

Karthik Rao

Karthik RaoFinancial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc., Waltham, MA
Karthik Rao, Bankers Life Agent and Bankers Life Securities Financial Representative in Waltham, MA
Day of the Week | Hours |
---|---|
Saturday | Closed |
Sunday | Closed |
Monday | 9:00 AM - 5:00 PM |
Tuesday | 9:00 AM - 5:00 PM |
Wednesday | 9:00 AM - 5:00 PM |
Thursday | 9:00 AM - 5:00 PM |
Friday | 9:00 AM - 5:00 PM |
Our Brands and Partners
Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.
Forget Me Not Days

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.
Products & Services Offered in Waltham, MA
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Life Insurance
Find out how life insurance can help protect the financial security of you and your family. - Explore
Medicare Supplement Insurance
Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover. - Explore
Long-term Care Insurance
Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness. - Explore
Brokerage Services
As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities. - Explore
Advisory Services
As an Investment Advisor through Bankers Life Advisory Services, Inc., I offer fee-based investment management using third-party model portfolios.
Financial Calculators & Tools

How Long Will My Retirement Savings Last?
Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.Estimate Social Security Benefits
Estimate your future Social Security benefits based on your income history and expected retirement age.Traditional 401(k) or Roth 401(k)?
How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?Retirement Income Estimator
Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
Customer Reviews for Waltham, MA
- May 14, 20255.0 out of 5.0Rating 5.0Mr McGibbon was very informative, he answered all my questions and gave me information that will help me to make better decisions moving forward
- May 14, 20255.0 out of 5.0Rating 5.0Mike provided valuable and important information during our policy review meeting. He also helped me to apply for additional coverage. I am happy to have Mike as my insurance advisor.
- May 13, 20255.0 out of 5.0Rating 5.0Very helpful and professional
- May 13, 20255.0 out of 5.0Rating 5.0I have found Mike to be a competent agent. He knows his business. I am completely satisfied with his service.
- May 6, 20255.0 out of 5.0Rating 5.0Mike always provides excellent and professional service. He solved all the challenges I had regarding my policy benefits. Thanks for the work you do Mike. I look forward to our next review meeting.
- May 6, 20255.0 out of 5.0Rating 5.0Mike was very helpful in helping me get life insurance coverage for my wife and keeping me up to date with my kife insurance coverage. Thanks for your expertise and service Mike.
- May 2, 20255.0 out of 5.0Rating 5.0Mike was excellent and in detail giving me advise and providing excellent customer service I had never done anything with Life insurance before I would recommend Mike and Bankers life to anyone out there looking for insurance it was a pleasant experience
- April 29, 20255.0 out of 5.0Rating 5.0Mike has been a very helpful agent and was instrumental in helping with the activities relating to processing claims documents fir my recently deceased aunt. Thanks for all the valuable help and advice you continue to provide Mike
- April 29, 20255.0 out of 5.0Rating 5.0Amazing person with polite and understanding of life insurance which made the appt comfortable. Thanks again
- April 29, 20255.0 out of 5.0Rating 5.0Mike and Matt were very helpful on
4/29/25. Also helped me to understand my coverage during our annual review meeting. - April 24, 20255.0 out of 5.0Rating 5.0Incredibly knowledgeable and personable
- April 22, 20255.0 out of 5.0Rating 5.0Mike is a very reliable agent. He never forgets to do my periodic reviews. Thanks for being my agent and financial representative Mike.
- April 22, 20255.0 out of 5.0Rating 5.0As always, awesome customer service.
- April 21, 20255.0 out of 5.0Rating 5.0My wife and I met with Matthew Hotaling about retirement and benefits. He was extremely well informed, provided an excellent overview of what is involved with Social Security, and explained about different retirement options, and about the process, in a very clear and understandable way. Having someone knowledgeable in all this that is friendly and approachable is very valuable. Highly recommend!
- April 18, 20255.0 out of 5.0Rating 5.0Nick was great and super helpful and helped me understand my need for life insurance.
Thank you Nick! - April 18, 20255.0 out of 5.0Rating 5.0
Robin was a delightful person to work with she answered all my question and then some. She was very polite and to the point so I didn't feel like I really had any question. She explained the policy so that I knew what she was talking about. Thank you Robin for making this process so easy for me. - April 17, 20255.0 out of 5.0Rating 5.0Mike was very helpful with helping me understand and apply for life insurance for my final expenses. Thanks for your help and service Mike
- April 16, 20255.0 out of 5.0Rating 5.0Awesome customer service
- April 15, 20255.0 out of 5.0Rating 5.0Thanks for the excellent work you do with our financial planning Mike. I appreciate your professionalism.
- April 15, 20255.0 out of 5.0Rating 5.0Thanks for what you do for me and my wife Mike. You are very professional and knowledgeable.
FAQs











Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?