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Victoria Sin

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(507) 535-3581(507) 535-3581
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Victoria SinInsurance Sales Representative, Rochester, MN

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Meet Victoria Sin
licensed in
MN

Victoria Sin, Bankers Life Agent in Rochester, MN

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(507) 289-0160(507) 289-0160
Direct Phone:
(507) 535-3581(507) 535-3581
victoria.sin@bankerslife.com
Branch Info
1530 Greenview Dr SW
Ste 210
Rochester, MN 55902
US
Hours
Day of the WeekHours
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed

Products & Services Offered in Rochester, MN

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Customer Reviews for Rochester, MN

4.7
Rating 4.6full star ratingfull star ratingfull star ratingfull star ratinghalf star rating
(23 Reviews)
  • Kim K
    June 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Awesome customer service!!! Mackenzie keeps in touch. And he s very fast to respond. Thanks so very much for your help in starting Medicare for my husband and myself.
    Awesome customer service!!! Mackenzie keeps in touch. And he s very fast to respond. Thanks so very much for your help in starting Medicare for my husband and myself.
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  • Duane S
    March 12, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    She was personally friendly and willing to find what we needed.
    She was personally friendly and willing to find what we needed.
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  • Jill S
    February 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mackenzie is a true gem to work with. She truly cares what is best plan for each client. By switching from a well know insurance company we were able to save over $160.00 per month and have the same coverage. Also, the prescription plan saved us a lot too!
    She goes above and beyond with her excellent customer service. My husband and I both highly recommend Mackenzie!
    Mackenzie is a true gem to work with. She truly cares what is best plan for each client. By switching from a well know insurance company we were able to save over $160.00 per month and have the same coverage. Also, the prescription plan saved us a lot too!
    She goes above and beyond with her excellent customer service. My husband and I both highly recommend Mackenzie!
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  • Debra T
    February 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She is so helpful pleasant and knows her stuff great person to work with Debra Thurman
    She is so helpful pleasant and knows her stuff great person to work with Debra Thurman
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  • Marcia M
    January 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Matt was very good to work with. He answered all of our questions and was so helpful. He finally convinced us to change policies. The transition was as smooth as he said it would be. We are pleased with his service.
    Matt was very good to work with. He answered all of our questions and was so helpful. He finally convinced us to change policies. The transition was as smooth as he said it would be. We are pleased with his service.
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  • Linda R
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service!
    Great service!
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  • Judy B
    January 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    We love our broker she's awesome
    We love our broker she's awesome
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  • Dale A
    December 11, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Not pushy,knowledgeable and easy to talk to. Really wants to get you the biggest bang for your buck.
    Not pushy,knowledgeable and easy to talk to. Really wants to get you the biggest bang for your buck.
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  • Susan G
    November 13, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She is the best agent I ever met. She explains things real well..love her.
    She is the best agent I ever met. She explains things real well..love her.
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  • Deb F
    October 15, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She was a great help, she saved me tons of money!!! Full of knowledge and information
    She was a great help, she saved me tons of money!!! Full of knowledge and information
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  • Ruth R
    October 15, 2024
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Nonthing to say. I have been inform . The agent was informed. Thank you.
    Nonthing to say. I have been inform . The agent was informed. Thank you.
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  • Nadine T
    October 1, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great presentation. Articulated well. Answers all questions.
    Great presentation. Articulated well. Answers all questions.
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  • Brendan H
    September 8, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mackenzie was very helpful to me while selecting the best life insurance option for my financial situation. She was very thorough and patient in explaining all of the details of the policy so that there would be no confusion or surprises to me in the future. She was also very patient in allowing me to shop around for other coverage options. I highly recommended working with her!
    Mackenzie was very helpful to me while selecting the best life insurance option for my financial situation. She was very thorough and patient in explaining all of the details of the policy so that there would be no confusion or surprises to me in the future. She was also very patient in allowing me to shop around for other coverage options. I highly recommended working with her!
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  • Megan S
    August 23, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mackenzie is a GEM!
    She is punctual, intelligent and kind!
    Bankers Life did it right when they hired Mackenzie!!

    She literally was born to assist veterans!!

    Thank you Mackenzie for taking such great care of me!!
    Mackenzie is a GEM!
    She is punctual, intelligent and kind!
    Bankers Life did it right when they hired Mackenzie!!

    She literally was born to assist veterans!!

