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Cathy Larsh

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(386) 882-9727(386) 882-9727
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Cathy LarshInsurance Sales Representative, Daytona Beach, FL

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Meet Cathy Larsh
Personal Business Philosophy
My goal is to offer solutions that meet your needs today and for the life of your retirement. I believe in building a personal relationship with you as my client, so I can better understand your retirement goals and help you get there with confidence and peace of mind.
licensed in
FL, TN
FL License: G061804
professional background
Joined Bankers Life in 2023Began work in the Insurance Industry in 2023Education: B.S. University of Tennessee - Knoxville, M.S. University of Tennessee - Chattanooga
personal background
Community Involvement: Alzheimer's Association, Habitat for Humanity, Halifax Children's Hospital, St. Jude's Children's Hospital

Cathy Larsh, Bankers Life Agent in Daytona Beach, FL

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(386) 615-5100(386) 615-5100
Direct Phone:
(386) 882-9727(386) 882-9727
Cell Phone:
(678) 667-6766(678) 667-6766
cathy.larsh@bankerslife.com
Branch Info
444 Seabreeze Blvd
Ste 400
Daytona Beach, FL 32118
US
Hours
Day of the WeekHours
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed

Products & Services Offered in Daytona Beach, FL

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Cathy Larsh

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(1 Review)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service!

