agent picture

Dezarae Young

Financial Professional
Field Manager - Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(240) 513-2818(240) 513-2818
Leave a Referral
agent picture

Dezarae YoungField Manager - Insurance Sales Representative, Frederick, MD

request apt form icon
quote form icon
Meet Dezarae Young
Personal Business Philosophy
My goal is to offer solutions that meet your needs today and for the life of your retirement. I believe in building a personal relationship with you as my client, so I can better understand your retirement goals and help you get there with confidence and peace of mind.
licensed in
MD, PA, VA, WV
professional background
Joined Bankers Life in 2023Began work in the Insurance Industry in 2023Education: High School Diploma
personal background
Community Involvement: Alzheimers Association

Dezarae Young, Bankers Life Agent in Frederick, MD

Closed - Opens at 8:00 AM
Contact Me
Office Phone:
(301) 739-8590(301) 739-8590
Direct Phone:
(240) 513-2818(240) 513-2818
Cell Phone:
(223) 386-8666(223) 386-8666
dezarae.young@bankerslife.com
Branch Info
321 Ballenger Center Dr
Ste 225
Frederick, MD 21703
US
Hours
Day of the WeekHours
Friday8:00 AM - 6:00 PM
Saturday8:00 AM - 12:00 PM
SundayClosed
Monday8:00 AM - 6:00 AM
Tuesday8:00 AM - 6:00 AM
Wednesday8:00 AM - 6:00 AM
Thursday8:00 AM - 6:00 PM

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

FORGET ME NOT DAYS

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in Frederick, MD

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Reviews for Dezarae Young

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(1 Review)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very nice working with Dezare, she was knowledgeable and not rushed, she explained things very well

Customer Reviews for Frederick, MD

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(51 Reviews)
  • Debra B
    March 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service, knowledgeable and friendly
    Great customer service, knowledgeable and friendly
    Read More
    Read Less
  • Barbara N
    February 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kate was so helpful and kind. I am looking forward to her knowledge and help with my future retirement plans.

    Thank you
    Kate was so helpful and kind. I am looking forward to her knowledge and help with my future retirement plans.

