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Tomasz Bienkowski

Financial Representative, Bankers Life Securities, Inc.
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(727) 223-7117(727) 223-7117
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Tomasz BienkowskiFinancial Representative, Bankers Life Securities, Inc., Clearwater, FL

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Meet Tomasz Bienkowski
Personal Business Philosophy
My goal is to offer solutions that meet your needs today and for the life of your retirement. I believe in building a personal relationship with you as my client, so I can better understand your retirement goals and help you get there with confidence and peace of mind.
licensed in
AL, FL, GA, IL, IN, PA, SC
FL License: W489552
professional background
Joined Bankers Life in 2018Began work in the Insurance Industry in 2018Education: Bachelor's Degree - Robert Morris College
designations received
Company Recognitions: Successful New Agent - SNAInsurance Designations: Social Security Certification
personal background
Family: Wife- Tiffany since 03/23, Dog- Pip, Older Brother- Jake
additional languages
Polish

Tomasz Bienkowski, Bankers Life Agent and Bankers Life Securities Financial Representative in Clearwater, FL

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(727) 938-5999(727) 938-5999
Direct Phone:
(727) 223-7117(727) 223-7117
Cell Phone:
(630) 440-1927(630) 440-1927
tomasz.bienkowski@bankerslife.com
Branch Info
73 N Park Place Blvd
Ste 101
Clearwater, FL 33759
US
Hours
Day of the WeekHours
SundayClosed
Monday9:00 AM - 7:00 PM
Tuesday9:00 AM - 7:00 PM
Wednesday9:00 AM - 7:00 PM
Thursday9:00 AM - 7:00 PM
Friday9:00 AM - 7:00 PM
SaturdayClosed
Saturday and Sunday by appointment only

Products & Services Offered in Clearwater, FL

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Tomasz Bienkowski

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(11 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Approximately 6 months ago a meeting was set up with Paula Rambo in regards to medicare. We were to meet near my home. Tomasz Bienkow accompanied her to the meeting. I knew nothing about medicare, how it works or supplement insurance. They walked me through the system. Explained it in a way that almost anyone could understand. Since then I've spoken to Tomasz on many occasions. Changing from the insurance I've had most of my life to something totally different. He was able to help anytime.
Displaying reviews 1 - 1 out of the 11 most recent

