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Timothy Forfinski

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(734) 655-7072(734) 655-7072
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Timothy ForfinskiInsurance Sales Representative, Livonia, MI

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Meet Timothy Forfinski
licensed in
FL, MI, OH
FL License: FL: W261906
CA License: CA: 4068670
professional background
Joined Bankers Life in 2013Began work in the Insurance Industry in 2013Education: A.A. Oakland Community College, Urbana University
designations received
Company Recognitions: Highest Growth 2020
personal background
Family: Wife, Ewa Children, Ania and TomekCommunity Involvement: St. Colette

Timothy Forfinski, Bankers Life Agent in Livonia, MI

Closed - Opens at 8:30 AM Monday
Contact Me
Office Phone:
(734) 525-3754(734) 525-3754
Direct Phone:
(734) 655-7072(734) 655-7072
timothy.forfinski@bankerslife.com
Branch Info
13602 Merriman Rd
Livonia, MI 48150
US
Hours
Day of the WeekHours
SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed

Products & Services Offered in Livonia, MI

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Timothy Forfinski

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(5 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service, very, very knowledgeable and informative.
Displaying reviews 1 - 1 out of the 5 most recent

Customer Reviews for Livonia, MI

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(215 Reviews)
  • Barbara G
    June 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Joshlyn was great, i would recommend her to anyone.
    Joshlyn was great, i would recommend her to anyone.
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  • Jermaine F
    June 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service and very nice personality. I will definitely refer her to other people
    Great customer service and very nice personality. I will definitely refer her to other people
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  • CHERYL S
    June 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I have been with Bankers Life for the past 10 yrs. I was interviewed by Joshlyn M. She was very patient and well informed about my policies. She also made me aware of any updates I need to addresd.
    I have been with Bankers Life for the past 10 yrs. I was interviewed by Joshlyn M. She was very patient and well informed about my policies. She also made me aware of any updates I need to addresd.
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  • Deja N
    June 19, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Awesome awesome awesome , let this man run the company!
    Awesome awesome awesome , let this man run the company!
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  • Michelle W
    June 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Joshlyn Mayberry is one of the nicest and most professional agents I've ever dealt with.
    Joshlyn Mayberry is one of the nicest and most professional agents I've ever dealt with.
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  • Marcus B
    June 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very professional. Explained the policy thoroughly. Was patient with and attentive to my questions. I'm a hard sell, but Ms. Starks was able to assure me that Bankers Life was the right choice for my life insurance needs. I'd recommend Bankers Life to others.
    Very professional. Explained the policy thoroughly. Was patient with and attentive to my questions. I'm a hard sell, but Ms. Starks was able to assure me that Bankers Life was the right choice for my life insurance needs. I'd recommend Bankers Life to others.
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  • Michael N
    June 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Joshlyn was excellent 👍
    Joshlyn was excellent 👍
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  • Ronald R
    June 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very very knowable educated us on all the things and very professional! MEET WITH THIS LADY, she'll change your life!!
    Very very knowable educated us on all the things and very professional! MEET WITH THIS LADY, she'll change your life!!
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  • Linda W
    June 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    They did a wonderful job. Answer and all questions. Explain everything clearly and understanding. Great job 👍
    They did a wonderful job. Answer and all questions. Explain everything clearly and understanding. Great job 👍
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  • Janice J
    June 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    De Sean Jones came to my home today and he did a wonderful job explaining to me about the things that I didn’t know about the policy I would hire him to work for me,He’s very is knowledgeable,and smart.Thanks for the review.
    De Sean Jones came to my home today and he did a wonderful job explaining to me about the things that I didn’t know about the policy I would hire him to work for me,He’s very is knowledgeable,and smart.Thanks for the review.
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  • Linda W
    June 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great 👍 Joshlyn
    Great 👍 Joshlyn
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  • Barbra W
    June 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service and very attentive
    Great customer service and very attentive
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  • Lamaca G
    June 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Amazing Staff
    Amazing Staff
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  • Ramonia I
    June 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I truly enjoyed the conversation Anthony Allen & joshlyn Mayberry I understood and I appreciate their and their time they made sure I understand my policy and every bit of my policy
    I truly enjoyed the conversation Anthony Allen & joshlyn Mayberry I understood and I appreciate their and their time they made sure I understand my policy and every bit of my policy
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  • Ramonia I
    June 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I truly enjoyed the conversation joshlyn & Anthony they was very nice, very patient and very respectful what I love is before they left I understood everything about my policy and they went through everything about my policy and even asked was it any questions I appreciate them and appreciate their time
