agent picture

Victor Lora

Financial Advisor, Bankers Life Advisory Services, Inc.
Field Manager - Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(239) 215-6839(239) 215-6839
Meet Victor Lora
Personal Business Philosophy
Helping my clients protect their financial security as they plan for retirement is important to me. I recognize that my clients' needs and priorities change over time, and I am dedicated to being there to serve them with integrity every step of the way.
licensed in
DE, FL, SC
FL License: W563695
professional background
Joined Bankers Life in 2019Began work in the Insurance Industry in 2019Education: Florida State University - Bachelor's Degree of Science in Business Management & Entrepreneurship
designations received
Company Recognitions: Operations Manager - Naples Office, Bankers Life Brand Ambassador, Annual Sales Convention Qualifier, MDRT Earner
personal background
Family: I have a beautiful wife, a dog, a younger brother, and two loving parents to whom I owe the world to.Community Involvement: I am a member of the Greater Naples Chamber and fundraiser for The Alzheimer's Association "Forget Me Not Days".
additional languages
Spanish

Victor Lora, Bankers Life Agent and Bankers Life Securities Financial Representative in Naples, FL

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(239) 495-3089(239) 495-3089
Direct Phone:
(239) 215-6839(239) 215-6839
Cell Phone:
(239) 248-2621(239) 248-2621
victor.lora@bankerslife.com
Branch Info
3555 Kraft Rd
Ste 220
Naples, FL 34105
US
Hours
Day of the WeekHours
SundayClosed
Monday9:00 AM - 6:00 PM
Tuesday9:00 AM - 6:00 PM
Wednesday9:00 AM - 6:00 PM
Thursday9:00 AM - 6:00 PM
Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 12:00 PM
Request an Appointment

Products & Services Offered in Naples, FL

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
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  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
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  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
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  • Advisory Services

    As an Investment Advisor through Bankers Life Advisory Services, Inc., I offer fee-based investment management using third-party model portfolios.
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Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Victor Lora

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(43 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Victor was great. He explained everything clearly. Made me feel comfortable in my decisions. Very professional.
Displaying reviews 1 - 1 out of the 20 most recent

Customer Reviews for Naples, FL

5
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(142 Reviews)
  • Michael L
    June 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I was in business all my lives. I would have loved to have a salesperson like Vince working at my company!
    I was in business all my lives. I would have loved to have a salesperson like Vince working at my company!
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  • David C
    June 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very professional knowledgeable and great character very helpful crunching numbers and applies himself very well if there was any questioning from my behalf he was well informative
    Very professional knowledgeable and great character very helpful crunching numbers and applies himself very well if there was any questioning from my behalf he was well informative
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  • George S
    June 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Victor was great. He explained everything clearly. Made me feel comfortable in my decisions. Very professional.
    Victor was great. He explained everything clearly. Made me feel comfortable in my decisions. Very professional.
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  • Martin J
    May 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Vince has helped both my wife and I comfortably navigate the process of enrolling in Medicare, and obtaining a comprehensive and affordable supplement plan. He is very knowledgable, extremely reliable and a genuinely good fellow.
    Vince has helped both my wife and I comfortably navigate the process of enrolling in Medicare, and obtaining a comprehensive and affordable supplement plan. He is very knowledgable, extremely reliable and a genuinely good fellow.
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  • Michelle B
    April 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Lindsay is fantastic . She helped me life insurance I didn’t know was expired. She is a wonderful knowledgeable person.
    Lindsay is fantastic . She helped me life insurance I didn’t know was expired. She is a wonderful knowledgeable person.
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  • Edward R
    April 23, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Victor was very informative and listened to our needs. We would recommend him and Bankers Life.

    Ed & Nancy Roderick
    Victor was very informative and listened to our needs. We would recommend him and Bankers Life.