Customer Reviews for Clearwater, FL

4.8
Rating 4.8full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(205 Reviews)
  • Heather T
    June 24, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Michael is an expert in retirement services and offers guidance beyond just Medicare. His areas of expertise include long-term care planning and annuities, as well as many other critical aspects of what you'll need for retirement. He delivers trusted advice and will tailor solutions to help you navigate retirement with confidence and peace of mind. He is professional, reliable, and almost always accessible. Michael is the perfect person to contact if you have questions on your retirement needs.
    Michael is an expert in retirement services and offers guidance beyond just Medicare. His areas of expertise include long-term care planning and annuities, as well as many other critical aspects of what you'll need for retirement. He delivers trusted advice and will tailor solutions to help you navigate retirement with confidence and peace of mind. He is professional, reliable, and almost always accessible. Michael is the perfect person to contact if you have questions on your retirement needs.
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  • Leigh Z
    June 24, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Matthew was very personable, knowledgeable and informative.
    Matthew was very personable, knowledgeable and informative.
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  • Kimberly G
    June 19, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Wasn't sure what to expect, Dorian was very knowledgeable and helped us to make the best choice for our needs! I Have already recommended him to one of our friends.
    Wasn't sure what to expect, Dorian was very knowledgeable and helped us to make the best choice for our needs! I Have already recommended him to one of our friends.
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  • Jeffrey M
    June 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Dorian is impressive!! Great guy. Extremely knowledgeable.
    Dorian is impressive!! Great guy. Extremely knowledgeable.
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  • Mark V
    June 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Friendly, kind, professional, and very knowledgeable. What I appreciate most about Shayn though is his patience, attention to detail, and most importantly his prompt response to any question or concern I have ever had. I have never waited more than a a few hours for him to return a text or phone call! That level of customer service is why I will continue to remain with BankersLife for all of my needs.
    Friendly, kind, professional, and very knowledgeable. What I appreciate most about Shayn though is his patience, attention to detail, and most importantly his prompt response to any question or concern I have ever had. I have never waited more than a a few hours for him to return a text or phone call! That level of customer service is why I will continue to remain with BankersLife for all of my needs.
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  • Alan M
    June 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Jewel L
    June 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mary answers all my questions. She provided the necessary information for me to make an informed decision. She definitely provided a great experience.
    Mary answers all my questions. She provided the necessary information for me to make an informed decision. She definitely provided a great experience.
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  • Dana B
    June 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service znd great perdon. Amazing work with her.
    Great customer service znd great perdon. Amazing work with her.
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  • Sue L
    May 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mary has been thorough and very patient. I appreciate her responsiveness and professionalism.
    Mary has been thorough and very patient. I appreciate her responsiveness and professionalism.
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  • Fadi J
    May 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Taha’s attention to detail and sincere approach to client service really stood out. He made the entire process smooth and stress-free, ensuring I felt confident in the decisions I was making. It’s clear that he truly cares about his clients and their long-term financial well-being.
    Taha’s attention to detail and sincere approach to client service really stood out. He made the entire process smooth and stress-free, ensuring I felt confident in the decisions I was making. It’s clear that he truly cares about his clients and their long-term financial well-being.
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  • Paula H
    May 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Matt is a very knowledgeable and helpful person. He's always there for me and is very good at explaining what can help whatever situation I'm having. I don't know what I would do without him. He's my hero in this mess we call medicare and drugs.
    Matt is a very knowledgeable and helpful person. He's always there for me and is very good at explaining what can help whatever situation I'm having. I don't know what I would do without him. He's my hero in this mess we call medicare and drugs.
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  • David S
    May 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Joe is a straightforward and all-around nice person. He knows his product's and explains them well. When listening and talking to Joe, you feel you are talking to a friend. The bottom line is, I trust Joe
    Joe is a straightforward and all-around nice person. He knows his product's and explains them well. When listening and talking to Joe, you feel you are talking to a friend. The bottom line is, I trust Joe
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  • Karen S
    April 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    It was a pleasure to meet and work with Taha. He's extremely knowledgeable and had some excellent recommendations for my retirement. I felt like he really wanted what is best for me.
    It was a pleasure to meet and work with Taha. He's extremely knowledgeable and had some excellent recommendations for my retirement. I felt like he really wanted what is best for me.
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  • Alan M
    April 23, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very Professional. He was able to explain clearly.
    Very Professional. He was able to explain clearly.
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  • Fred C
    April 23, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    It was great! Mary was a tremendous help to my wife and I. We couldn’t have done this work without her! She is a real professional and has a wonderful personality!
    It was great! Mary was a tremendous help to my wife and I. We couldn’t have done this work without her! She is a real professional and has a wonderful personality!
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  • Cynthia C
    April 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She was patient and thorough explaining Medicare enrollment choices. She made it easy for me to understand and make my selection the same day. It was a wonderful experience.
    She was patient and thorough explaining Medicare enrollment choices. She made it easy for me to understand and make my selection the same day. It was a wonderful experience.
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  • Zvi L
    April 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service. Very professional
    Great service. Very professional
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  • Juan G
    April 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Taha was very professional and shared information about health care that I was not aware of. He was kind and not pushy. It was a pleasure doing business with him.
    Taha was very professional and shared information about health care that I was not aware of. He was kind and not pushy. It was a pleasure doing business with him.
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  • Karen T
    April 16, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Very informative meeting with Joe. He provided all the info needed to choose the best plan to suit our needs.
    Very informative meeting with Joe. He provided all the info needed to choose the best plan to suit our needs.
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  • Donna M
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very helpful
    Very helpful
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Tomasz
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
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Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
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Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs and benefits of your employer plan versus Medicare to determine which makes the most sense for you.,"You contribute to a Health Savings Account (HSA): Once enrolled in any part of Medicare, you can no longer contribute to an HSA.","If your employer has 20 or more employees, you can delay Part B without a penalty and use your employer’s coverage as your primary. Most people enroll in premium-free Part A but skip Part B to circumvent paying the premium.","If your employer has fewer than 20 employees, consider signing up for Medicare Parts A and B, making your employer’s coverage secondary. Failure to enroll on time may result in gaps in coverage and penalties.",Medicare Part D (Prescription) can be delayed without penalty if your employer provides creditable coverage.,"Medicare Part C (Medicare Advantage) is an all-in-one alternative to original Medicare. Part C offers the benefits of Parts A and B, along with additional services, including prescription, dental, vision, and hearing care. Using Part C with an employer’s plan can lead to overlaps or conflicts of coverage.","Medicare Supplement, also known as Medigap, helps cover deductibles, coinsurance, and other out-of-pocket expenses. However, Medigap only works with Medicare Parts A and B, not your employer’s coverage. In other words, you can’t use Medigap if Medicare isn’t your primary insurance. Learn more about Medicare Supplement Insurance.","The Qualified Medicare Beneficiary program helps cover Part A and Part B premiums, deductibles, coinsurance, and copayments.",The Specified Low-Income Medicare Beneficiary program helps pay for Part B premiums. You must have Part A and Part B to qualify for this program.,Qualifying Individual programs help pay for Part B premiums.,The Qualified Disabled and Working Individual program helps pay for Part A premiums only for specific individuals with disabilities.,"The Extra Help (Low-Income Subsidy) program helps reduce Part D premiums, deductibles, and copays and may eliminate late-enrollment penalties.",Part B Penalty: A 10% increase for every 12 months you delay.,Part D Penalty: A 1% increase for each month you go without creditable drug coverage.,Online at ssa.gov/medicare.,By phone at 1-800-772-1213.,In person at your local Social Security office.,Initial Enrollment Period: Three months before and after your 65th birthday month.,Special Enrollment Period: If you’re coming off employer coverage.,General Enrollment Period: January 1–March 31 each year. Coverage starts July 1. Late penalties may apply if you delay enrollment without creditable coverage.
7 Smart Tips for Successfully Traveling Solo in 2025
Traveling solo is no longer a niche trend—it’s a growing movement. Whether you’re single, seeking solitude, or simply craving the freedom to explore on your own terms, solo travel offers flexibility and opportunities for personal growth. But if you’re new to it, it can feel intimidating. These seven tips will help you travel smarter, safer, and more confidently in 2025.
Aging man looks thoughtful as he ponders his financial circumstances.
Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
A senior couple pointing to a mountain.
Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
A woman hugs her friend who has Alzheimer's disease.
Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
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Should You Reevaluate Your 2025 Investment Strategy?
It’s common for investors, especially those in or near retirement, to pause and consider whether their financial approach still aligns with their goals. If the market feels shaky, then it becomes even more important to do so. Reviewing your 2025 investment strategy doesn’t always mean making major changes, but it may help you feel more informed and confident about your situation and next steps.
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