    Thank you
    Read More
    Read Less
  • Debra B
    February 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable, friendly and helpful
    Very knowledgeable, friendly and helpful
    Read More
    Read Less
  • Inge S
    February 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brian has offered great customer support for many years. He is always available for questions. Supports with integrity and compassion.
    Brian has offered great customer support for many years. He is always available for questions. Supports with integrity and compassion.
    Read More
    Read Less
  • Eleftheria M
    January 31, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very personable and informative. Enjoyed the great customer service.
    Very personable and informative. Enjoyed the great customer service.
    Read More
    Read Less
  • Isidora M
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent Medicare Agent!
    Excellent Medicare Agent!
    Read More
    Read Less
  • Kim S
    January 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service! Always available and explains thoroughly and works interests of the client to save.
    Great customer service! Always available and explains thoroughly and works interests of the client to save.
    Read More
    Read Less
  • Michael L
    January 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service and we have been using John for many years and he is always ready and willing to help us and answer any questions we have when he is here.
    Great customer service and we have been using John for many years and he is always ready and willing to help us and answer any questions we have when he is here.
    Read More
    Read Less
  • Michel X
    January 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Best customer service I have seen. John takes the time to guide you through the process. I would highly recommend him.
    Best customer service I have seen. John takes the time to guide you through the process. I would highly recommend him.
    Read More
    Read Less
  • Mary H
    January 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Cathryn (Kate) is a great agent. I don't know what I would have done without her. She is very helpful and respectful and makes time for me 24/7. Thank you for having someone like her.
    Cathryn (Kate) is a great agent. I don't know what I would have done without her. She is very helpful and respectful and makes time for me 24/7. Thank you for having someone like her.
    Read More
    Read Less
  • Peggy S
    December 24, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brian makes you feel like a valued customer. Very knowledgeable and thorough.
    Brian makes you feel like a valued customer. Very knowledgeable and thorough.
    Read More
    Read Less
  • Jane W
    December 22, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brian is great to work with! He really helped ne understand everything I needed to know!
    Brian is great to work with! He really helped ne understand everything I needed to know!
    Read More
    Read Less
  • Frances W
    December 10, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Had a very friendly, productive and helpful meeting with Clyde at Medicare renewal time.
    Really appreciate the lack of hard sell that I have come to expect from insurance reps.
    Thank you, Clyde.
    Had a very friendly, productive and helpful meeting with Clyde at Medicare renewal time.
    Really appreciate the lack of hard sell that I have come to expect from insurance reps.
    Thank you, Clyde.
    Read More
    Read Less
  • Patricia B
    November 21, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brian has always provided great service. He always answers any questions and looks for the best plan.
    Brian has always provided great service. He always answers any questions and looks for the best plan.
    Read More
    Read Less
  • Christine V
    November 12, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent customer service! Extremely knowledgeable and able to answer all questions.
    Excellent customer service! Extremely knowledgeable and able to answer all questions.
    Read More
    Read Less
  • Bessie C
    November 5, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service as always
    Great service as always
    Read More
    Read Less
  • Robin R
    October 23, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very nice working with Dezare, she was knowledgeable and not rushed, she explained things very well
    Very nice working with Dezare, she was knowledgeable and not rushed, she explained things very well
    Read More
    Read Less
  • Donald K
    October 22, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Cate is wonderful. She is the first insurance agent I've ever had who has reached out to me on multiple times to make changes to my policies that benefit me. Benefits, I would never have been aware of without her constant care of her clients. And it works both ways because I refer everyone I know to her and all receive the same first class service.
    Cate is wonderful. She is the first insurance agent I've ever had who has reached out to me on multiple times to make changes to my policies that benefit me. Benefits, I would never have been aware of without her constant care of her clients. And it works both ways because I refer everyone I know to her and all receive the same first class service.
    Read More
    Read Less
  • Barbara A
    October 9, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Cathryn has a pleasant personality. She is so very patient with me when I ask her questions .She makes sure I understand my policy.She goes beyond her call of duty.
    Cathryn has a pleasant personality. She is so very patient with me when I ask her questions .She makes sure I understand my policy.She goes beyond her call of duty.
    Read More
    Read Less
  • Mark M
    October 8, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brisan was very personable and made us feel at ease. Extremely knowledgeble.
    Brisan was very personable and made us feel at ease. Extremely knowledgeble.
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Insights From Dezarae
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Senior woman grocery shopping.
5 Smart Strategies to Reduce Household Costs in the Face of Rising Prices
As costs continue to rise, many Americans are feeling the financial squeeze. From higher grocery bills to increasing utility expenses, it’s becoming more important than ever to find ways to stretch every dollar. The good news? A few simple adjustments to your spending habits can help you save more than you’d realize. Here’s how:
A young woman in her 20s buying her first home with the help of her mother and a real estate agent.
7 Key Considerations Before Cosigning a Mortgage for Your Child
Homeownership has long been a key piece of the American Dream, symbolizing financial stability and independence. Yet with rising home prices, elevated interest rates, stagnant wages, student loan debt, tighter lending standards, and a limited supply of starter homes, many young adults feel this milestone is out of reach—so they turn to mom and dad for help.
Worried person on couch, looking at phone.
How to Recognize Tax Scams During Filing Season
Between gathering documents, figuring out deductions, and making sure everything is done correctly, the last thing you want to worry about during tax season is scammers. Unfortunately, fraudsters ramp up their efforts every tax season, using phone calls, texts, emails, and even fake letters to trick people into handing over personal information or money.
Thoughtful businessman working on laptop in the office.
FRAUD ALERT! Don’t be Fooled…Bankers Life and Casualty Company vs. Bankers Life Insurance Company
Recently, there has been some confusion among customers and the public regarding the status and affiliation of Bankers Life and Casualty Company doing business as Bankers Life with Bankers Life Insurance Company in North Carolina which was placed in rehabilitation by order of the Superior Court of Wake County, North Carolina back in 2019. This blog aims to clarify the differences between these two companies and provide reassurance to the valued policyholders of Bankers Life and Casualty Company.
Happy elderly couple enjoying nature with their dog
5 Key Considerations Before Adopting a Dog in Retirement
Retirement is often seen as a time of freedom and relaxation, but it can also bring a sense of loss—whether it’s the structure of daily work, social interactions, or the sense of purpose that comes with a job. That’s why many retirees look for ways to fill the void, and for some, adopting a dog is the perfect solution.
Woman relaxes on mountain lakeshore at sunrise.
When Caregiving Ends: How to Navigate This Life Transition
Caregiving for an aging loved one is an all-consuming responsibility that demands your time, energy and emotional investment from sunup until sundown, day in and day out, year after year.

Let's Talk About Your Plans for Long-Term Care!

Forbes advisor badge

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Act Now For Your Free No-Obligation Quote