agent picture

Jayson Howard

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(240) 236-9172(240) 236-9172
Leave a Referral
agent picture

Jayson HowardInsurance Sales Representative, Frederick, MD

request apt form icon
quote form icon
Meet Jayson Howard
Personal Business Philosophy
I believe building a strong retirement plan provides peace of mind. I’m dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service and helping to make certain you can enjoy the life of your retirement.
licensed in
MD, PA, VA, WV
personal background
Community Involvement: Donate Blood for American Red Cross & Alzheimer's Association

Jayson Howard, Bankers Life Agent in Frederick, MD

Closed - Opens at 8:30 AM Thursday
Contact Me
Office Phone:
(301) 739-8590(301) 739-8590
Direct Phone:
(240) 236-9172(240) 236-9172
Cell Phone:
(667) 788-0757(667) 788-0757
jayson.howard@bankerslife.com
Branch Info
321 Ballenger Center Dr
Ste 225
Frederick, MD 21703
US
Hours
Day of the WeekHours
Wednesday8:30 AM - 6:00 PM
Thursday8:30 AM - 6:00 PM
Friday3:00 PM - 6:00 PM
Saturday9:00 AM - 12:00 PM
SundayClosed
Monday3:00 PM - 6:00 PM
Tuesday8:30 AM - 6:00 PM

Products & Services Offered in Frederick, MD

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Customer Reviews for Frederick, MD

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(61 Reviews)
  • James D
    August 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service
    Great service
    Read More
    Read Less
  • Sandra L
    July 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    All around so helpful to me.
    All around so helpful to me.
    Read More
    Read Less
  • Marie D
    July 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Clyde’s commitment to making sure I was well-informed before making any decisions truly stood out. His professional and considerate approach made a significant difference, providing me with the confidence and clarity I needed to choose the right life insurance policy suited to my specific needs.
    Clyde’s commitment to making sure I was well-informed before making any decisions truly stood out. His professional and considerate approach made a significant difference, providing me with the confidence and clarity I needed to choose the right life insurance policy suited to my specific needs.
    Read More
    Read Less
  • Carl D
    June 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very courteous and polite
    Very courteous and polite
    Read More
    Read Less
  • George L
    June 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very good and let me know all my options with health care
    Very good and let me know all my options with health care
    Read More
    Read Less
  • Lisa S
    June 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Cathryn has been a godsend for my husband and myself. She is a consummate professional! We are newly retired individuals that needed help and guidance with supplemental health insurance and life insurance. Kathryn is very knowledgeable, personable, and thoroughly explained the products that were offered. Hubby and I are very satisfied with what was chosen with Cathryn's help. I feel like a huge weight has been lifted off of us, and now we have better peace of mind. Kudos to Cathyrn!!
    Cathryn has been a godsend for my husband and myself. She is a consummate professional! We are newly retired individuals that needed help and guidance with supplemental health insurance and life insurance. Kathryn is very knowledgeable, personable, and thoroughly explained the products that were offered. Hubby and I are very satisfied with what was chosen with Cathryn's help. I feel like a huge weight has been lifted off of us, and now we have better peace of mind. Kudos to Cathyrn!!
    Read More
    Read Less
  • Maureen E
    May 23, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    John Stakem has been much more than an Agent and Financial Representative.

    He is a very dependable, honest and helpful friend.

    He makes me feel full assurance because for 7 years he has ensured that I have the very best Insurance coverage for my circumstances.

    My husband Phillip is about to become Medicare eligible, as has been very satisfied in John's thorough and patient attention to detail, as he has guided me along, and looks forward to joining me in having John work with us as a team.
    John Stakem has been much more than an Agent and Financial Representative.

    He is a very dependable, honest and helpful friend.

    He makes me feel full assurance because for 7 years he has ensured that I have the very best Insurance coverage for my circumstances.

