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Kari Pelzer

Financial Professional
Field Manager - Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(320) 202-0040(320) 202-0040
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Kari PelzerField Manager - Insurance Sales Representative, Saint Cloud, MN

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Meet Kari Pelzer
Personal Business Philosophy
Helping my clients protect their financial security as they plan for retirement is important to me. I recognize that my clients’ needs and priorities change over time, and I am dedicated to being there to serve them with integrity every step of the way
licensed in
CA, MN, ND, TX, UT, VA, WA
professional background
Joined Bankers Life in 2020Began work in the Insurance Industry in 2020Education: University of North Dakota
designations received
Company Recognitions: 2020 Rising Star, 2023 & 2024 30 under 30 winner, 2024 Top Medicare Supplement SalesInsurance Designations: Certified Long Term Care: CLTC
personal background
Family: I was born and raised from Minnesota and I come from a large family that I am blessed to see frequently! I enjoy spending time at the cabin and enjoying all the different seasons Minnesota has to offer.Community Involvement: Relay for Life and Kids Against Hunger, City Council Treasurer
additional languages
Spanish

Kari Pelzer, Bankers Life Agent in Saint Cloud, MN

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(320) 252-8393(320) 252-8393
Direct Phone:
(320) 202-0040(320) 202-0040
Cell Phone:
(320) 237-8866(320) 237-8866
kari.pelzer@bankerslife.com
Branch Info
3400 1st St N
Ste 204
Saint Cloud, MN 56301
US
Hours
Day of the WeekHours
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 11:00 AM

Products & Services Offered in Saint Cloud, MN

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Kari Pelzer

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(17 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great
Displaying reviews 1 - 1 out of the 17 most recent

