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Richard Lasaracina

Financial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc.
Field Manager - Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(860) 865-7019(860) 865-7019
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Richard LasaracinaFinancial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc., Old Lyme, CT

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Meet Richard Lasaracina
Personal Business Philosophy
Helping my clients protect their financial security as they plan for retirement is important to me. I recognize that my clients’ needs and priorities change over time, and I am dedicated to being there to serve them with integrity every step of the way.
licensed in
CT, FL, MA, NY, RI
professional background
Joined Bankers Life in 2021Began work in the Insurance Industry in 2021
personal background
Family: Parents, sister, niece, and nephewCommunity Involvement: Saint Patricks Church in Norwich, Alzheimer's Association Fundraising

Richard Lasaracina, Bankers Life Agent and Bankers Life Securities Financial Representative in Old Lyme, CT

Open Now - Closes at 5:00 PM
Contact Me
Office Phone:
(860) 434-4010(860) 434-4010
Direct Phone:
(860) 865-7019(860) 865-7019
Cell Phone:
(860) 367-1465(860) 367-1465
richard.lasaracina@bankerslife.com
Branch Info
6 Vista Dr
Ste 101
Old Lyme, CT 06371
US
Hours
Day of the WeekHours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

30 Under 30 Award Winner (2024)

I’m proud to be recognized as a Bankers Life 30 Under 30 Award Winner* for 2024. This award is given to agents who have achieved excellence in personal sales goals and professional growth over the past year so this wouldn’t be possible without YOU my amazing clients! Thank you for choosing me to serve you and your family as we work together to develop a personalized strategy for reaching your retirement goals.
*The Bankers Life 30 Under 30 program is an internal incentive/award of Bankers Life granted to top-performing managers and agents based on certain defined criteria.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in Old Lyme, CT

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
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  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
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  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
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  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
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  • Advisory Services

    As an Investment Advisor through Bankers Life Advisory Services, Inc., I offer fee-based investment management using third-party model portfolios.
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Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Reviews for Richard Lasaracina

4.8
Rating 4.8full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(20 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Richard, was great he got me on track with my finances and took the time so I fully understood everything. I feel I'm in good hands now.
Displaying reviews 1 - 1 out of the 20 most recent