    Thank you Mackenzie for taking such great care of me!!
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  • Scott J
    August 19, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable and caring and professional.
    Very knowledgeable and caring and professional.
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  • Renee M
    August 19, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    We are so Happy that MacKenzie Hamilton showed up on our door step a year ago. She showed us the programs that were available to my son who is disabled and my husband who is a veteran and is also disabled. The programs she was able to get us into has help tremendously. Now this year I was able to get disability because of Covid. The program I qualify for is also a blessing. Thank you so much MacKenzie for all the help you have given us. MacKenzie is always available to us.
    We are so Happy that MacKenzie Hamilton showed up on our door step a year ago. She showed us the programs that were available to my son who is disabled and my husband who is a veteran and is also disabled. The programs she was able to get us into has help tremendously. Now this year I was able to get disability because of Covid. The program I qualify for is also a blessing. Thank you so much MacKenzie for all the help you have given us. MacKenzie is always available to us.
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  • Virginia R
    August 17, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    What is my monthly payment thay told me 34.00 a month is that right.......
    What is my monthly payment thay told me 34.00 a month is that right.......
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    Response from Bankers Life
    August 20, 2024
    Hi Virginia, a team member will reach out soon to assist with your inquiry. Should you need additional assistance, please email us at BLReviews@bankerslife.com. Thank you.
  • Marilee B
    December 4, 2023
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    We had great service from the young man that was here explaining the policy we chose. I haven’t received any literature or a paper policy yet, I would prefer having paperwork my husband can access should the need arise as he does not “do” email and would be lost if I died before him. Thank you, Marilee Bluhm
    We had great service from the young man that was here explaining the policy we chose. I haven’t received any literature or a paper policy yet, I would prefer having paperwork my husband can access should the need arise as he does not “do” email and would be lost if I died before him. Thank you, Marilee Bluhm
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  • Tracy H
    November 22, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very nice! Tim was very helpful and explained everything! I felt I could trust him right away! He is awesome!
    Very nice! Tim was very helpful and explained everything! I felt I could trust him right away! He is awesome!
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  • Barbara H.
    August 3, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service. Always returns calls promptly. Never leaves a question unanswered. Very professional.
    Great customer service. Always returns calls promptly. Never leaves a question unanswered. Very professional.
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Victoria
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs and benefits of your employer plan versus Medicare to determine which makes the most sense for you.,"You contribute to a Health Savings Account (HSA): Once enrolled in any part of Medicare, you can no longer contribute to an HSA.","If your employer has 20 or more employees, you can delay Part B without a penalty and use your employer’s coverage as your primary. Most people enroll in premium-free Part A but skip Part B to circumvent paying the premium.","If your employer has fewer than 20 employees, consider signing up for Medicare Parts A and B, making your employer’s coverage secondary. Failure to enroll on time may result in gaps in coverage and penalties.",Medicare Part D (Prescription) can be delayed without penalty if your employer provides creditable coverage.,"Medicare Part C (Medicare Advantage) is an all-in-one alternative to original Medicare. Part C offers the benefits of Parts A and B, along with additional services, including prescription, dental, vision, and hearing care. Using Part C with an employer’s plan can lead to overlaps or conflicts of coverage.","Medicare Supplement, also known as Medigap, helps cover deductibles, coinsurance, and other out-of-pocket expenses. However, Medigap only works with Medicare Parts A and B, not your employer’s coverage. In other words, you can’t use Medigap if Medicare isn’t your primary insurance. Learn more about Medicare Supplement Insurance.","The Qualified Medicare Beneficiary program helps cover Part A and Part B premiums, deductibles, coinsurance, and copayments.",The Specified Low-Income Medicare Beneficiary program helps pay for Part B premiums. You must have Part A and Part B to qualify for this program.,Qualifying Individual programs help pay for Part B premiums.,The Qualified Disabled and Working Individual program helps pay for Part A premiums only for specific individuals with disabilities.,"The Extra Help (Low-Income Subsidy) program helps reduce Part D premiums, deductibles, and copays and may eliminate late-enrollment penalties.",Part B Penalty: A 10% increase for every 12 months you delay.,Part D Penalty: A 1% increase for each month you go without creditable drug coverage.,Online at ssa.gov/medicare.,By phone at 1-800-772-1213.,In person at your local Social Security office.,Initial Enrollment Period: Three months before and after your 65th birthday month.,Special Enrollment Period: If you’re coming off employer coverage.,General Enrollment Period: January 1–March 31 each year. Coverage starts July 1. Late penalties may apply if you delay enrollment without creditable coverage.
7 Smart Tips for Successfully Traveling Solo in 2025
Traveling solo is no longer a niche trend—it’s a growing movement. Whether you’re single, seeking solitude, or simply craving the freedom to explore on your own terms, solo travel offers flexibility and opportunities for personal growth. But if you’re new to it, it can feel intimidating. These seven tips will help you travel smarter, safer, and more confidently in 2025.
Aging man looks thoughtful as he ponders his financial circumstances.
Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
A senior couple pointing to a mountain.
Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
A woman hugs her friend who has Alzheimer's disease.
Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
A mother and daughter baking in kitchen.
Should You Reevaluate Your 2025 Investment Strategy?
It’s common for investors, especially those in or near retirement, to pause and consider whether their financial approach still aligns with their goals. If the market feels shaky, then it becomes even more important to do so. Reviewing your 2025 investment strategy doesn’t always mean making major changes, but it may help you feel more informed and confident about your situation and next steps.
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