    Ed & Nancy Roderick
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  • christine L
    April 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Lorna is always spot on getting back to me, unusual in this business! Efficient and smart.
    Lorna is always spot on getting back to me, unusual in this business! Efficient and smart.
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  • Marcia P
    March 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Vince is extremely professional and knowledgeable. He helped us easily make decisions we felt good about in our home which was very comfortable and convenient.
    He has the perfect personality for this line of work and we look forward to working with him in the years to come. Thank you Vince!!
    Vince is extremely professional and knowledgeable. He helped us easily make decisions we felt good about in our home which was very comfortable and convenient.
    He has the perfect personality for this line of work and we look forward to working with him in the years to come. Thank you Vince!!
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  • Ralph B
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Lorna has always been very helpful and knowledgeable. Always takes time when you have an issue to be resolved. Delivers 5 star service.
    Lorna has always been very helpful and knowledgeable. Always takes time when you have an issue to be resolved. Delivers 5 star service.
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  • Joseph L
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Lorna is an angel.
    I was having trouble getting credited with a payment. I had tried for over 90 days, she got it done in less than a week. Saved me a bundle of money and time!
    Thanks!!!
    --Joe
    Lorna is an angel.
    I was having trouble getting credited with a payment. I had tried for over 90 days, she got it done in less than a week. Saved me a bundle of money and time!
    Thanks!!!
    --Joe
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  • Jan C
    March 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Victor was incredibly professional and explained everything incredibly well!
    Victor was incredibly professional and explained everything incredibly well!
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  • Glenda M
    March 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Lorna is GREAT! She goes the extra mile for everyone and treats you like family.
    Lorna is GREAT! She goes the extra mile for everyone and treats you like family.
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  • Walter P
    March 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Fully professional, knowledgeable, personable, and comfortable. I would recommend Vince to anyone.
    Fully professional, knowledgeable, personable, and comfortable. I would recommend Vince to anyone.
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  • Tobi C
    February 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Victor was knowledgeable and answered our many questions.
    Victor was knowledgeable and answered our many questions.
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  • Eduardo V
    February 19, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great experience, very knowledgable and helpful
    Great experience, very knowledgable and helpful
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  • Margo J
    February 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Lorna is amazing and truly cares about her clients; I was approached with many insurance people and she is beyond amazing; She is truly knowledgeable and cares; I look forward to working with her for a long time. Definitely would recommend
    Lorna is amazing and truly cares about her clients; I was approached with many insurance people and she is beyond amazing; She is truly knowledgeable and cares; I look forward to working with her for a long time. Definitely would recommend
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  • Edward P
    February 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Zachary was able to answer any questions or concerns that I had. Very professional and courteous. Would absolutely recommend to anyone.
    Zachary was able to answer any questions or concerns that I had. Very professional and courteous. Would absolutely recommend to anyone.
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  • Karla H
    February 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Victor is very personable and professional.
    Victor is very personable and professional.
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  • Kelly P
    February 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I’m very happy with Victor as our agent.
    He took his time and was so kind and knowledgeable explaining everything to me. I like how he is proactive in personally meeting with me ahead of going on Medicare in October. His handwritten timeline was also very much appreciated as I’m a visual person.
    My husband has been a client of his for years and I’m happy that I am now too! I feel I’m in good hands.
    He is an asset to your company and I look forward to our continued relationship with him!
    I’m very happy with Victor as our agent.
    He took his time and was so kind and knowledgeable explaining everything to me. I like how he is proactive in personally meeting with me ahead of going on Medicare in October. His handwritten timeline was also very much appreciated as I’m a visual person.
    My husband has been a client of his for years and I’m happy that I am now too! I feel I’m in good hands.
    He is an asset to your company and I look forward to our continued relationship with him!
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  • Joe F
    January 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Payton did a great job with her presentation. My wife and I both signed up.
    Payton did a great job with her presentation. My wife and I both signed up.
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Victor
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs and benefits of your employer plan versus Medicare to determine which makes the most sense for you.,"You contribute to a Health Savings Account (HSA): Once enrolled in any part of Medicare, you can no longer contribute to an HSA.","If your employer has 20 or more employees, you can delay Part B without a penalty and use your employer’s coverage as your primary. Most people enroll in premium-free Part A but skip Part B to circumvent paying the premium.","If your employer has fewer than 20 employees, consider signing up for Medicare Parts A and B, making your employer’s coverage secondary. Failure to enroll on time may result in gaps in coverage and penalties.",Medicare Part D (Prescription) can be delayed without penalty if your employer provides creditable coverage.,"Medicare Part C (Medicare Advantage) is an all-in-one alternative to original Medicare. Part C offers the benefits of Parts A and B, along with additional services, including prescription, dental, vision, and hearing care. Using Part C with an employer’s plan can lead to overlaps or conflicts of coverage.","Medicare Supplement, also known as Medigap, helps cover deductibles, coinsurance, and other out-of-pocket expenses. However, Medigap only works with Medicare Parts A and B, not your employer’s coverage. In other words, you can’t use Medigap if Medicare isn’t your primary insurance. Learn more about Medicare Supplement Insurance.","The Qualified Medicare Beneficiary program helps cover Part A and Part B premiums, deductibles, coinsurance, and copayments.",The Specified Low-Income Medicare Beneficiary program helps pay for Part B premiums. You must have Part A and Part B to qualify for this program.,Qualifying Individual programs help pay for Part B premiums.,The Qualified Disabled and Working Individual program helps pay for Part A premiums only for specific individuals with disabilities.,"The Extra Help (Low-Income Subsidy) program helps reduce Part D premiums, deductibles, and copays and may eliminate late-enrollment penalties.",Part B Penalty: A 10% increase for every 12 months you delay.,Part D Penalty: A 1% increase for each month you go without creditable drug coverage.,Online at ssa.gov/medicare.,By phone at 1-800-772-1213.,In person at your local Social Security office.,Initial Enrollment Period: Three months before and after your 65th birthday month.,Special Enrollment Period: If you’re coming off employer coverage.,General Enrollment Period: January 1–March 31 each year. Coverage starts July 1. Late penalties may apply if you delay enrollment without creditable coverage.
7 Smart Tips for Successfully Traveling Solo in 2025
Traveling solo is no longer a niche trend—it’s a growing movement. Whether you’re single, seeking solitude, or simply craving the freedom to explore on your own terms, solo travel offers flexibility and opportunities for personal growth. But if you’re new to it, it can feel intimidating. These seven tips will help you travel smarter, safer, and more confidently in 2025.
Aging man looks thoughtful as he ponders his financial circumstances.
Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
A senior couple pointing to a mountain.
Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
A woman hugs her friend who has Alzheimer's disease.
Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
A mother and daughter baking in kitchen.
Should You Reevaluate Your 2025 Investment Strategy?
It’s common for investors, especially those in or near retirement, to pause and consider whether their financial approach still aligns with their goals. If the market feels shaky, then it becomes even more important to do so. Reviewing your 2025 investment strategy doesn’t always mean making major changes, but it may help you feel more informed and confident about your situation and next steps.
Act Now For Your Free No-Obligation Quote