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Kyle Winkelman

Financial Professional
Field Manager - Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(231) 715-3453(231) 715-3453
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Kyle WinkelmanField Manager - Insurance Sales Representative, Gaylord, MI

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Meet Kyle Winkelman
Personal Business Philosophy
I believe building a strong retirement plan provides peace of mind. I'm dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service and helping to make certain you can enjoy the life of your retirement.
licensed in
MI
designations received
Insurance Designations: Insurance Agent

Kyle Winkelman, Bankers Life Agent in Gaylord, MI

Open Now - Closes at 5:00 PM
Contact Me
Office Phone:
(231) 333-0470(231) 333-0470
Direct Phone:
(231) 715-3453(231) 715-3453
kyle.winkelman@bankerslife.com
Branch Info
685 M-32
Ste 300
Gaylord, MI 49735
US
Hours
Day of the WeekHours
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM

Products & Services Offered in Gaylord, MI

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Kyle Winkelman

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(20 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kyle is always helpful and we appreciate his expertise.
Displaying reviews 1 - 1 out of the 20 most recent

Customer Reviews for Gaylord, MI

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(72 Reviews)
  • Linda C
    July 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Cared very much about making me happy with a policy. He was kind in informing me that current policy would eventually zero out and NOT have the value I wanted for many years down the road. Worked with me to answer questions and find the policy best for me.
    Cared very much about making me happy with a policy. He was kind in informing me that current policy would eventually zero out and NOT have the value I wanted for many years down the road. Worked with me to answer questions and find the policy best for me.
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  • Eileen B
    July 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kyle is always helpful and we appreciate his expertise.
    Kyle is always helpful and we appreciate his expertise.
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  • William D
    July 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very awesome person she knows her stuff. She can help when there's problems. She knows where to find things. She does an amazing job at communication, and she can yeah, really know. Put forth the effort to help a person even if they're on a very small income.
    Very awesome person she knows her stuff. She can help when there's problems. She knows where to find things. She does an amazing job at communication, and she can yeah, really know. Put forth the effort to help a person even if they're on a very small income.
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  • Carolyn H
    June 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Top notch! Ryan is never too busy to answer my questions or answer his phone. He’s very knowledgeable about what he sells and able to put Medicare in easy to understand terms.
    He is willing to be flexible and adaptable to our schedule changes. We really appreciate him very much and will be recommending him to others.
    Top notch! Ryan is never too busy to answer my questions or answer his phone. He’s very knowledgeable about what he sells and able to put Medicare in easy to understand terms.
    He is willing to be flexible and adaptable to our schedule changes. We really appreciate him very much and will be recommending him to others.
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  • Ronald F
    June 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Jacqueline L
    June 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Would recommend him to everyone. Professional, reassuring very knowledgeable
    Would recommend him to everyone. Professional, reassuring very knowledgeable
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  • Tonia D
    June 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Tanner Sides is an amazing agent, Thank you for all your help.
    Tanner Sides is an amazing agent, Thank you for all your help.
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  • Ashleigh H
    May 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jordan has been amazing to work with! She’s helped me understand insurance in a way no one else has. Her personalized approach really stands out—you really don’t see that much anymore. We’ve gone over life insurance, reviewed my medical coverage, and talked through goals and what to plan for financially. I’m so grateful for her help. I can’t wait to have her talk to my coworkers, family, and friends. I know they’ll get just as much value from her as I did. Thanks again
    Jordan has been amazing to work with! She’s helped me understand insurance in a way no one else has. Her personalized approach really stands out—you really don’t see that much anymore. We’ve gone over life insurance, reviewed my medical coverage, and talked through goals and what to plan for financially. I’m so grateful for her help. I can’t wait to have her talk to my coworkers, family, and friends. I know they’ll get just as much value from her as I did. Thanks again
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  • Sherri S
    May 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kyle was very professional, extremely knowledgeable and he answered all of our questions without any hesitation. He explained everything to us in a way we understood. Great person to have in my corner.
    Kyle was very professional, extremely knowledgeable and he answered all of our questions without any hesitation. He explained everything to us in a way we understood. Great person to have in my corner.
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  • Duane S
    May 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Tim Roney came to my house and explained my medicare options. He did it in plain English in minimal time. I would recommend him to anyone who likes good service no pressure and a great product.
    Tim Roney came to my house and explained my medicare options. He did it in plain English in minimal time. I would recommend him to anyone who likes good service no pressure and a great product.
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  • Vicki K
    May 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Patrick was very patient and allowed me to take the time to make my decision ...
    I was dealing with my fathers death and the ice storm and Patrick gave me the time to mourn.
    Patrick was very patient and allowed me to take the time to make my decision ...
    I was dealing with my fathers death and the ice storm and Patrick gave me the time to mourn.
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  • Jayne W
    April 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He stopped by my home once. It wasn’t a good time for me. Thankfully he came back and it worked out perfectly!
    He stopped by my home once. It wasn’t a good time for me. Thankfully he came back and it worked out perfectly!
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  • Patrick B
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kyle is very helpful and knowledgeable about insurance. He is a pleasure to work with.
    Kyle is very helpful and knowledgeable about insurance. He is a pleasure to work with.
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  • Madisen F
    April 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Tanner answered all my questions thoroughly and was very friendly. Highly recommend!
    Tanner answered all my questions thoroughly and was very friendly. Highly recommend!
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  • Theadore D
    April 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Patrick was recommended by friends.
    He has been very helpful setting up my rollover and timely with response to questions.
    Patrick was recommended by friends.
    He has been very helpful setting up my rollover and timely with response to questions.
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  • John J
    March 26, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very Personal, answered all of our questions, great information
    Very Personal, answered all of our questions, great information
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  • Steven H
    March 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great Customer Service
    Great Customer Service
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  • Jeff B
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He is a great young man
    He is a great young man
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  • Paige J
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I may be biased because Tim Roney is a long time friend, but he is the best. Very educational, answered all my questions, and personal. You can tell he truly wants what is best for his clients. I would recommend him to anyone! Thanks Tim.
    I may be biased because Tim Roney is a long time friend, but he is the best. Very educational, answered all my questions, and personal. You can tell he truly wants what is best for his clients. I would recommend him to anyone! Thanks Tim.
    Read More
    Read Less
  • Larry S
    March 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great guy with great information, very helpful
    Great guy with great information, very helpful
    Read More
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Kyle
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
A senior couple riding bikes.
What Role Can Alternative Investments Play in a Retirement Portfolio?
If you’re nearing retirement or already retired, feeling uneasy about potential market volatility is understandable. After years of saving and planning, it’s natural to want more stability in your portfolio. One option some retirees explore is adding alternative investments—assets beyond tradition...
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs an...
7 Smart Tips for Successfully Traveling Solo in 2025
Traveling solo is no longer a niche trend—it’s a growing movement. Whether you’re single, seeking solitude, or simply craving the freedom to explore on your own terms, solo travel offers flexibility and opportunities for personal growth. But if you’re new to it, it can feel intimidating. These seven...
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Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. Th...
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Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
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Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss a...
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