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Timothy Roberts

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(302) 213-7031(302) 213-7031
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Timothy RobertsInsurance Sales Representative, Dover, DE

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Meet Timothy Roberts
licensed in
DE, MD, WI

Timothy Roberts, Bankers Life Agent in Dover, DE

Open Now - Closes at 5:00 PM
Contact Me
Office Phone:
(302) 736-2600(302) 736-2600
Direct Phone:
(302) 213-7031(302) 213-7031
Cell Phone:
(920) 290-5080(920) 290-5080
timothy.roberts@bankerslife.com
Branch Info
99 Wolf Creek Blvd
Ste 1B
Dover, DE 19901
US
Hours
Day of the WeekHours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed

Products & Services Offered in Dover, DE

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Customer Reviews for Dover, DE

5
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(28 Reviews)
  • Joanne H
    July 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service. Very helpful
    Great service. Very helpful
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  • Milton D
    July 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Ray was phenomenal. It was a lot of confusion when my mom passed away. There were several policies for her as well as my dad. He took the time and went over each and everyone. He went the extra mile to make sure that my dad has what is best for him. He came to my home twice. Once to go over the initial paperwork. In doing so, we found the beneficiary had my dad's 1st wife as beneficiary and she passed in 2009. He brought back the paperwork for my dad to sign with the corrected beneficiary.
    Ray was phenomenal. It was a lot of confusion when my mom passed away. There were several policies for her as well as my dad. He took the time and went over each and everyone. He went the extra mile to make sure that my dad has what is best for him. He came to my home twice. Once to go over the initial paperwork. In doing so, we found the beneficiary had my dad's 1st wife as beneficiary and she passed in 2009. He brought back the paperwork for my dad to sign with the corrected beneficiary.
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  • Stacy S
    May 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent customer service. I know that when I call Ray with a question or something I need help with, he will be able to answer or help me.
    Excellent customer service. I know that when I call Ray with a question or something I need help with, he will be able to answer or help me.
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  • Carolyn E
    April 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Pat was very pleasant and informative explained every so I could understand everything.
    Pat was very pleasant and informative explained every so I could understand everything.
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  • Anthony F
    February 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    The interview was great I loved it taught me a lot
    The interview was great I loved it taught me a lot
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  • Joanne H
    February 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Jaquelyn P
    November 23, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very comfortable to be around and listens.
    Very comfortable to be around and listens.
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  • christopher k
    October 30, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    fabulous guy, knows his stuff. will do what it takes to help you.
    fabulous guy, knows his stuff. will do what it takes to help you.
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  • Barbara W
    September 18, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My meeting with Mr. Luchinsky was very informative. For instance, I wasn't aware that Bankers Life offered other services besides life insurance. He was also very prompt, courteous and professional.
    My meeting with Mr. Luchinsky was very informative. For instance, I wasn't aware that Bankers Life offered other services besides life insurance. He was also very prompt, courteous and professional.
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  • Susan C
    July 20, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I learned that I have been paying for health insurance coverage that was not only more expensive than it needed to be, but also very inadequate. This would have been disastrous in the case of a major illness or accident, an issue that has become increasingly important as I have gotten older. So I am very grateful to Alan for pointing this out to me and showing me an alternative type of plan that not only provides much better coverage but also costs less than I have been paying previously.
    I learned that I have been paying for health insurance coverage that was not only more expensive than it needed to be, but also very inadequate. This would have been disastrous in the case of a major illness or accident, an issue that has become increasingly important as I have gotten older. So I am very grateful to Alan for pointing this out to me and showing me an alternative type of plan that not only provides much better coverage but also costs less than I have been paying previously.
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  • Raymond L
    July 20, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Patti was just sooo sooo helpful and is extremely knowledgeable with regard to Medicare and Insurance in general. She works with all Part C plans in Delaware as well as being able to provide the Medicare supplement/medigap plans. She explained the 2 different ways/options for how to receive my care. She checked all of my medications by using the Medicare website and explained her recommendations. We already made an appointment to re-review options due the annual enrollment period.
    Patti was just sooo sooo helpful and is extremely knowledgeable with regard to Medicare and Insurance in general. She works with all Part C plans in Delaware as well as being able to provide the Medicare supplement/medigap plans. She explained the 2 different ways/options for how to receive my care. She checked all of my medications by using the Medicare website and explained her recommendations. We already made an appointment to re-review options due the annual enrollment period.
