agent picture

Kurt Carmel

Financial Representative, Bankers Life Securities, Inc.
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(443) 297-6050(443) 297-6050
Leave a Referral
agent picture

Kurt CarmelFinancial Representative, Bankers Life Securities, Inc., Glen Burnie, MD

request apt form icon
quote form icon
Meet Kurt Carmel
Personal Business Philosophy
Dedicated to helping clients with their financial goals as they prepare for retirement. Being a trusted partner and advocate by providing solutions and options that are in my clients best interest.
licensed in
MD, PA
professional background
Joined Bankers Life in 2018Became a Financial Representative in 2022Began work in the Insurance Industry in 2004Education: BS Penn State University
designations received
Company Recognitions: Medicare Certification, Social Security, Series 7Insurance Designations: Registered Financial Representative
personal background
Family: Wife Bronwyn 27 years Daughter AmeliaCommunity Involvement: Youth Soccer Coach, Commissioner LTRC Softball, Master Mason
additional languages
Spanish

Kurt Carmel, Bankers Life Agent and Bankers Life Securities Financial Representative in Glen Burnie, MD

Open Now - Closes at 5:00 PM
Contact Me
Office Phone:
(410) 252-0168(410) 252-0168
Direct Phone:
(443) 297-6050(443) 297-6050
Cell Phone:
(410) 371-6724(410) 371-6724
kurt.carmel@bankerslife.com
Branch Info
799 Cromwell Park Dr
Ste J
Glen Burnie, MD 21061
US
Hours
Day of the WeekHours
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
By Appointment

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

FORGET ME NOT DAYS

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in Glen Burnie, MD

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore
  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Reviews for Kurt Carmel

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(2 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    When my husband first told me that we were having a meeting with a gentleman name Mr. Kirk to be ready to go over everything and have everything together. Oh appointment date and time is this as an example.

    when my husband first told me that we were having a meeting with a gentleman name Mr. Kirk to be ready to go over everything and have everything together. Oh appointment date and time is this as an example.
    With my husband open the door, it seem like we knew him forever. Very good listene