Customer Reviews for Old Lyme, CT

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(163 Reviews)
  • Edward and Donna W
    April 30, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Awesome! Jackie was able to help both Ed and I. She knew everything we needed to make informed decisions, and we found out that we both qualified for extra help. I can't say enough as to how relieved we both are that we won't have to struggle as much as we have been!
    Awesome! Jackie was able to help both Ed and I. She knew everything we needed to make informed decisions, and we found out that we both qualified for extra help. I can't say enough as to how relieved we both are that we won't have to struggle as much as we have been!
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  • Sandra R
    April 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Nick is wonderful. Retirement is a scary thing but Nick has made me feel comfortable with it. His attention to detail and knowledge are incredible. I plan to be working with Nick for a very long time. Nick is a great guy! I recommend highly.
    Nick is wonderful. Retirement is a scary thing but Nick has made me feel comfortable with it. His attention to detail and knowledge are incredible. I plan to be working with Nick for a very long time. Nick is a great guy! I recommend highly.
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  • Timothy C
    April 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Richard, was great he got me on track with my finances and took the time so I fully understood everything. I feel I'm in good hands now.
    Richard, was great he got me on track with my finances and took the time so I fully understood everything. I feel I'm in good hands now.
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  • Sandra R
    April 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She is so wonderful. Very knowledgeable and very caring and patient! Amazing lady who made me feel very comfortable!
    She is so wonderful. Very knowledgeable and very caring and patient! Amazing lady who made me feel very comfortable!
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  • Carol B
    April 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mac is knowledgeable and takes the time to explain and work through concerns. The time spent with him has been very useful.
    Mac is knowledgeable and takes the time to explain and work through concerns. The time spent with him has been very useful.
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  • Jeffrey S
    April 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Bruce is great to work with, any questions I had he was always there to handle them. I would highly recommend Bruce for your agent.
    Bruce is great to work with, any questions I had he was always there to handle them. I would highly recommend Bruce for your agent.
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  • Thomas T
    March 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Richard is a great guy and very knowledgeable!!! It as a pleasure working with him as we were addressing our retirement needs!!!!
    Richard is a great guy and very knowledgeable!!! It as a pleasure working with him as we were addressing our retirement needs!!!!
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  • John S
    March 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    wow very happy with ryan. So quick to respond and help my family and I. Thank you Ryan for everything
    wow very happy with ryan. So quick to respond and help my family and I. Thank you Ryan for everything
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  • John S
    March 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    so happy richard came by and helped my wife and with our finances. he was very knowledgeable, and caring about situation.
    so happy richard came by and helped my wife and with our finances. he was very knowledgeable, and caring about situation.
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  • Ingrid S
    March 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    ryan was a caring induvial and professional. So happy we came in contacted with him!!! please please call Ryan he was so helpful
    ryan was a caring induvial and professional. So happy we came in contacted with him!!! please please call Ryan he was so helpful
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  • Ingrid S
    March 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Richard help me with my 401k, was very informative extremely helpful and knowledgeable and most importantly caring. highly recommended his services
    Richard help me with my 401k, was very informative extremely helpful and knowledgeable and most importantly caring. highly recommended his services
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  • Rick L
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Ryan Park is an outstanding Medicare advisor! He is incredibly knowledgeable, patient, and always goes the extra mile to make sure I have the best coverage for my needs. He takes the time to explain everything in a way that’s easy to understand and is always available when I need help. I highly recommend Ryan to anyone looking for expert Medicare guidance—he truly cares about his clients!
    Ryan Park is an outstanding Medicare advisor! He is incredibly knowledgeable, patient, and always goes the extra mile to make sure I have the best coverage for my needs. He takes the time to explain everything in a way that’s easy to understand and is always available when I need help. I highly recommend Ryan to anyone looking for expert Medicare guidance—he truly cares about his clients!
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  • Carol M
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I had the pleasure of working with Richard Lasaracina as my Medicare advisor, and I can’t recommend him enough! From the moment we started working together, Richard was incredibly kind, patient, and knowledgeable. He took the time to explain all my options in a way that was easy to understand and really listened to my needs. His genuine care and commitment to finding the best plan for me stood out, and I felt confident every step of the way.
    I had the pleasure of working with Richard Lasaracina as my Medicare advisor, and I can’t recommend him enough! From the moment we started working together, Richard was incredibly kind, patient, and knowledgeable. He took the time to explain all my options in a way that was easy to understand and really listened to my needs. His genuine care and commitment to finding the best plan for me stood out, and I felt confident every step of the way.
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  • Crystal L
    March 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service representative
    Great customer service representative
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  • John C