    My husband Phillip is about to become Medicare eligible, as has been very satisfied in John's thorough and patient attention to detail, as he has guided me along, and looks forward to joining me in having John work with us as a team.
    Read More
    Read Less
  • Diana B
    May 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Clyde was well prepared, very knowledgeable, has a pleasant personality and made me feel comfortable through the whole process. I would definitely recommend him to my friends (and have already).
    Clyde was well prepared, very knowledgeable, has a pleasant personality and made me feel comfortable through the whole process. I would definitely recommend him to my friends (and have already).
    Read More
    Read Less
  • Carlton F
    March 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Good guy
    Good guy
    Read More
    Read Less
  • Debra B
    March 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service, knowledgeable and friendly
    Great customer service, knowledgeable and friendly
    Read More
    Read Less
  • Barbara N
    February 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kate was so helpful and kind. I am looking forward to her knowledge and help with my future retirement plans.

    Thank you
    Kate was so helpful and kind. I am looking forward to her knowledge and help with my future retirement plans.

    Thank you
    Read More
    Read Less
  • Debra B
    February 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable, friendly and helpful
    Very knowledgeable, friendly and helpful
    Read More
    Read Less
  • Inge S
    February 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brian has offered great customer support for many years. He is always available for questions. Supports with integrity and compassion.
    Brian has offered great customer support for many years. He is always available for questions. Supports with integrity and compassion.
    Read More
    Read Less
  • Eleftheria M
    January 31, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very personable and informative. Enjoyed the great customer service.
    Very personable and informative. Enjoyed the great customer service.
    Read More
    Read Less
  • Isidora M
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent Medicare Agent!
    Excellent Medicare Agent!
    Read More
    Read Less
  • Kim S
    January 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service! Always available and explains thoroughly and works interests of the client to save.
    Great customer service! Always available and explains thoroughly and works interests of the client to save.
    Read More
    Read Less
  • Michael L
    January 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service and we have been using John for many years and he is always ready and willing to help us and answer any questions we have when he is here.
    Great customer service and we have been using John for many years and he is always ready and willing to help us and answer any questions we have when he is here.
    Read More
    Read Less
  • Michel X
    January 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Best customer service I have seen. John takes the time to guide you through the process. I would highly recommend him.
    Best customer service I have seen. John takes the time to guide you through the process. I would highly recommend him.
    Read More
    Read Less
  • Mary H
    January 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Cathryn (Kate) is a great agent. I don't know what I would have done without her. She is very helpful and respectful and makes time for me 24/7. Thank you for having someone like her.
    Cathryn (Kate) is a great agent. I don't know what I would have done without her. She is very helpful and respectful and makes time for me 24/7. Thank you for having someone like her.
    Read More
    Read Less
  • Peggy S
    December 24, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brian makes you feel like a valued customer. Very knowledgeable and thorough.
    Brian makes you feel like a valued customer. Very knowledgeable and thorough.
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo
Insights From Jayson
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
An elderly couple walks on a beach.
Understanding the Difference: Original Medicare vs. Medicare Advantage
Medicare provides healthcare coverage for millions of older Americans, but choosing between Original Medicare and Medicare Advantage can feel overwhelming. The federal government runs Original Medicare, which lets you see any doctor who accepts Medicare, while private insurers manage Medicare Advant...
Patient and doctor discussing treatment.
Understanding the Difference Between Medigap and Medicare Advantage
"Medicare is the primary source of health insurance for individuals over 65. It can provide significant benefits, but there are limitations to what it covers that could leave you paying out of pocket for some care. Medigap and Medicare Advantage plans are optional private insurance plans that can he...
Retired woman smiling leaning down to children in a classroom at a table with open laptops.
Is Substitute Teaching the Perfect “Unretirement” Job for You?
Retirement doesn’t always mean stepping away from work forever. In fact, as many as 1.5 million retirees have reentered the workforce in recent years. But many aren’t looking to return to the same old grind.
Display of Stock market quotes with city scene reflect on glass.
What Is Market Manipulation? How It Works and Why It Matters to Investors
In today’s fast-paced financial world, the stock market can sometimes feel like a rollercoaster, but not all price swings are natural. Some are the result of deliberate interference known as market manipulation. Whether you’re a seasoned investor or just starting out, understanding how manipulation ...
A senior couple riding bikes.
What Role Can Alternative Investments Play in a Retirement Portfolio?
If you’re nearing retirement or already retired, feeling uneasy about potential market volatility is understandable. After years of saving and planning, it’s natural to want more stability in your portfolio. One option some retirees explore is adding alternative investments—assets beyond tradition...
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs an...
Act Now For Your Free No-Obligation Quote