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Clifford Moss

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(860) 773-7295(860) 773-7295
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Clifford MossInsurance Sales Representative, Danbury, CT

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Meet Clifford Moss
Personal Business Philosophy
I'm dedicated to helping my clients protect their financial security as they prepare for retirement. I hold myself to the highest level of personal and professional integrity and promise only to recommend insurance product solutions that are in my client's best interests.
licensed in
CT, FL, GA, MA, ME, NY, PA, RI, SC, TX, WV
professional background
Joined Bankers Life in 2018Began work in the Insurance Industry in 2018Education: Springfield College, B.S.; Southern CT State University, M.S
designations received
Company Recognitions: Comprehensive Medicare PlanningInsurance Designations: CL LTC Partnerships, Social Security Certification - The American College
personal background
Family: Wife - Kathy, Daughter - Kait, Son - Kevin.

Clifford Moss, Bankers Life Agent in Danbury, CT

Open Now - Closes at 5:00 PM
Contact Me
Office Phone:
(203) 546-9334(203) 546-9334
Direct Phone:
(860) 773-7295(860) 773-7295
clifford.moss@bankerslife.com
Branch Info
100 Reserve Rd
Executive Ste 4196
Danbury, CT 06810
US
Hours
Day of the WeekHours
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM

Products & Services Offered in Danbury, CT

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Clifford Moss

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(29 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Roger has been of great assistance in helping me get my Medicare set up. His assistance has been very much appreciated!
Displaying reviews 1 - 1 out of the 20 most recent

Customer Reviews for Danbury, CT

5
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(212 Reviews)
  • Laurie S
    August 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Roger has been of great assistance in helping me get my Medicare set up. His assistance has been very much appreciated!
    Roger has been of great assistance in helping me get my Medicare set up. His assistance has been very much appreciated!
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  • Nicholas P
    August 19, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Professional, knowledgeable and caring. I would hire him in a heartbeat on my team!
    Professional, knowledgeable and caring. I would hire him in a heartbeat on my team!
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  • Angela O
    August 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jalen helped my husband and I understand the gaps in Medicare in a way that was easy to understand and we were able to save some money on top of it. Once you meet him he immediately becomes your friend and advisor always will to help. Highly recommend.
    Jalen helped my husband and I understand the gaps in Medicare in a way that was easy to understand and we were able to save some money on top of it. Once you meet him he immediately becomes your friend and advisor always will to help. Highly recommend.
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  • Tom G
    July 31, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jalen spent a lot of time with me, and helped me to understand the Medicare system and options available to me. I woukd highly recommend him.
    Jalen spent a lot of time with me, and helped me to understand the Medicare system and options available to me. I woukd highly recommend him.
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  • Margaret D
    July 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Michael W
    July 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She was very informative, friendly and full of knowledge!
    She was very informative, friendly and full of knowledge!
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  • Margaret R
    July 11, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Good customer service
    Good customer service
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  • Hilda M
    July 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very good in explaining policy, very knowledgeable appreciate the time she took to
    Very good in explaining policy, very knowledgeable appreciate the time she took to
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  • Johanne B
    July 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    The most patient and knowledgeable agent I've ever had the pleasure to work with.
    The most patient and knowledgeable agent I've ever had the pleasure to work with.
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  • Bruce H
    June 30, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great in explanations and very knowledgeable about policy. No pressure approach very professional and felt comfortable
    Great in explanations and very knowledgeable about policy. No pressure approach very professional and felt comfortable
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  • Anne G
    June 24, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kip was incredibly knowledgeable, honest and kind. He made navigating this process much easier.
    Kip was incredibly knowledgeable, honest and kind. He made navigating this process much easier.
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  • Robert C
    June 19, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My Bankers Life advisor Kristen Conrad was a pleasure to deal with. She was very knowledgeable and professional about all the products she introduced to me, including various Medicare options. I would highly recommend Bankers Life.
    My Bankers Life advisor Kristen Conrad was a pleasure to deal with. She was very knowledgeable and professional about all the products she introduced to me, including various Medicare options. I would highly recommend Bankers Life.
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  • Michael C
    June 19, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I had an outstanding experience with my insurance agent, Jeff Higenyi, from Bankers Life. From our first meeting, Jeff demonstrated exceptional professionalism and a genuine commitment to understanding my financial needs. He took the time to explain complex insurance options in a clear and patient manner, ensuring I felt confident in my decisions. His expertise in life insurance and retirement planning helped me secure a policy that perfectly aligns with my goals.
    I had an outstanding experience with my insurance agent, Jeff Higenyi, from Bankers Life. From our first meeting, Jeff demonstrated exceptional professionalism and a genuine commitment to understanding my financial needs. He took the time to explain complex insurance options in a clear and patient manner, ensuring I felt confident in my decisions. His expertise in life insurance and retirement planning helped me secure a policy that perfectly aligns with my goals.
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  • Mary Jane K
    June 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Carlie has been so helpful during this transition to the Medicare program. She answered all of my questions and concerns in a timely manner. I admit I was nervous and skeptical about the whole process especially since I had my insurance coverage for a long time, but I trusted Carlee and she followed through
    Carlie has been so helpful during this transition to the Medicare program. She answered all of my questions and concerns in a timely manner. I admit I was nervous and skeptical about the whole process especially since I had my insurance coverage for a long time, but I trusted Carlee and she followed through
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  • Brenda C
    June 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jeff was wonderful to work with. He explained everything clearly and found the policy that was best for my family. He was very generous with his time and kindly answered all my questions. I would gladly recommend him to anyone who needed his services.
    Jeff was wonderful to work with. He explained everything clearly and found the policy that was best for my family. He was very generous with his time and kindly answered all my questions. I would gladly recommend him to anyone who needed his services.
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  • Seth C
    June 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Roger is a great asset for anyone to have nearing retirement. He takes the time to understand the needs and budget of his clients to put them in the best position he can. Highly recommend!
    Roger is a great asset for anyone to have nearing retirement. He takes the time to understand the needs and budget of his clients to put them in the best position he can. Highly recommend!
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  • Vasiliki V
    June 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    amazing
    amazing
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  • John C
    May 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He was very good at answering my questions.
    He was very good at answering my questions.
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  • Peter P
    May 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jalen is very knowledgeable and presented the information in a way that made it easy to understand. He did not pressure us in any way.
    Jalen is very knowledgeable and presented the information in a way that made it easy to understand. He did not pressure us in any way.
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  • Joyce W
    May 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I would not have been able to navigate all of the components of Medicare, advantage, supplemental, long care, short care, OMG!! Mr. Chapman has the patience of a saint. It was clear right from the start that he knew what he was talking about. At first I thought the flyer was a scam. It ABSOLUTLY is not. He did all the work and came back and said" I got you!" He also does not kick you to the curb when all is said and done. He will help as long as you need it. He does his job well!
    I would not have been able to navigate all of the components of Medicare, advantage, supplemental, long care, short care, OMG!! Mr. Chapman has the patience of a saint. It was clear right from the start that he knew what he was talking about. At first I thought the flyer was a scam. It ABSOLUTLY is not. He did all the work and came back and said" I got you!" He also does not kick you to the curb when all is said and done. He will help as long as you need it. He does his job well!
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Clifford
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
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Does Medicaid Cover Long-Term Care?
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Understanding the Difference: Original Medicare vs. Medicare Advantage
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Understanding the Difference Between Medigap and Medicare Advantage
"Medicare is the primary source of health insurance for individuals over 65. It can provide significant benefits, but there are limitations to what it covers that could leave you paying out of pocket for some care. Medigap and Medicare Advantage plans are optional private insurance plans that can he...
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