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Helen Oikarinen

Financial Representative, Bankers Life Securities, Inc.
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(989) 844-7017(989) 844-7017
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Helen OikarinenFinancial Representative, Bankers Life Securities, Inc., Saginaw, MI

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Meet Helen Oikarinen
Personal Business Philosophy
My goal is to offer solutions that meet your needs today and for the life of your retirement. I believe in building a personal relationship with you as my client, so I can better understand your retirement goals and help you get there with confidence and peace of mind.
licensed in
FL, MI, WA
professional background
Joined Bankers Life in 2015Became a Financial Representative in 2022Began work in the Insurance Industry in 2015Education: B.S. of Science in Sports Medicine
designations received
Company Recognitions: CLTCInsurance Designations: Certified Long Term CareFinancial Representative Designations: Series 6 and 63
personal background
Family: My husband Scott, and two kids Adrian and KaitlynCommunity Involvement: Middle School Track Coach

Helen Oikarinen, Bankers Life Agent and Bankers Life Securities Financial Representative in Saginaw, MI

Closed - Opens at 9:00 AM
Contact Me
Office Phone:
(989) 792-7887(989) 792-7887
Direct Phone:
(989) 844-7017(989) 844-7017
Cell Phone:
(989) 321-0077(989) 321-0077
helen.oikarinen@bankerslife.com
Branch Info
4800 Fashion Square Blvd
Ste 410
Saginaw, MI 48604
US
Hours
Day of the WeekHours
Wednesday9:00 AM - 6:00 PM
Thursday9:00 AM - 6:00 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed
SundayClosed
Monday9:00 AM - 6:00 PM
Tuesday9:00 AM - 6:00 PM

Products & Services Offered in Saginaw, MI

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
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  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
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  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
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  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
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Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Helen Oikarinen

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(12 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Always looking out for what is best for me
Displaying reviews 1 - 1 out of the 12 most recent

Customer Reviews for Saginaw, MI

4.8
Rating 4.8full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(145 Reviews)
  • Megan A.
    July 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great work environment, supportive management.
    Great work environment, supportive management.
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  • Kathryn P
    July 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable and very kind and considerate.
    Very knowledgeable and very kind and considerate.
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  • Ricky H
    May 31, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He explained everything to me, I feel better with what I have now.
    He explained everything to me, I feel better with what I have now.
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  • Mary P
    April 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great financial Professional. she sat and listened to me and helped me come up with a plan for my future. Being a recent widow it was nice to have a women to sit with.
    Great financial Professional. she sat and listened to me and helped me come up with a plan for my future. Being a recent widow it was nice to have a women to sit with.
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  • Ronald C
    April 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    John was incredibly helpful and very knowledgeable. I was very confused with what to do and my options for additional health insurance when I start getting Medicare in October.
    John set me up with the best plan, based on my wants and needs.
    I would highly recommend talking to John if you are in the same situation I was. Let John take that worry away.
    Thanks again John.
    John was incredibly helpful and very knowledgeable. I was very confused with what to do and my options for additional health insurance when I start getting Medicare in October.
    John set me up with the best plan, based on my wants and needs.
    I would highly recommend talking to John if you are in the same situation I was. Let John take that worry away.
    Thanks again John.
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  • Jeffrey S.
    April 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very client focused
    Very client focused
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  • Wanda B
    April 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Efficient and Pleasant.
    Efficient and Pleasant.
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  • Steffan a
    April 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kevin did great for us. Discussed all our needs and was able to provide a plan that was more economical. He has exceptional knowledge and a desire to be helpful.
    Kevin did great for us. Discussed all our needs and was able to provide a plan that was more economical. He has exceptional knowledge and a desire to be helpful.
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  • Nancy W
    March 31, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Best person to help you get the best recommendations from
    Best person to help you get the best recommendations from
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  • Cory D
    March 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great guy
    Great guy
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  • Tyre D
    March 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Ugly but Knew what he was talking about
    Ugly but Knew what he was talking about
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  • Vaughn W
    March 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great guy loves helping other trustworthy thanks jackie
    Great guy loves helping other trustworthy thanks jackie
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  • Vondre W
    March 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great man with amazing enthusiasm about his job! Always ensures I had the best option! Just great Man all around I’d hired him at my business.
    Great man with amazing enthusiasm about his job! Always ensures I had the best option! Just great Man all around I’d hired him at my business.
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  • Mason P
    March 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Wow! Just Wow! Never have been tended to with such care and thought, can definitely say this young man represents what it means to be a customer service professional!
    Wow! Just Wow! Never have been tended to with such care and thought, can definitely say this young man represents what it means to be a customer service professional!
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  • Khalil M
    March 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Helped me out witg my life insurance no problem at all
    Helped me out witg my life insurance no problem at all
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  • Jay H
    March 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great all around individual! Jackie is the guy to call when you need the job done.
    Great all around individual! Jackie is the guy to call when you need the job done.
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  • Devin A
    March 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jackie is an outstanding Bankers Life agent! He is professional, knowledgeable, and truly cares about helping clients find the best financial solutions. His dedication and expertise make the process smooth and stress-free. Highly recommend!
    Jackie is an outstanding Bankers Life agent! He is professional, knowledgeable, and truly cares about helping clients find the best financial solutions. His dedication and expertise make the process smooth and stress-free. Highly recommend!
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  • Gregg O
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very professional,great at explaining options. Thanks John
    Very professional,great at explaining options. Thanks John
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  • Gregg O
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Helpful and friendly service
    Helpful and friendly service
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  • Colanders K
    March 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Your agent was great walking me thru my plan.
    Your agent was great walking me thru my plan.
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Helen
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
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