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Keith Lozowski

Regional Director, Bankers Life and Casualty Company
Managing Director - Insurance Sales Representative - Bankers Life and Casualty Company
Financial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc.
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Keith LozowskiRegional Director, Bankers Life and Casualty Company, Jacksonville, FL

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Meet Keith Lozowski
Personal Business Philosophy
Helping my clients protect their financial security as they plan for retirement is important to me. I recognize that my clients' needs and priorities change over time, and I am dedicated to being there to serve them with integrity every step of the way.
licensed in
FL
FL License: A316541
professional background
Joined Bankers Life in 1999Began work in the Insurance Industry in 1999Education: Northwestern University Bachelor of Education (B.Ed.), Education and Social Policy

Keith Lozowski, Bankers Life Agent and Bankers Life Securities Financial Representative in Jacksonville, FL

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(904) 398-5769(904) 398-5769
Cell Phone:
(904) 474-6000(904) 474-6000
keith.lozowski@bankerslife.com
Branch Info
6620 Southpoint Dr S
Ste 400
Jacksonville, FL 32216
US
Hours
Day of the WeekHours
SaturdayClosed
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you to learn more about Medicare Advantage.


Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Products & Services Offered in Jacksonville, FL

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
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  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
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  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
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  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
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  • Advisory Services

    As an Investment Advisor through Bankers Life Advisory Services, Inc., I offer fee-based investment management using third-party model portfolios.
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Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Customer Reviews for Jacksonville, FL

