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Victoria Sin

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(507) 535-3581(507) 535-3581
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Victoria SinInsurance Sales Representative, Rochester, MN

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Meet Victoria Sin
licensed in
MN

Victoria Sin, Bankers Life Agent in Rochester, MN

Closed - Opens at 9:00 AM Friday
Contact Me
Office Phone:
(507) 289-0160(507) 289-0160
Direct Phone:
(507) 535-3581(507) 535-3581
victoria.sin@bankerslife.com
Branch Info
1530 Greenview Dr SW
Ste 210
Rochester, MN 55902
US
Hours
Day of the WeekHours
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
MondayClosed
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you.



  • Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.

  • It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D).

  • Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in Rochester, MN

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Customer Reviews for Rochester, MN

4.7
Rating 4.6full star ratingfull star ratingfull star ratingfull star ratinghalf star rating
(22 Reviews)
  • Duane S
    March 12, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    She was personally friendly and willing to find what we needed.
    She was personally friendly and willing to find what we needed.
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  • Jill S
    February 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mackenzie is a true gem to work with. She truly cares what is best plan for each client. By switching from a well know insurance company we were able to save over $160.00 per month and have the same coverage. Also, the prescription plan saved us a lot too!
    She goes above and beyond with her excellent customer service. My husband and I both highly recommend Mackenzie!
    Mackenzie is a true gem to work with. She truly cares what is best plan for each client. By switching from a well know insurance company we were able to save over $160.00 per month and have the same coverage. Also, the prescription plan saved us a lot too!
    She goes above and beyond with her excellent customer service. My husband and I both highly recommend Mackenzie!
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  • Debra T
    February 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She is so helpful pleasant and knows her stuff great person to work with Debra Thurman
    She is so helpful pleasant and knows her stuff great person to work with Debra Thurman
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  • Marcia M
    January 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Matt was very good to work with. He answered all of our questions and was so helpful. He finally convinced us to change policies. The transition was as smooth as he said it would be. We are pleased with his service.
    Matt was very good to work with. He answered all of our questions and was so helpful. He finally convinced us to change policies. The transition was as smooth as he said it would be. We are pleased with his service.
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  • Linda R
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service!
    Great service!
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  • Judy B
    January 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    We love our broker she's awesome
    We love our broker she's awesome
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  • Dale A
    December 11, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Not pushy,knowledgeable and easy to talk to. Really wants to get you the biggest bang for your buck.
    Not pushy,knowledgeable and easy to talk to. Really wants to get you the biggest bang for your buck.
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  • Susan G
    November 13, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She is the best agent I ever met. She explains things real well..love her.
    She is the best agent I ever met. She explains things real well..love her.
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  • Deb F
    October 15, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She was a great help, she saved me tons of money!!! Full of knowledge and information
    She was a great help, she saved me tons of money!!! Full of knowledge and information
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  • Ruth R
    October 15, 2024
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Nonthing to say. I have been inform . The agent was informed. Thank you.
    Nonthing to say. I have been inform . The agent was informed. Thank you.
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  • Nadine T
    October 1, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great presentation. Articulated well. Answers all questions.
    Great presentation. Articulated well. Answers all questions.
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  • Brendan H
    September 8, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mackenzie was very helpful to me while selecting the best life insurance option for my financial situation. She was very thorough and patient in explaining all of the details of the policy so that there would be no confusion or surprises to me in the future. She was also very patient in allowing me to shop around for other coverage options. I highly recommended working with her!
    Mackenzie was very helpful to me while selecting the best life insurance option for my financial situation. She was very thorough and patient in explaining all of the details of the policy so that there would be no confusion or surprises to me in the future. She was also very patient in allowing me to shop around for other coverage options. I highly recommended working with her!
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  • Megan S
    August 23, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mackenzie is a GEM!
    She is punctual, intelligent and kind!
    Bankers Life did it right when they hired Mackenzie!!

    She literally was born to assist veterans!!

    Thank you Mackenzie for taking such great care of me!!
    Mackenzie is a GEM!
    She is punctual, intelligent and kind!
    Bankers Life did it right when they hired Mackenzie!!

    She literally was born to assist veterans!!

