned when the market dips or prices start rising.
Older couple sitting at table and smiling.
Annuity vs. Life Insurance: What’s the Difference?
As you think about how you want to approach planning for retirement, you’ll need to make decisions about how to manage financial risks and income. Annuities and life insurance policies are both excellent tools for doing that, but they serve different purposes.
Man on his laptop looking serious.
Annuities: A Financial Anchor in Times of Economic Instability
In times of economic instability, investors often seek safe havens to protect their financial future. Annuities, a financial product designed to provide a steady income stream, can be a valuable tool for those looking to mitigate risk and ensure stability. We’ll explore how annuities can serve as a reliable option during times of financial uncertainty.
Mature man drinking coffee from a mug while looking out the window of his home.
10 Retirement Income Streams Beyond Traditional Investments
Planning for a financially secure retirement often requires a bit of creativity. The average American retiree aged 65 or older spends approximately $4,818 a month, and relying solely on traditional investments, like 401(k)s or pensions, might not be enough.

Let's Talk About Your Plans for Long-Term Care!

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As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

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