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Lorma Louis

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(305) 916-7109(305) 916-7109
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Lorma LouisInsurance Sales Representative, Miami, FL

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Meet Lorma Louis
Personal Business Philosophy
I believe building a strong retirement plan provides peace of mind. I'm dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service and helping to make certain you can enjoy the life of your retirement.
licensed in
FL, NC, OH
FL License: W266883
professional background
Joined Bankers Life in 2022Began work in the Insurance Industry in 2015Education: College Degree, Florida Atlantic University
personal background
Family: A devoted mother of two childrenCommunity Involvement: Volunteer in food distribution for feeding Florida and helping a mentally challenged disabled individual
additional languages
Creole, French

Lorma Louis, Bankers Life Agent in Miami, FL

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(305) 529-4767(305) 529-4767
Direct Phone:
(305) 916-7109(305) 916-7109
lorma.louis@bankerslife.com
Branch Info
13400 SW 120th St
Ste 300D
Miami, FL 33186
US
Hours
Day of the WeekHours
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in Miami, FL

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Reviews for Lorma Louis

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(2 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Lorna was very professional and very precise on the information she provided to me.

Customer Reviews for Miami, FL

4.8
Rating 4.7full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(77 Reviews)
  • Lateisha W
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent
    Excellent
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  • Luis P
    April 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mithsy was a godsend to us, she’s knowledgeable and explained everything very well.
    Mithsy was a godsend to us, she’s knowledgeable and explained everything very well.
    Read More
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  • Carolyn G
    April 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great Customer Service and very knowledgeable
    Great Customer Service and very knowledgeable
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  • Stephen K
    March 25, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Members listen and able to get back to me with answers to all my questions.
    It was awesome working with them and hope to continue this partnership with upcoming next step that's building out my next stage in life.

    SAK
    Members listen and able to get back to me with answers to all my questions.
    It was awesome working with them and hope to continue this partnership with upcoming next step that's building out my next stage in life.

    SAK
    Read More
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  • Nivia T
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Fue una cita muy importante para mí su atención fue muy buena yo diría excelente una persona maravillosa que explica todo muy bien y te brinda la ayuda necesaria para poder entender todo además como persona es maravillosa atenta y con mucha paciencia gracias
    Fue una cita muy importante para mí su atención fue muy buena yo diría excelente una persona maravillosa que explica todo muy bien y te brinda la ayuda necesaria para poder entender todo además como persona es maravillosa atenta y con mucha paciencia gracias
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  • Nariah M
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent customer Service and very knowledgeable
    Excellent customer Service and very knowledgeable
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  • Jaypaul H
    March 5, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Stellar customer service. Charming & knowledgeable, trustworthy tks
    Stellar customer service. Charming & knowledgeable, trustworthy tks
    Read More
    Read Less
  • Kevin M
    February 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service
    Great service
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  • Rafael R
    February 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Your service was amazing you show to be a good profesional thank you for your help in this new step in my life.
    Your service was amazing you show to be a good profesional thank you for your help in this new step in my life.
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  • Tracy C
    January 30, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She was Great
    She was Great
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  • Orlando S
    January 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    extremely efficient, fast response.
    extremely efficient, fast response.
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  • Lilibeth M.
    January 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My name is Lilibeth Mena I have been working with Banker Life since 2023 and working for this company has changed my life and my families life too. I am so happy to be part of an amazing Team, we have the best leaders you can as for. We are building our office from scratch, but stronger. Come and join our team!
    My name is Lilibeth Mena I have been working with Banker Life since 2023 and working for this company has changed my life and my families life too. I am so happy to be part of an amazing Team, we have the best leaders you can as for. We are building our office from scratch, but stronger. Come and join our team!
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  • Billy W
    January 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent Representative of your company
    Excellent Representative of your company
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  • Amada B
    January 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Glenis G
    December 17, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jose is very knowledgeable about all products that he sells, he's dedicated and committed to help the customers.
    Jose is very knowledgeable about all products that he sells, he's dedicated and committed to help the customers.
    Read More
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  • Jose M
    December 10, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very professional and helpful.
    Very professional and helpful.
    Read More
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  • Linda S
    November 6, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent customer service. Always willing to help.
    Excellent customer service. Always willing to help.
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  • Ramiro L
    October 31, 2024
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Always a nice experience with Rafael, he’s very friendly, it makes me feel good about working with Bankers life, he makes sure I understand of what he’s talking about, always looking for my best interest.

