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Alan Luchinsky

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(443) 210-4221(443) 210-4221
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Alan LuchinskyInsurance Sales Representative, Dover, DE

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Meet Alan Luchinsky
Personal Business Philosophy
Engaging with clients to help organize and build on their financial goals as they plan and near retirement. Being a trusted partner and advocate through focusing on client needs and their priorities.
licensed in
DE, MD
professional background
Joined Bankers Life in 2016Began work in the Insurance Industry in 1974Education: University of Baltimore - Associate of Arts Degree, 1965; University of Baltimore - Bachelor of Science Degree, 1970
designations received
Company Recognitions: Insurance Sales Magazine National All Star Honor RollInsurance Designations: LUTCF
personal background
Family: Wife - Sharon, Daughter, Deborah Gantert, Daughter, Janis Hensley

Alan Luchinsky, Bankers Life Agent in Dover, DE

Closed - Opens at 8:30 AM Monday
Contact Me
Office Phone:
(302) 736-2600(302) 736-2600
Direct Phone:
(443) 210-4221(443) 210-4221
Cell Phone:
(302) 228-0242(302) 228-0242
alan.luchinsky@bankerslife.com
Branch Info
99 Wolf Creek Blvd
Ste 1B
Dover, DE 19901
US
Hours
Day of the WeekHours
SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed

Products & Services Offered in Dover, DE

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
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  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
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  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Alan Luchinsky

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(5 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    fabulous guy, knows his stuff. will do what it takes to help you.
Displaying reviews 1 - 1 out of the 5 most recent

Customer Reviews for Dover, DE

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(31 Reviews)
  • Sharon J
    October 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Ray and Mike have been beyond helpful! I’m thankful to know I have options.
    Ray and Mike have been beyond helpful! I’m thankful to know I have options.
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  • Deborah G
    October 8, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Patty is an excellent Agent! From the first visit she has always taken great care of me and provided me with excellent health insurance as a senior. I have recommended her to other family members. Patty is kind and very thoughtful.
    Patty is an excellent Agent! From the first visit she has always taken great care of me and provided me with excellent health insurance as a senior. I have recommended her to other family members. Patty is kind and very thoughtful.
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  • Joanne H
    July 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service. Very helpful
    Great service. Very helpful
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  • Milton D
    July 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Ray was phenomenal. It was a lot of confusion when my mom passed away. There were several policies for her as well as my dad. He took the time and went over each and everyone. He went the extra mile to make sure that my dad has what is best for him. He came to my home twice. Once to go over the initial paperwork. In doing so, we found the beneficiary had my dad's 1st wife as beneficiary and she passed in 2009. He brought back the paperwork for my dad to sign with the corrected beneficiary.
    Ray was phenomenal. It was a lot of confusion when my mom passed away. There were several policies for her as well as my dad. He took the time and went over each and everyone. He went the extra mile to make sure that my dad has what is best for him. He came to my home twice. Once to go over the initial paperwork. In doing so, we found the beneficiary had my dad's 1st wife as beneficiary and she passed in 2009. He brought back the paperwork for my dad to sign with the corrected beneficiary.
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  • Stacy S
    May 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent customer service. I know that when I call Ray with a question or something I need help with, he will be able to answer or help me.
    Excellent customer service. I know that when I call Ray with a question or something I need help with, he will be able to answer or help me.
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  • Carolyn E
    April 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Pat was very pleasant and informative explained every so I could understand everything.
    Pat was very pleasant and informative explained every so I could understand everything.
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  • Anthony F
    February 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    The interview was great I loved it taught me a lot
    The interview was great I loved it taught me a lot
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  • Joanne H
    February 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Jaquelyn P
    November 23, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very comfortable to be around and listens.
    Very comfortable to be around and listens.
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  • christopher k
    October 30, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    fabulous guy, knows his stuff. will do what it takes to help you.
    fabulous guy, knows his stuff. will do what it takes to help you.
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  • Barbara W
    September 18, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My meeting with Mr. Luchinsky was very informative. For instance, I wasn't aware that Bankers Life offered other services besides life insurance. He was also very prompt, courteous and professional.
    My meeting with Mr. Luchinsky was very informative. For instance, I wasn't aware that Bankers Life offered other services besides life insurance. He was also very prompt, courteous and professional.
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  • Susan C
    July 20, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I learned that I have been paying for health insurance coverage that was not only more expensive than it needed to be, but also very inadequate. This would have been disastrous in the case of a major illness or accident, an issue that has become increasingly important as I have gotten older. So I am very grateful to Alan for pointing this out to me and showing me an alternative type of plan that not only provides much better coverage but also costs less than I have been paying previously.
    I learned that I have been paying for health insurance coverage that was not only more expensive than it needed to be, but also very inadequate. This would have been disastrous in the case of a major illness or accident, an issue that has become increasingly important as I have gotten older. So I am very grateful to Alan for pointing this out to me and showing me an alternative type of plan that not only provides much better coverage but also costs less than I have been paying previously.
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  • Raymond L
    July 20, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Patti was just sooo sooo helpful and is extremely knowledgeable with regard to Medicare and Insurance in general. She works with all Part C plans in Delaware as well as being able to provide the Medicare supplement/medigap plans. She explained the 2 different ways/options for how to receive my care. She checked all of my medications by using the Medicare website and explained her recommendations. We already made an appointment to re-review options due the annual enrollment period.
    Patti was just sooo sooo helpful and is extremely knowledgeable with regard to Medicare and Insurance in general. She works with all Part C plans in Delaware as well as being able to provide the Medicare supplement/medigap plans. She explained the 2 different ways/options for how to receive my care. She checked all of my medications by using the Medicare website and explained her recommendations. We already made an appointment to re-review options due the annual enrollment period.
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  • Mary C
    May 21, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Extremely knowledgeable friendly reliable and professional. Been with him a very long time. He has always done fantastic and keeps me updated. Have recommended him many times.
    Extremely knowledgeable friendly reliable and professional. Been with him a very long time. He has always done fantastic and keeps me updated. Have recommended him many times.
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  • Catherine L
    November 21, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My husband and I had the pleasure of working with Alan Luchinsky on 11/14/2023. He was informative, organized, and a true professional in his field. We have 4 Policy’s with Bankers Life and Alan reviewed in depth each one, and explained in a way that we could understand.He also communicated about a Critical illness insurance that might fit into our needs in the future. Thank you Alan for answering our questions, and following up. I would highly recommend Alan for your insurance needs.
    My husband and I had the pleasure of working with Alan Luchinsky on 11/14/2023. He was informative, organized, and a true professional in his field. We have 4 Policy’s with Bankers Life and Alan reviewed in depth each one, and explained in a way that we could understand.He also communicated about a Critical illness insurance that might fit into our needs in the future. Thank you Alan for answering our questions, and following up. I would highly recommend Alan for your insurance needs.
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  • Diane W
    June 16, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Hi, my name is DIANE and I met Patty through a friend who also uses Patty as her agent and highly recommended her. I was retiring this year and needed an expert to help me with making decisions for Medicare. Patty was so knowledgeable with her 20+ years of experience and made it easy to choose much success Patty!!! Thank you again for all your help!!!
    Hi, my name is DIANE and I met Patty through a friend who also uses Patty as her agent and highly recommended her. I was retiring this year and needed an expert to help me with making decisions for Medicare. Patty was so knowledgeable with her 20+ years of experience and made it easy to choose much success Patty!!! Thank you again for all your help!!!
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  • Heather M
    June 14, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service and answered all my questions. He made sure that understood everything that was available to me and helped me think of the future.
    Great customer service and answered all my questions. He made sure that understood everything that was available to me and helped me think of the future.
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  • Larry P
    June 14, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service
    Great service
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  • Vernita B
    June 13, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service, outgoing staff, always looking out for customers
    Great customer service, outgoing staff, always looking out for customers
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  • Rose C
    June 13, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    excellent custormer service .
    excellent custormer service .
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