    I truly enjoyed the conversation joshlyn & Anthony they was very nice, very patient and very respectful what I love is before they left I understood everything about my policy and they went through everything about my policy and even asked was it any questions I appreciate them and appreciate their time
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  • Latreena C
    June 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Joshyln Mayberry has been a big help to me. Even after setting up my daughter's insurance Joshyln continued to call me to check on things.My mother was also sick and she continued to call to see how she was doing..Your company is blessed to have her apart of the team!
    Joshyln Mayberry has been a big help to me. Even after setting up my daughter's insurance Joshyln continued to call me to check on things.My mother was also sick and she continued to call to see how she was doing..Your company is blessed to have her apart of the team!
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  • Taylor T
    June 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My experience with DeSean & Edith was nothing short of stellar. Very knowledgeable; they explained everything to me so that I could make the best decision for my family.
    My experience with DeSean & Edith was nothing short of stellar. Very knowledgeable; they explained everything to me so that I could make the best decision for my family.
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  • Haneen A
    June 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very respectful Guy, He took his time really explaining every policy to me and really made me understand the value of having life insurance ! I definitely recommend 100%.
    Very respectful Guy, He took his time really explaining every policy to me and really made me understand the value of having life insurance ! I definitely recommend 100%.
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  • Andre T
    June 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable, personable, and assisted and answered all of my questions.
    Very knowledgeable, personable, and assisted and answered all of my questions.
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  • Lashawn M
    May 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She was great 😃👍
    She was great 😃👍
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Timothy
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
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Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs and benefits of your employer plan versus Medicare to determine which makes the most sense for you.,"You contribute to a Health Savings Account (HSA): Once enrolled in any part of Medicare, you can no longer contribute to an HSA.","If your employer has 20 or more employees, you can delay Part B without a penalty and use your employer’s coverage as your primary. Most people enroll in premium-free Part A but skip Part B to circumvent paying the premium.","If your employer has fewer than 20 employees, consider signing up for Medicare Parts A and B, making your employer’s coverage secondary. Failure to enroll on time may result in gaps in coverage and penalties.",Medicare Part D (Prescription) can be delayed without penalty if your employer provides creditable coverage.,"Medicare Part C (Medicare Advantage) is an all-in-one alternative to original Medicare. Part C offers the benefits of Parts A and B, along with additional services, including prescription, dental, vision, and hearing care. Using Part C with an employer’s plan can lead to overlaps or conflicts of coverage.","Medicare Supplement, also known as Medigap, helps cover deductibles, coinsurance, and other out-of-pocket expenses. However, Medigap only works with Medicare Parts A and B, not your employer’s coverage. In other words, you can’t use Medigap if Medicare isn’t your primary insurance. Learn more about Medicare Supplement Insurance.","The Qualified Medicare Beneficiary program helps cover Part A and Part B premiums, deductibles, coinsurance, and copayments.",The Specified Low-Income Medicare Beneficiary program helps pay for Part B premiums. You must have Part A and Part B to qualify for this program.,Qualifying Individual programs help pay for Part B premiums.,The Qualified Disabled and Working Individual program helps pay for Part A premiums only for specific individuals with disabilities.,"The Extra Help (Low-Income Subsidy) program helps reduce Part D premiums, deductibles, and copays and may eliminate late-enrollment penalties.",Part B Penalty: A 10% increase for every 12 months you delay.,Part D Penalty: A 1% increase for each month you go without creditable drug coverage.,Online at ssa.gov/medicare.,By phone at 1-800-772-1213.,In person at your local Social Security office.,Initial Enrollment Period: Three months before and after your 65th birthday month.,Special Enrollment Period: If you’re coming off employer coverage.,General Enrollment Period: January 1–March 31 each year. Coverage starts July 1. Late penalties may apply if you delay enrollment without creditable coverage.
7 Smart Tips for Successfully Traveling Solo in 2025
Traveling solo is no longer a niche trend—it’s a growing movement. Whether you’re single, seeking solitude, or simply craving the freedom to explore on your own terms, solo travel offers flexibility and opportunities for personal growth. But if you’re new to it, it can feel intimidating. These seven tips will help you travel smarter, safer, and more confidently in 2025.
Aging man looks thoughtful as he ponders his financial circumstances.
Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
A senior couple pointing to a mountain.
Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
A woman hugs her friend who has Alzheimer's disease.
Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
A mother and daughter baking in kitchen.
Should You Reevaluate Your 2025 Investment Strategy?
It’s common for investors, especially those in or near retirement, to pause and consider whether their financial approach still aligns with their goals. If the market feels shaky, then it becomes even more important to do so. Reviewing your 2025 investment strategy doesn’t always mean making major changes, but it may help you feel more informed and confident about your situation and next steps.
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