    Thank you so much Rafael
    Always a nice experience with Rafael, he’s very friendly, it makes me feel good about working with Bankers life, he makes sure I understand of what he’s talking about, always looking for my best interest.

    Thank you so much Rafael
    Read More
    Read Less
  • Pauliana P
    October 22, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Lorna was very professional and very precise on the information she provided to me.
    Lorna was very professional and very precise on the information she provided to me.
    Read More
    Read Less
  • Cynthia P
    October 22, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent customer service. Felicity was very professional. Felicity answered my questions and explained everything in detail.
    Excellent customer service. Felicity was very professional. Felicity answered my questions and explained everything in detail.
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

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Understanding “Cash on the Sidelines” and the Shifting Economic Landscape
As we navigate through changing economic times, it’s essential to understand some key financial concepts that impact both individual and global economic conditions. You may have heard of the concept, “Cash on the Sidelines,” which often comes up in discussions about stock markets and worries over high risk investments and keeping money in either cash or lower risk, lower-yield investments.
Middle aged couple embracing in autumn.
How to Navigate Social Security Survivor Benefits for a Spouse
"When a loved one passes away, you may need to take some time to process your emotions and seek solace. But when the loved one is your spouse, you may have to both grieve and address a handful of immediate issues, such as figuring out funeral arrangements and costs and sorting out estate, probate, and legal expenses.",Are 60 years old or older; or if you have a disability and are 50 years old or older,Were married for at least 9 months before your spouse passed,Didn’t remarry before age 60 (or age 50 if you have a disability),More than 75% at 61,More than 80% at 63,More than 90% at 65,The deceased’s death certificate,Your and the deceased’s Social Security number,Your birth certificate and marriage certificate (if applicable),"A term or whole life insurance policy can provide a lump sum upon a spouse’s death. This can help replace lost income, cover living expenses, and provide financial stability during an emotionally difficult time.",Annuities are contracts that guarantee regular income payments for life or a set period. Some annuities offer survivor benefits that provide ongoing income to spouses.,A well-funded 401(k) or IRA can supplement survivor benefits and help maintain financial stability.,"Stocks, bonds, and mutual funds can generate dividends and capital gains to supplement Social Security benefits.",Owning rental properties can generate a steady monthly passive income stream that doesn’t rely on employment or Social Security benefits.
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Protecting Your Nest Egg: Understanding Sequence Risk in Retirement
As you prepare for retirement, one of the most important considerations is how to ensure that your nest egg lasts throughout your lifetime and you don’t outlive your money. One risk that many may overlook is sequence risk, which occurs when you face poor market returns early in retirement while you’re drawing down your savings. This can cause long-term damage to your portfolio, leaving you vulnerable later on in life.
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Planning for Market Uncertainty: 5 Things to Consider If the Market Is Shaky
If you’re retired or nearing retirement, market uncertainty can feel unnerving. After you’ve spent decades working, saving, and planning, it’s natural to be concerned when the market dips or prices start rising.
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Annuity vs. Life Insurance: What’s the Difference?
As you think about how you want to approach planning for retirement, you’ll need to make decisions about how to manage financial risks and income. Annuities and life insurance policies are both excellent tools for doing that, but they serve different purposes.
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Annuities: A Financial Anchor in Times of Economic Instability
In times of economic instability, investors often seek safe havens to protect their financial future. Annuities, a financial product designed to provide a steady income stream, can be a valuable tool for those looking to mitigate risk and ensure stability. We’ll explore how annuities can serve as a reliable option during times of financial uncertainty.

Let's Talk About Your Plans for Long-Term Care!

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As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

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