    March 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service!! Made us feel they truly are concerned for our well being and made us feel like family!! Great Staff!! Miles and Mac are awesome!
    Great customer service!! Made us feel they truly are concerned for our well being and made us feel like family!! Great Staff!! Miles and Mac are awesome!
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  • Madeline N
    March 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Ryan was so great and patient ! He took his time explaining to my husband and I how Medicare worked and how it could work better for us, he also helped us to plan for long term care which was a big concern for us. I would recommend him to anyone !
    Ryan was so great and patient ! He took his time explaining to my husband and I how Medicare worked and how it could work better for us, he also helped us to plan for long term care which was a big concern for us. I would recommend him to anyone !
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  • Jonathan A
    March 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I had a great experience with Ryan Park, my Medicare advisor. He is extremely knowledgeable and made the planning process smooth and straightforward. Ryan listened to my needs and provided tailored recommendations, making everything feel manageable. I highly recommend him for anyone navigating Medicare!
    I had a great experience with Ryan Park, my Medicare advisor. He is extremely knowledgeable and made the planning process smooth and straightforward. Ryan listened to my needs and provided tailored recommendations, making everything feel manageable. I highly recommend him for anyone navigating Medicare!
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  • Kobey C
    March 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Amazing coworker, helps everyone in the office and is very attentive to his clients, would recommend him to anyone looking for help with Medicare and retirement planning. Very passionate about helping his clients.
    Amazing coworker, helps everyone in the office and is very attentive to his clients, would recommend him to anyone looking for help with Medicare and retirement planning. Very passionate about helping his clients.
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  • Dawn H
    March 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I had a great experience with Kobey, I was overwhelmed with all that’s out there and he put my mind at ease with great advice. He’s got such a great personality and makes you feel like family.
    I had a great experience with Kobey, I was overwhelmed with all that’s out there and he put my mind at ease with great advice. He’s got such a great personality and makes you feel like family.
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  • Diane D
    March 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service. Reviewed my personal medical information and medications and found me the ideal plan for me. Explained everything well.
    Great customer service. Reviewed my personal medical information and medications and found me the ideal plan for me. Explained everything well.
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Insights From Richard
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Understanding “Cash on the Sidelines” and the Shifting Economic Landscape
As we navigate through changing economic times, it’s essential to understand some key financial concepts that impact both individual and global economic conditions. You may have heard of the concept, “Cash on the Sidelines,” which often comes up in discussions about stock markets and worries over high risk investments and keeping money in either cash or lower risk, lower-yield investments.
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How to Navigate Social Security Survivor Benefits for a Spouse
"When a loved one passes away, you may need to take some time to process your emotions and seek solace. But when the loved one is your spouse, you may have to both grieve and address a handful of immediate issues, such as figuring out funeral arrangements and costs and sorting out estate, probate, and legal expenses.",Are 60 years old or older; or if you have a disability and are 50 years old or older,Were married for at least 9 months before your spouse passed,Didn’t remarry before age 60 (or age 50 if you have a disability),More than 75% at 61,More than 80% at 63,More than 90% at 65,The deceased’s death certificate,Your and the deceased’s Social Security number,Your birth certificate and marriage certificate (if applicable),"A term or whole life insurance policy can provide a lump sum upon a spouse’s death. This can help replace lost income, cover living expenses, and provide financial stability during an emotionally difficult time.",Annuities are contracts that guarantee regular income payments for life or a set period. Some annuities offer survivor benefits that provide ongoing income to spouses.,A well-funded 401(k) or IRA can supplement survivor benefits and help maintain financial stability.,"Stocks, bonds, and mutual funds can generate dividends and capital gains to supplement Social Security benefits.",Owning rental properties can generate a steady monthly passive income stream that doesn’t rely on employment or Social Security benefits.
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Protecting Your Nest Egg: Understanding Sequence Risk in Retirement
As you prepare for retirement, one of the most important considerations is how to ensure that your nest egg lasts throughout your lifetime and you don’t outlive your money. One risk that many may overlook is sequence risk, which occurs when you face poor market returns early in retirement while you’re drawing down your savings. This can cause long-term damage to your portfolio, leaving you vulnerable later on in life.
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Planning for Market Uncertainty: 5 Things to Consider If the Market Is Shaky
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Annuity vs. Life Insurance: What’s the Difference?
As you think about how you want to approach planning for retirement, you’ll need to make decisions about how to manage financial risks and income. Annuities and life insurance policies are both excellent tools for doing that, but they serve different purposes.
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Annuities: A Financial Anchor in Times of Economic Instability
In times of economic instability, investors often seek safe havens to protect their financial future. Annuities, a financial product designed to provide a steady income stream, can be a valuable tool for those looking to mitigate risk and ensure stability. We’ll explore how annuities can serve as a reliable option during times of financial uncertainty.

Let's Talk About Your Plans for Long-Term Care!

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As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

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