    Thank you Mackenzie for taking such great care of me!!
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  • Scott J
    August 19, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable and caring and professional.
    Very knowledgeable and caring and professional.
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  • Renee M
    August 19, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    We are so Happy that MacKenzie Hamilton showed up on our door step a year ago. She showed us the programs that were available to my son who is disabled and my husband who is a veteran and is also disabled. The programs she was able to get us into has help tremendously. Now this year I was able to get disability because of Covid. The program I qualify for is also a blessing. Thank you so much MacKenzie for all the help you have given us. MacKenzie is always available to us.
    We are so Happy that MacKenzie Hamilton showed up on our door step a year ago. She showed us the programs that were available to my son who is disabled and my husband who is a veteran and is also disabled. The programs she was able to get us into has help tremendously. Now this year I was able to get disability because of Covid. The program I qualify for is also a blessing. Thank you so much MacKenzie for all the help you have given us. MacKenzie is always available to us.
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  • Virginia R
    August 17, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    What is my monthly payment thay told me 34.00 a month is that right.......
    What is my monthly payment thay told me 34.00 a month is that right.......
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    Response from Bankers Life
    August 20, 2024
    Hi Virginia, a team member will reach out soon to assist with your inquiry. Should you need additional assistance, please email us at BLReviews@bankerslife.com. Thank you.
  • Marilee B
    December 4, 2023
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    We had great service from the young man that was here explaining the policy we chose. I haven’t received any literature or a paper policy yet, I would prefer having paperwork my husband can access should the need arise as he does not “do” email and would be lost if I died before him. Thank you, Marilee Bluhm
    We had great service from the young man that was here explaining the policy we chose. I haven’t received any literature or a paper policy yet, I would prefer having paperwork my husband can access should the need arise as he does not “do” email and would be lost if I died before him. Thank you, Marilee Bluhm
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  • Tracy H
    November 22, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very nice! Tim was very helpful and explained everything! I felt I could trust him right away! He is awesome!
    Very nice! Tim was very helpful and explained everything! I felt I could trust him right away! He is awesome!
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  • Barbara H.
    August 3, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service. Always returns calls promptly. Never leaves a question unanswered. Very professional.
    Great customer service. Always returns calls promptly. Never leaves a question unanswered. Very professional.
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  • Phillip P.
    July 21, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very informative and cortious
    Very informative and cortious
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Insights From Victoria
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
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Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
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Understanding “Cash on the Sidelines” and the Shifting Economic Landscape
As we navigate through changing economic times, it’s essential to understand some key financial concepts that impact both individual and global economic conditions. You may have heard of the concept, “Cash on the Sidelines,” which often comes up in discussions about stock markets and worries over high risk investments and keeping money in either cash or lower risk, lower-yield investments.
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How to Navigate Social Security Survivor Benefits for a Spouse
"When a loved one passes away, you may need to take some time to process your emotions and seek solace. But when the loved one is your spouse, you may have to both grieve and address a handful of immediate issues, such as figuring out funeral arrangements and costs and sorting out estate, probate, and legal expenses.",Are 60 years old or older; or if you have a disability and are 50 years old or older,Were married for at least 9 months before your spouse passed,Didn’t remarry before age 60 (or age 50 if you have a disability),More than 75% at 61,More than 80% at 63,More than 90% at 65,The deceased’s death certificate,Your and the deceased’s Social Security number,Your birth certificate and marriage certificate (if applicable),"A term or whole life insurance policy can provide a lump sum upon a spouse’s death. This can help replace lost income, cover living expenses, and provide financial stability during an emotionally difficult time.",Annuities are contracts that guarantee regular income payments for life or a set period. Some annuities offer survivor benefits that provide ongoing income to spouses.,A well-funded 401(k) or IRA can supplement survivor benefits and help maintain financial stability.,"Stocks, bonds, and mutual funds can generate dividends and capital gains to supplement Social Security benefits.",Owning rental properties can generate a steady monthly passive income stream that doesn’t rely on employment or Social Security benefits.
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Protecting Your Nest Egg: Understanding Sequence Risk in Retirement
As you prepare for retirement, one of the most important considerations is how to ensure that your nest egg lasts throughout your lifetime and you don’t outlive your money. One risk that many may overlook is sequence risk, which occurs when you face poor market returns early in retirement while you’re drawing down your savings. This can cause long-term damage to your portfolio, leaving you vulnerable later on in life.
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Planning for Market Uncertainty: 5 Things to Consider If the Market Is Shaky
If you’re retired or nearing retirement, market uncertainty can feel unnerving. After you’ve spent decades working, saving, and planning, it’s natural to be concerned when the market dips or prices start rising.
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Annuity vs. Life Insurance: What’s the Difference?
As you think about how you want to approach planning for retirement, you’ll need to make decisions about how to manage financial risks and income. Annuities and life insurance policies are both excellent tools for doing that, but they serve different purposes.
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Annuities: A Financial Anchor in Times of Economic Instability
In times of economic instability, investors often seek safe havens to protect their financial future. Annuities, a financial product designed to provide a steady income stream, can be a valuable tool for those looking to mitigate risk and ensure stability. We’ll explore how annuities can serve as a reliable option during times of financial uncertainty.

Let's Talk About Your Plans for Long-Term Care!

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As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

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