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  • Mary C
    May 21, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Extremely knowledgeable friendly reliable and professional. Been with him a very long time. He has always done fantastic and keeps me updated. Have recommended him many times.
    Extremely knowledgeable friendly reliable and professional. Been with him a very long time. He has always done fantastic and keeps me updated. Have recommended him many times.
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  • Catherine L
    November 21, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My husband and I had the pleasure of working with Alan Luchinsky on 11/14/2023. He was informative, organized, and a true professional in his field. We have 4 Policy’s with Bankers Life and Alan reviewed in depth each one, and explained in a way that we could understand.He also communicated about a Critical illness insurance that might fit into our needs in the future. Thank you Alan for answering our questions, and following up. I would highly recommend Alan for your insurance needs.
    My husband and I had the pleasure of working with Alan Luchinsky on 11/14/2023. He was informative, organized, and a true professional in his field. We have 4 Policy’s with Bankers Life and Alan reviewed in depth each one, and explained in a way that we could understand.He also communicated about a Critical illness insurance that might fit into our needs in the future. Thank you Alan for answering our questions, and following up. I would highly recommend Alan for your insurance needs.
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  • Diane W
    June 16, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Hi, my name is DIANE and I met Patty through a friend who also uses Patty as her agent and highly recommended her. I was retiring this year and needed an expert to help me with making decisions for Medicare. Patty was so knowledgeable with her 20+ years of experience and made it easy to choose much success Patty!!! Thank you again for all your help!!!
    Hi, my name is DIANE and I met Patty through a friend who also uses Patty as her agent and highly recommended her. I was retiring this year and needed an expert to help me with making decisions for Medicare. Patty was so knowledgeable with her 20+ years of experience and made it easy to choose much success Patty!!! Thank you again for all your help!!!
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  • Heather M
    June 14, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service and answered all my questions. He made sure that understood everything that was available to me and helped me think of the future.
    Great customer service and answered all my questions. He made sure that understood everything that was available to me and helped me think of the future.
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  • Larry P
    June 14, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service
    Great service
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  • Vernita B
    June 13, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service, outgoing staff, always looking out for customers
    Great customer service, outgoing staff, always looking out for customers
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    Read Less
  • Rose C
    June 13, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    excellent custormer service .
    excellent custormer service .
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  • Thomas B
    June 13, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She handles all of my insurance plans and is great with responding to any of my issues with a quick response
    She handles all of my insurance plans and is great with responding to any of my issues with a quick response
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  • Tiesha J
    June 13, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She is great
    She is great
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Timothy
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
An elderly couple walks on a beach.
Understanding the Difference: Original Medicare vs. Medicare Advantage
Medicare provides healthcare coverage for millions of older Americans, but choosing between Original Medicare and Medicare Advantage can feel overwhelming. The federal government runs Original Medicare, which lets you see any doctor who accepts Medicare, while private insurers manage Medicare Advant...
Patient and doctor discussing treatment.
Understanding the Difference Between Medigap and Medicare Advantage
"Medicare is the primary source of health insurance for individuals over 65. It can provide significant benefits, but there are limitations to what it covers that could leave you paying out of pocket for some care. Medigap and Medicare Advantage plans are optional private insurance plans that can he...
Retired woman smiling leaning down to children in a classroom at a table with open laptops.
Is Substitute Teaching the Perfect “Unretirement” Job for You?
Retirement doesn’t always mean stepping away from work forever. In fact, as many as 1.5 million retirees have reentered the workforce in recent years. But many aren’t looking to return to the same old grind.
Display of Stock market quotes with city scene reflect on glass.
What Is Market Manipulation? How It Works and Why It Matters to Investors
In today’s fast-paced financial world, the stock market can sometimes feel like a rollercoaster, but not all price swings are natural. Some are the result of deliberate interference known as market manipulation. Whether you’re a seasoned investor or just starting out, understanding how manipulation ...
A senior couple riding bikes.
What Role Can Alternative Investments Play in a Retirement Portfolio?
If you’re nearing retirement or already retired, feeling uneasy about potential market volatility is understandable. After years of saving and planning, it’s natural to want more stability in your portfolio. One option some retirees explore is adding alternative investments—assets beyond tradition...
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs an...
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