Customer Reviews for Saint Cloud, MN

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(89 Reviews)
  • Mary P
    October 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great
    Great
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  • Linda G
    October 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Thorough explanation and information.
    Thorough explanation and information.
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  • Philip C
    October 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very impressed with Andrea. She was pleasant, efficient and wonderful to work with. I would recommend her highly. Thanks again Andrea.
    Very impressed with Andrea. She was pleasant, efficient and wonderful to work with. I would recommend her highly. Thanks again Andrea.
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  • Julie F
    September 23, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service. Karla answered all my questions and explained things exceptionally well. Karla was very pleasant to work with. Will be sending others to her.
    Great customer service. Karla answered all my questions and explained things exceptionally well. Karla was very pleasant to work with. Will be sending others to her.
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  • Rodney V
    September 23, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Very good at letting us know what’s available to us
    Very good at letting us know what’s available to us
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  • Terry P
    September 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Karla is an excellent insurance agent. She is very knowledgeable and personable. Any questions we asked she has the answers for you immediately. So satisfying we have her for our insurance needs. Thank you.
    Karla is an excellent insurance agent. She is very knowledgeable and personable. Any questions we asked she has the answers for you immediately. So satisfying we have her for our insurance needs. Thank you.
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  • Mary P
    August 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    David is pleasant to talk to and listen to— He speaks clearly and does not push any type of documents on me—he explains everything clearly! I enjoy his visits.
    David is pleasant to talk to and listen to— He speaks clearly and does not push any type of documents on me—he explains everything clearly! I enjoy his visits.
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  • William T
    July 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    clear and transparent. explained all questions in detail
    clear and transparent. explained all questions in detail
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  • Catherine S
    July 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    David was very informative.Knows what you need in your profile.kind and genuine.
    David was very informative.Knows what you need in your profile.kind and genuine.
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  • Darci W
    May 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Thank you for exceptional service! She is so helpful and easy to talk to!
    Thank you for exceptional service! She is so helpful and easy to talk to!
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  • Walter E
    April 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very impressed with Andrea. She came prepared and had brought Tim Parenteau with for the financial part of our concerns.It was very informative and we will be setting an appt with her to review what we did in our meeting.
    Very impressed with Andrea. She came prepared and had brought Tim Parenteau with for the financial part of our concerns.It was very informative and we will be setting an appt with her to review what we did in our meeting.
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  • Leeann H
    April 22, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Very helpful, no gimmicks straight to the point, fast and easy.
    Very helpful, no gimmicks straight to the point, fast and easy.
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  • Gwen A
    April 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Dave Sorum took a very complex topic (Medicare) and broke it down into easily understable terms. He fully answered all of my questions and provided additional information I needed to make the right decisions. Dave also made specific recommendations based on my own situation, which is exactly what I was hoping to hear. He got me enrolled promptly and was clear about my next steps. Dave earned my complete confidence and all 5 stars (I’d give him additional stars if it were an option).
    Dave Sorum took a very complex topic (Medicare) and broke it down into easily understable terms. He fully answered all of my questions and provided additional information I needed to make the right decisions. Dave also made specific recommendations based on my own situation, which is exactly what I was hoping to hear. He got me enrolled promptly and was clear about my next steps. Dave earned my complete confidence and all 5 stars (I’d give him additional stars if it were an option).
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  • Robin W
    April 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    What a help your business was. You made my Medicare sign up a breeze. I have recommended you to all my friends. Thanks again!
    What a help your business was. You made my Medicare sign up a breeze. I have recommended you to all my friends. Thanks again!
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  • Julie V
    March 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Listened and took everything into consideration before advising. Good people skills. Knowledgeable about insurance/Medicare. Have recommended Matt to friends.
    Listened and took everything into consideration before advising. Good people skills. Knowledgeable about insurance/Medicare. Have recommended Matt to friends.
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  • Ellie S
    March 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer support!
    Great customer support!
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  • Cheryl K
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Always available to answer questions and very knowledgeable about the products she is representing. I would recommend her services to anyone !
    Always available to answer questions and very knowledgeable about the products she is representing. I would recommend her services to anyone !
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  • Lori E
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Awesome agent
    Awesome agent
    Read More
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  • Judith A
    March 5, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    So appreciated his helpfulness.
    So appreciated his helpfulness.
    Read More
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  • Andrea S
    February 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Personable and informative
    Personable and informative
    Read More
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Kari
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Featured Videos
Life insurance that pays benefits while you’re living?Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits,...
Life insurance that pays benefits while you’re living?Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living?Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
Busting Common Medicare Myths: What You Really Need To Know
Navigating Medicare can be confusing—especially with so many myths floating around. Let’s clear up the most common misconceptions so you can make informed decisions for yourself or your spouse.
A happy couple discusses Medicare coverage options with an insurance agent over coffee in their home.
Why Working With a Licensed Insurance Agent Can Make All the Difference in Your Medicare Journey
If you’re someone who prefers handling things independently—like doing your own taxes—you’re not alone. Many people take pride in managing their own affairs. But when it comes to Medicare, navigating the options can be complex, and that’s where a licensed insurance agent can offer real value.
Mature couple wearing birthday party hats embracing and smiling.
The Medicare Supplement Birthday Rule Now in More States—Here’s What You Need to Know
If you’re enrolled in a Medicare Supplement (also called Medigap) plan, there’s some good news for you! Six new states have recently adopted the Birthday Rule, and Michigan is currently considering similar legislation.
Mature couple sits at kitchen table with an open laptop and papers going over finances.
The Overlooked Costs of Retirement What Many People Forget to Plan For
When most people think about retirement planning, they focus on the big-ticket items: housing, food, transportation, and maybe travel. But as the latest findings from the Deft Research 2025 Age-In Study conducted for CNO Inc. the parent company of Bankers Life reveal, many Americans are overlooking ...
A retired couple discusses their Medicare coverage options at home.
Navigating Medicare Enrollment: What You Need to Know for a Smooth Transition into Retirement
Retirement is full of important decisions, from life insurance and health coverage to retirement savings. One of the biggest puzzles many face is figuring out when and how to enroll in Medicare. With all the acronyms, rules, and deadlines, it can feel overwhelming. But don’t worry, we’re here to bre...
A retiree mows his lawn.
Outsource Your Chores and Reclaim Your Time in Retirement
Retirement means different things to different people. But for most, it’s the ultimate gift of time.
Act Now For Your Free No-Obligation Quote