4.9
Rating 4.8full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(261 Reviews)
  • Karen B
    May 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Joel is a very dependable asset to my husband and myself. As a financial advisor he looks at all angles of potential investments to fit into our budget and plans for growth. He is reliable, flexible as to time meeting with him, personable and is very good at explaining things on a level that we understand. Neither my husband nor myself are from an investment occupation. We have benefited financially from his direction and advice.
    Karen Morris and Mark Kluza
    Joel is a very dependable asset to my husband and myself. As a financial advisor he looks at all angles of potential investments to fit into our budget and plans for growth. He is reliable, flexible as to time meeting with him, personable and is very good at explaining things on a level that we understand. Neither my husband nor myself are from an investment occupation. We have benefited financially from his direction and advice.
    Karen Morris and Mark Kluza
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  • Brenda R
    May 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jordan Wright is the EPITOME of customer service! When a former Banker’s Life agent left the company, Jordan IMMEDIATELY jumped in and handled all of the details for my husband’s and my transition to Medicare. Jordan ROUTINELY goes above and beyond, and we feel truly blessed to have him as a Medicare broker!
    Jordan Wright is the EPITOME of customer service! When a former Banker’s Life agent left the company, Jordan IMMEDIATELY jumped in and handled all of the details for my husband’s and my transition to Medicare. Jordan ROUTINELY goes above and beyond, and we feel truly blessed to have him as a Medicare broker!
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  • Connie P
    May 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Robert is So caring. And that is so appreciated
    Robert is So caring. And that is so appreciated
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  • Nolan C
    May 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Chandler is great to work with. She is extremely knowledgeable and gives me confidence in the choices I make, with her help, on my finances. She is always available for any questions I have and is quick to respond.
    Chandler is great to work with. She is extremely knowledgeable and gives me confidence in the choices I make, with her help, on my finances. She is always available for any questions I have and is quick to respond.
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  • Christine L
    May 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Chandler is very knowledgeable and was extremely helpful to me as a first time Medicare applicant and has continued to support me by answering my questions in a very timely manner. Highly recommend her!
    Chandler is very knowledgeable and was extremely helpful to me as a first time Medicare applicant and has continued to support me by answering my questions in a very timely manner. Highly recommend her!
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  • Jonette B
    April 30, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I’d Like to take a moment to say how appreciative I am of Mr. Thomas. From his professionalism to his patience assisting me with my long term care needs as well as my newest purchase of insurance with him today. He’s restored my faith in sales people after dealing with bad advisors to untruthful agents. It’s refreshing to see a young man carry himself the way Mr.Thomas does. He’s always accessible and does what he says he’ll do.
    I’d Like to take a moment to say how appreciative I am of Mr. Thomas. From his professionalism to his patience assisting me with my long term care needs as well as my newest purchase of insurance with him today. He’s restored my faith in sales people after dealing with bad advisors to untruthful agents. It’s refreshing to see a young man carry himself the way Mr.Thomas does. He’s always accessible and does what he says he’ll do.
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  • Deborah C
    April 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I wasn't ready to retire at 65 but I'm ready at age 67. I'm so glad that I kept his contact information. Jordan is great! The Social Security and Medicare process is very confusing. But Jordan made it very simple to understand and he is there for every step. He took the time to explain the process and to answer every question without hesitation. He even answered the same question many times. I can't say enough about Jordan. I would highly recommend him!
    I wasn't ready to retire at 65 but I'm ready at age 67. I'm so glad that I kept his contact information. Jordan is great! The Social Security and Medicare process is very confusing. But Jordan made it very simple to understand and he is there for every step. He took the time to explain the process and to answer every question without hesitation. He even answered the same question many times. I can't say enough about Jordan. I would highly recommend him!
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  • Travis C
    April 23, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Thank you so much Ms. Sharon
    Thank you so much Ms. Sharon
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  • Darlene H
    April 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Sharon Bowens made it a pleasure to shop and purchase life insurance she was very knowledgeable about life insurance wealth of information. I had many of questions and she had all answer and the most of all she provided excellent service in a timely manner thabk you Sharon Bowens
    Sharon Bowens made it a pleasure to shop and purchase life insurance she was very knowledgeable about life insurance wealth of information. I had many of questions and she had all answer and the most of all she provided excellent service in a timely manner thabk you Sharon Bowens
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  • Martha H
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I was very impressed with the in person customer service I received. All of my concerns were addressed, and I felt at ease with the agents I spoke with.
    I was very impressed with the in person customer service I received. All of my concerns were addressed, and I felt at ease with the agents I spoke with.
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  • Nicholas B.
    April 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Fantastic company that cares about their clients and financial professionals.
    Fantastic company that cares about their clients and financial professionals.
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  • Pamela P.
    April 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great people! Great training! Great support!
    Great people! Great training! Great support!
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  • Laquann M
    March 31, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Chris is absolutely amazing. I’ve been a client with him since 2020/2021. I would not choose to work with anyone else. Willingness to help and get the best for his clients. Knowledgeable and great communication. If you have Chris you’re in good hands. Trust me.
    Chris is absolutely amazing. I’ve been a client with him since 2020/2021. I would not choose to work with anyone else. Willingness to help and get the best for his clients. Knowledgeable and great communication. If you have Chris you’re in good hands. Trust me.
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  • John H
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Our agent was very nice and informative on the subject.
    Our agent was very nice and informative on the subject.
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  • Jeffrey M
    March 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Outstanding customer service
    Knowledgeable
    Outstanding customer service
    Knowledgeable
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  • Calvin H
    March 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Phillip was very patient and helpful with meeting our insurance needs. Professional and was a wealth of knowledge.
    Phillip was very patient and helpful with meeting our insurance needs. Professional and was a wealth of knowledge.
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  • Katherine T
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very informative and patient
    Very informative and patient
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  • Charles C
    March 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent agent. Totally professional.
    Excellent agent. Totally professional.
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  • David R
    March 5, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Chris is helpful, very knowledgable, and very responsive.
    Chris is helpful, very knowledgable, and very responsive.
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  • Ruth Virginia F
    March 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    David Lattimore was terrific. He was very knowledgeable and answered all my questions. He was the reason I used Bankers Life
    David Lattimore was terrific. He was very knowledgeable and answered all my questions. He was the reason I used Bankers Life
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Insights From Keith
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
A retirement aged man and woman review their financial accounts on a laptop computer.
From 3% to 5%: Choosing the Right Retirement Withdrawal Plan for You
As retirement approaches, you’ll face a number of important decisions—and one that might not be on your radar yet is figuring out exactly how much to withdraw each month from your retirement savings. It’s a crucial question, but also a tricky one, since the right answer depends on several unknowns: how long your retirement will last, how your investments will perform, and what your living expenses will be.
A couple reviews their finances.
Navigating Financial Planning with a Reluctant Partner: 5 Tips for Success
When it comes to managing your money, we all know how crucial it is to plan and make decisions together. But let’s face it: Discussing finances with a partner isn’t always easy, especially if you don’t see eye-to-eye on the topic or if one of you is hesitant to have those tough conversations. Money can quickly become a point of tension, but ignoring it could lead to bigger problems down the road.
understanding cash on the sidelines
Understanding “Cash on the Sidelines” and the Shifting Economic Landscape
As we navigate through changing economic times, it’s essential to understand some key financial concepts that impact both individual and global economic conditions. You may have heard of the concept, “Cash on the Sidelines,” which often comes up in discussions about stock markets and worries over high risk investments and keeping money in either cash or lower risk, lower-yield investments.
Middle aged couple embracing in autumn.
How to Navigate Social Security Survivor Benefits for a Spouse
"When a loved one passes away, you may need to take some time to process your emotions and seek solace. But when the loved one is your spouse, you may have to both grieve and address a handful of immediate issues, such as figuring out funeral arrangements and costs and sorting out estate, probate, and legal expenses.",Are 60 years old or older; or if you have a disability and are 50 years old or older,Were married for at least 9 months before your spouse passed,Didn’t remarry before age 60 (or age 50 if you have a disability),More than 75% at 61,More than 80% at 63,More than 90% at 65,The deceased’s death certificate,Your and the deceased’s Social Security number,Your birth certificate and marriage certificate (if applicable),"A term or whole life insurance policy can provide a lump sum upon a spouse’s death. This can help replace lost income, cover living expenses, and provide financial stability during an emotionally difficult time.",Annuities are contracts that guarantee regular income payments for life or a set period. Some annuities offer survivor benefits that provide ongoing income to spouses.,A well-funded 401(k) or IRA can supplement survivor benefits and help maintain financial stability.,"Stocks, bonds, and mutual funds can generate dividends and capital gains to supplement Social Security benefits.",Owning rental properties can generate a steady monthly passive income stream that doesn’t rely on employment or Social Security benefits.
Older couple sits in their kitchen with a financial advisor.
Protecting Your Nest Egg: Understanding Sequence Risk in Retirement
As you prepare for retirement, one of the most important considerations is how to ensure that your nest egg lasts throughout your lifetime and you don’t outlive your money. One risk that many may overlook is sequence risk, which occurs when you face poor market returns early in retirement while you’re drawing down your savings. This can cause long-term damage to your portfolio, leaving you vulnerable later on in life.
Two seniors talking with a financial professional.
Planning for Market Uncertainty: 5 Things to Consider If the Market Is Shaky
If you’re retired or nearing retirement, market uncertainty can feel unnerving. After you’ve spent decades working, saving, and planning, it’s natural to be concerned when the market dips or prices start rising.

Let's Talk About Your Plans for Long-Term Care!

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As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

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