Customer Reviews for Daytona Beach, FL

5
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(176 Reviews)
  • Barbara R
    July 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent responsiveness and service
    Excellent responsiveness and service
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  • john g
    July 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    jaclyn
    thank you for watching out for my best interests all these years
    happy 4th to you and your family
    jaclyn
    thank you for watching out for my best interests all these years
    happy 4th to you and your family
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  • Lee B
    July 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    When I was nearing 65, I was confused by the more than 200 recruiting letters from every state in the union. About a month before I had to make a decision, I got a knock on my door. It was Jim. I told him he was right on time. I invited him in. He gave me an education and got me into the right program. He didn't try to sell me anything I didn't need. Jim's a solid citizen and also, a really good guy.
    When I was nearing 65, I was confused by the more than 200 recruiting letters from every state in the union. About a month before I had to make a decision, I got a knock on my door. It was Jim. I told him he was right on time. I invited him in. He gave me an education and got me into the right program. He didn't try to sell me anything I didn't need. Jim's a solid citizen and also, a really good guy.
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  • John S
    July 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    We are not big money clients for Jack, but she treats us like we are. She makes us feel like we are family and her only clients. We couldn’t be happier with the service we receive from her. My wife and I are grateful for Jaci and her team!
    We are not big money clients for Jack, but she treats us like we are. She makes us feel like we are family and her only clients. We couldn’t be happier with the service we receive from her. My wife and I are grateful for Jaci and her team!
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  • Linda R
    July 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My experience has always been great with Jaclyn, she explains everything to me and always tells me what is the best plan for me under my circumstances. Very professional and very helpful.
    My experience has always been great with Jaclyn, she explains everything to me and always tells me what is the best plan for me under my circumstances. Very professional and very helpful.
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  • Ellen G
    July 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jackie is so efficient, knowledgeable and friendly. She is always prepared yearly and renewal time. I trust her. She always tries to save you money. I consider a friend of Great Needs and in general. Thank you Jackie for all you do.
    Jackie is so efficient, knowledgeable and friendly. She is always prepared yearly and renewal time. I trust her. She always tries to save you money. I consider a friend of Great Needs and in general. Thank you Jackie for all you do.
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  • Lorina B
    July 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Wonderful personality, quick response to questions and is knowledgeable of policy benefits and features!
    Wonderful personality, quick response to questions and is knowledgeable of policy benefits and features!
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  • Steve C
    July 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service and very knowledgeable.
    Great customer service and very knowledgeable.
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  • Myra K
    July 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brandon is very thorough with explaining Medicare to me. He is knowledgeable. He helps me choose the right choice for my unique situation. I highly recommend Brandon to anyone who seeks to understand Medicare.
    Brandon is very thorough with explaining Medicare to me. He is knowledgeable. He helps me choose the right choice for my unique situation. I highly recommend Brandon to anyone who seeks to understand Medicare.
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  • David K
    July 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brandon is very knowledgeable about Medicare. He is a great resource, who helps me find a better option for my unique situation. I would highly recommend Brandon to anyone who needs help with Medicare.
    Brandon is very knowledgeable about Medicare. He is a great resource, who helps me find a better option for my unique situation. I would highly recommend Brandon to anyone who needs help with Medicare.
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  • David W
    June 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My wife of 40+ years and I would never trust anyone else to handle our investments! Milla is the best!
    My wife of 40+ years and I would never trust anyone else to handle our investments! Milla is the best!
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  • Stephen W
    June 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Milla has been very helpful and professional in dealing with my financial actions. She is trustworthy and a good person. I highly recommend Milla.
    Milla has been very helpful and professional in dealing with my financial actions. She is trustworthy and a good person. I highly recommend Milla.
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  • Carolyn H
    June 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    It was a pleasure meeting Jim and doing business with him. He was very knowledgeable and helpful in our discussion making. We look forward to working with Jim and moving forward with the future of our plans
    It was a pleasure meeting Jim and doing business with him. He was very knowledgeable and helpful in our discussion making. We look forward to working with Jim and moving forward with the future of our plans
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  • Martha C
    June 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She is very professional and very congenial, always nice and polite.
    She is very professional and very congenial, always nice and polite.
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  • Kat A
    June 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great professional, very experienced, Milla is the best!
    Great professional, very experienced, Milla is the best!
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  • Karen M
    June 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Working with Milla has brought me a level of financial clarity and confidence I never thought possible. She took the time to understand not just my goals, but my values — and built a plan that reflects both. She is incredibly knowledgeable, especially when it comes to retirement planning and long-term care, and she explains complex topics in a way that’s easy to understand. I never feel rushed or pressured, just supported. I finally feel like I have someone in my corner who genuinely cares.
    Working with Milla has brought me a level of financial clarity and confidence I never thought possible. She took the time to understand not just my goals, but my values — and built a plan that reflects both. She is incredibly knowledgeable, especially when it comes to retirement planning and long-term care, and she explains complex topics in a way that’s easy to understand. I never feel rushed or pressured, just supported. I finally feel like I have someone in my corner who genuinely cares.
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  • Michael R
    June 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brandon is very knowledgeable, when it comes to health insurance, typically I don’t understand it well. He took the time to explain everything to me, it all worked out perfectly, and I’m getting my Medicare through him.
    Brandon is very knowledgeable, when it comes to health insurance, typically I don’t understand it well. He took the time to explain everything to me, it all worked out perfectly, and I’m getting my Medicare through him.
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  • Rich R
    June 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Milla is an exceptional agent & financial advisor. Milla, tailors her visits to meet our personal needs. She cares about our current and future well being. Milla is always professional and follows up on our personal concerns. We Have had numerous life insurance companies and financial agents over the years. Milla has not only provided us with a worry-free approach during our retirement years, but has delivered positive results for us where others have failed. We appreciate Milla and Bankers
    Milla is an exceptional agent & financial advisor. Milla, tailors her visits to meet our personal needs. She cares about our current and future well being. Milla is always professional and follows up on our personal concerns. We Have had numerous life insurance companies and financial agents over the years. Milla has not only provided us with a worry-free approach during our retirement years, but has delivered positive results for us where others have failed. We appreciate Milla and Bankers
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  • Michael D
    May 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I’m grateful for Brandon Pham. He helps me with my Medicare. He puts me in a better plan, and saves me a lot of money. Thank you, Brandon
    I’m grateful for Brandon Pham. He helps me with my Medicare. He puts me in a better plan, and saves me a lot of money. Thank you, Brandon
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  • Diana W
    May 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I am so glad she is my agent. Very nice answers all my questions. Took care of my needs. Thank you so much.
    I am so glad she is my agent. Very nice answers all my questions. Took care of my needs. Thank you so much.
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Cathy
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
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Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
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What Role Can Alternative Investments Play in a Retirement Portfolio?
If you’re nearing retirement or already retired, feeling uneasy about potential market volatility is understandable. After years of saving and planning, it’s natural to want more stability in your portfolio. One option some retirees explore is adding alternative investments—assets beyond traditional stocks, bonds, and cash that may offer income, diversification, or protection during uncertain times.
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs and benefits of your employer plan versus Medicare to determine which makes the most sense for you.,"You contribute to a Health Savings Account (HSA): Once enrolled in any part of Medicare, you can no longer contribute to an HSA.","If your employer has 20 or more employees, you can delay Part B without a penalty and use your employer’s coverage as your primary. Most people enroll in premium-free Part A but skip Part B to circumvent paying the premium.","If your employer has fewer than 20 employees, consider signing up for Medicare Parts A and B, making your employer’s coverage secondary. Failure to enroll on time may result in gaps in coverage and penalties.",Medicare Part D (Prescription) can be delayed without penalty if your employer provides creditable coverage.,"Medicare Part C (Medicare Advantage) is an all-in-one alternative to original Medicare. Part C offers the benefits of Parts A and B, along with additional services, including prescription, dental, vision, and hearing care. Using Part C with an employer’s plan can lead to overlaps or conflicts of coverage.","Medicare Supplement, also known as Medigap, helps cover deductibles, coinsurance, and other out-of-pocket expenses. However, Medigap only works with Medicare Parts A and B, not your employer’s coverage. In other words, you can’t use Medigap if Medicare isn’t your primary insurance. Learn more about Medicare Supplement Insurance.","The Qualified Medicare Beneficiary program helps cover Part A and Part B premiums, deductibles, coinsurance, and copayments.",The Specified Low-Income Medicare Beneficiary program helps pay for Part B premiums. You must have Part A and Part B to qualify for this program.,Qualifying Individual programs help pay for Part B premiums.,The Qualified Disabled and Working Individual program helps pay for Part A premiums only for specific individuals with disabilities.,"The Extra Help (Low-Income Subsidy) program helps reduce Part D premiums, deductibles, and copays and may eliminate late-enrollment penalties.",Part B Penalty: A 10% increase for every 12 months you delay.,Part D Penalty: A 1% increase for each month you go without creditable drug coverage.,Online at ssa.gov/medicare.,By phone at 1-800-772-1213.,In person at your local Social Security office.,Initial Enrollment Period: Three months before and after your 65th birthday month.,Special Enrollment Period: If you’re coming off employer coverage.,General Enrollment Period: January 1–March 31 each year. Coverage starts July 1. Late penalties may apply if you delay enrollment without creditable coverage.
7 Smart Tips for Successfully Traveling Solo in 2025
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Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
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Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
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Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
Act Now For Your Free No-Obligation Quote