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Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Alan
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Featured Videos
Life insurance that pays benefits while you’re living?Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits,...
Life insurance that pays benefits while you’re living?Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living?Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
Busting Common Medicare Myths: What You Really Need To Know
Navigating Medicare can be confusing—especially with so many myths floating around. Let’s clear up the most common misconceptions so you can make informed decisions for yourself or your spouse.
A happy couple discusses Medicare coverage options with an insurance agent over coffee in their home.
Why Working With a Licensed Insurance Agent Can Make All the Difference in Your Medicare Journey
If you’re someone who prefers handling things independently—like doing your own taxes—you’re not alone. Many people take pride in managing their own affairs. But when it comes to Medicare, navigating the options can be complex, and that’s where a licensed insurance agent can offer real value.
Mature couple wearing birthday party hats embracing and smiling.
The Medicare Supplement Birthday Rule Now in More States—Here’s What You Need to Know
If you’re enrolled in a Medicare Supplement (also called Medigap) plan, there’s some good news for you! Six new states have recently adopted the Birthday Rule, and Michigan is currently considering similar legislation.
Mature couple sits at kitchen table with an open laptop and papers going over finances.
The Overlooked Costs of Retirement What Many People Forget to Plan For
When most people think about retirement planning, they focus on the big-ticket items: housing, food, transportation, and maybe travel. But as the latest findings from the Deft Research 2025 Age-In Study conducted for CNO Inc. the parent company of Bankers Life reveal, many Americans are overlooking ...
A retired couple discusses their Medicare coverage options at home.
Navigating Medicare Enrollment: What You Need to Know for a Smooth Transition into Retirement
Retirement is full of important decisions, from life insurance and health coverage to retirement savings. One of the biggest puzzles many face is figuring out when and how to enroll in Medicare. With all the acronyms, rules, and deadlines, it can feel overwhelming. But don’t worry, we’re here to bre...
A retiree mows his lawn.
Outsource Your Chores and Reclaim Your Time in Retirement
Retirement means different things to different people. But for most, it’s the ultimate gift of time.
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