Customer Reviews for Glen Burnie, MD

4.9
Rating 4.8full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(174 Reviews)
  • Kristine B
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great team
    Great team
    Read More
    Read Less
  • Renae M
    March 19, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Susan was a great help, very good customer service, she put me on track for what I needed just waiting on my card I will be set
    Susan was a great help, very good customer service, she put me on track for what I needed just waiting on my card I will be set
    Read More
    Read Less
  • Dennis K
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great person to work with, very helpful .
    Great person to work with, very helpful .
    Read More
    Read Less
  • Mark S
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service, I didn't have to leave the house.
    Great service, I didn't have to leave the house.
    Read More
    Read Less
  • Kristine C
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great People. Great Customer Service
    Great People. Great Customer Service
    Read More
    Read Less
  • Cedric C
    March 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very informative, nice personality and helpful.
    Very informative, nice personality and helpful.
    Read More
    Read Less
  • Joel C
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Was a pleasure meeting Amanda she was great explaining everthing not once both several times at our home and on the phone and computer
    Was a pleasure meeting Amanda she was great explaining everthing not once both several times at our home and on the phone and computer
    Read More
    Read Less
  • Wendy S
    March 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Personable and very thorough
    Personable and very thorough
    Read More
    Read Less
  • Jane K
    February 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I really appreciated Amanda walking me through my Medicare insurance options. She engendered trust and I felt like she was a straight shooter. Thanks, Amanda, for all your help and I look forward to continuing to work with you.
    I really appreciated Amanda walking me through my Medicare insurance options. She engendered trust and I felt like she was a straight shooter. Thanks, Amanda, for all your help and I look forward to continuing to work with you.
    Read More
    Read Less
  • Bernice M
    February 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Yes customer service was great everything was explain and understanding. Excellent service. Thanks for helping me.
    Yes customer service was great everything was explain and understanding. Excellent service. Thanks for helping me.
    Read More
    Read Less
  • Debora D
    February 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable . Was a lifesaver for me as I had no clue what I was doing. Will be recommending to all my friends
    Very knowledgeable . Was a lifesaver for me as I had no clue what I was doing. Will be recommending to all my friends
    Read More
    Read Less
  • Jean P
    February 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mr Payne is a pleasure to work with. He comes to my home to discuss the newest and best insurance options for me. He explains them in a way I can understand and is able to save me money with minimal loss of benefits. Thank you.
    Mr Payne is a pleasure to work with. He comes to my home to discuss the newest and best insurance options for me. He explains them in a way I can understand and is able to save me money with minimal loss of benefits. Thank you.
    Read More
    Read Less
  • Carol P
    February 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Ms. Hall is extremely professional and attentive. She always make sure my concerns are addressed and that I am fully satisified. I can trust her judgement. It has been my pleasure working with her and I look forward to contacting her whenever the need arise.
    Ms. Hall is extremely professional and attentive. She always make sure my concerns are addressed and that I am fully satisified. I can trust her judgement. It has been my pleasure working with her and I look forward to contacting her whenever the need arise.
    Read More
    Read Less
  • Ronald V
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jordan took all the time we needed to answer our questions. She was very knowledgeable. She was able to accommodate our situation and give us a direction to head in for the future.
    Jordan took all the time we needed to answer our questions. She was very knowledgeable. She was able to accommodate our situation and give us a direction to head in for the future.
    Read More
    Read Less
  • Sonya C.
    January 12, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Excellent work/life balance and compensation potential. Would like to see more BLS streamlining to make it easier and faster to onboard clients and open accounts.
    Excellent work/life balance and compensation potential. Would like to see more BLS streamlining to make it easier and faster to onboard clients and open accounts.
    Read More
    Read Less
  • Ed M
    January 9, 2025
    1.0 out of 5.0
    Rating 1.0full star rating
    Been a customer for over 20 years not once did this company contact me regarding my policy and it's my understanding it's their due diligence and the law to do that and they failed. I try calling the number listed on my policy of the GlenBurnie office just left the messages no one ever called me back this is
    sad.
    Been a customer for over 20 years not once did this company contact me regarding my policy and it's my understanding it's their due diligence and the law to do that and they failed. I try calling the number listed on my policy of the GlenBurnie office just left the messages no one ever called me back this is
    sad.
    Read More
    Read Less
    Response from Bankers Life
    January 10, 2025
    Hi Ed, thank you for leaving a rating. We've passed your concerns along to our branch management team, and a team member will be in touch soon to learn more about your experience and address any outstanding concerns. Please don't hesitate to email us at BLReviews@bankerslife.com should you need further assistance.
  • Lydia W
    January 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Sarah is an expert in her field. She takes the time to throughly go over information. Always courteous and she follows through on everything.
    Sarah is an expert in her field. She takes the time to throughly go over information. Always courteous and she follows through on everything.
    Read More
    Read Less
  • Joseph W
    December 13, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I would like to thank both you and Amanda for helping me decipher the Medicare enrollment process.
    I would like to thank both you and Amanda for helping me decipher the Medicare enrollment process.
    Read More
    Read Less
  • Joan P
    December 13, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Extremely happy with customer service.
    Extremely happy with customer service.
    Read More
    Read Less
  • Michele E
    December 12, 2024
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    John and Brittany were great.
    John and Brittany were great.
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Insights From Kurt
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Senior woman grocery shopping.
5 Smart Strategies to Reduce Household Costs in the Face of Rising Prices
As costs continue to rise, many Americans are feeling the financial squeeze. From higher grocery bills to increasing utility expenses, it’s becoming more important than ever to find ways to stretch every dollar. The good news? A few simple adjustments to your spending habits can help you save more than you’d realize. Here’s how:
A young woman in her 20s buying her first home with the help of her mother and a real estate agent.
7 Key Considerations Before Cosigning a Mortgage for Your Child
Homeownership has long been a key piece of the American Dream, symbolizing financial stability and independence. Yet with rising home prices, elevated interest rates, stagnant wages, student loan debt, tighter lending standards, and a limited supply of starter homes, many young adults feel this milestone is out of reach—so they turn to mom and dad for help.
Worried person on couch, looking at phone.
How to Recognize Tax Scams During Filing Season
Between gathering documents, figuring out deductions, and making sure everything is done correctly, the last thing you want to worry about during tax season is scammers. Unfortunately, fraudsters ramp up their efforts every tax season, using phone calls, texts, emails, and even fake letters to trick people into handing over personal information or money.
Thoughtful businessman working on laptop in the office.
FRAUD ALERT! Don’t be Fooled…Bankers Life and Casualty Company vs. Bankers Life Insurance Company
Recently, there has been some confusion among customers and the public regarding the status and affiliation of Bankers Life and Casualty Company doing business as Bankers Life with Bankers Life Insurance Company in North Carolina which was placed in rehabilitation by order of the Superior Court of Wake County, North Carolina back in 2019. This blog aims to clarify the differences between these two companies and provide reassurance to the valued policyholders of Bankers Life and Casualty Company.
Happy elderly couple enjoying nature with their dog
5 Key Considerations Before Adopting a Dog in Retirement
Retirement is often seen as a time of freedom and relaxation, but it can also bring a sense of loss—whether it’s the structure of daily work, social interactions, or the sense of purpose that comes with a job. That’s why many retirees look for ways to fill the void, and for some, adopting a dog is the perfect solution.
Woman relaxes on mountain lakeshore at sunrise.
When Caregiving Ends: How to Navigate This Life Transition
Caregiving for an aging loved one is an all-consuming responsibility that demands your time, energy and emotional investment from sunup until sundown, day in and day out, year after year.

Let's Talk About Your Plans for Long-Term Care!

Forbes advisor badge

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Act Now For Your Free No-Obligation Quote