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Melissa Olmsted

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(320) 202-0034(320) 202-0034
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Melissa OlmstedInsurance Sales Representative, Saint Cloud, MN

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Meet Melissa Olmsted
Personal Business Philosophy
Helping my clients protect their financial security as they plan for retirement is important to me. I recognize that my clients’ needs and priorities change over time, and I am dedicated to being there to serve them with integrity every step of the way.
licensed in
MN
professional background
Joined Bankers Life in 2023Began work in the Insurance Industry in 2023Education: St. Cloud State University Masters in Psychology and a minor in Communication
personal background
Family: I am a proud mom of three boys. We love to relax at home, BBQ with friends, playing yard games or having a fire. When we find a free weekend, lake bound we go! Fishing and sunsets rejuvenate our souls, along with a ton of water time.

Melissa Olmsted, Bankers Life Agent in Saint Cloud, MN

Closed - Opens at 8:00 AM
Contact Me
Office Phone:
(320) 252-8393(320) 252-8393
Direct Phone:
(320) 202-0034(320) 202-0034
Cell Phone:
(952) 242-8724(952) 242-8724
melissa.olmsted@bankerslife.com
Branch Info
3400 1st St N
Ste 204
Saint Cloud, MN 56303
US
Hours
Day of the WeekHours
Friday8:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM

Products & Services Offered in Saint Cloud, MN

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Melissa Olmsted

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(3 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    What a help your business was. You made my Medicare sign up a breeze. I have recommended you to all my friends. Thanks again!
Displaying reviews 1 - 1 out of the 3 most recent

Customer Reviews for Saint Cloud, MN

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(76 Reviews)
  • Darci W
    May 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Thank you for exceptional service! She is so helpful and easy to talk to!
    Thank you for exceptional service! She is so helpful and easy to talk to!
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  • Walter E
    April 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very impressed with Andrea. She came prepared and had brought Tim Parenteau with for the financial part of our concerns.It was very informative and we will be setting an appt with her to review what we did in our meeting.
    Very impressed with Andrea. She came prepared and had brought Tim Parenteau with for the financial part of our concerns.It was very informative and we will be setting an appt with her to review what we did in our meeting.
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  • Leeann H
    April 22, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Very helpful, no gimmicks straight to the point, fast and easy.
    Very helpful, no gimmicks straight to the point, fast and easy.
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  • Gwen A
    April 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Dave Sorum took a very complex topic (Medicare) and broke it down into easily understable terms. He fully answered all of my questions and provided additional information I needed to make the right decisions. Dave also made specific recommendations based on my own situation, which is exactly what I was hoping to hear. He got me enrolled promptly and was clear about my next steps. Dave earned my complete confidence and all 5 stars (I’d give him additional stars if it were an option).
    Dave Sorum took a very complex topic (Medicare) and broke it down into easily understable terms. He fully answered all of my questions and provided additional information I needed to make the right decisions. Dave also made specific recommendations based on my own situation, which is exactly what I was hoping to hear. He got me enrolled promptly and was clear about my next steps. Dave earned my complete confidence and all 5 stars (I’d give him additional stars if it were an option).
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  • Robin W
    April 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    What a help your business was. You made my Medicare sign up a breeze. I have recommended you to all my friends. Thanks again!
    What a help your business was. You made my Medicare sign up a breeze. I have recommended you to all my friends. Thanks again!
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  • Julie V
    March 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Listened and took everything into consideration before advising. Good people skills. Knowledgeable about insurance/Medicare. Have recommended Matt to friends.
    Listened and took everything into consideration before advising. Good people skills. Knowledgeable about insurance/Medicare. Have recommended Matt to friends.
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  • Ellie S
    March 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer support!
    Great customer support!
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  • Cheryl K
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Always available to answer questions and very knowledgeable about the products she is representing. I would recommend her services to anyone !
    Always available to answer questions and very knowledgeable about the products she is representing. I would recommend her services to anyone !
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  • Lori E
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Awesome agent
    Awesome agent
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  • Judith A
    March 5, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    So appreciated his helpfulness.
    So appreciated his helpfulness.
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  • Andrea S
    February 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Personable and informative
    Personable and informative
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  • Mitchell A
    February 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    We met Kari for the first time this past week, to go over our long term care insurance policy we have had for 17+ years. She had a great aura about her and felt like she took the time too listen our concerns, gave some great advice on health insurance , for myself trust has got to be earned but we are well on our way and look forward to our future communications.

    We met Kari for the first time this past week, to go over our long term care insurance policy we have had for 17+ years. She had a great aura about her and felt like she took the time too listen our concerns, gave some great advice on health insurance , for myself trust has got to be earned but we are well on our way and look forward to our future communications.

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  • Cynthia L
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Lori and Jeremy are fantastic and very thorough and sweet!


    Lori and Jeremy are fantastic and very thorough and sweet!


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  • Kathryn L
    January 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Fun, knowledgeable, facts
    Fun, knowledgeable, facts
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  • Cynthia T
    January 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very responsive and knowledgeable. I enjoyed our conversations and look forward to working with Kari in the future!!
    Very responsive and knowledgeable. I enjoyed our conversations and look forward to working with Kari in the future!!
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  • Alice A
    December 25, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Tim was great in explaining Medcare to my husband and I.
    Tim was great in explaining Medcare to my husband and I.
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  • Bruce M
    December 25, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    David explains my options very well.
    David explains my options very well.
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  • Chantell H
    December 20, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Dave Sorum provides great service and is a knowledgeable agent. We appreciate his professionalism and attention to detail. It’s always a pleasure to visit with Dave to do an insurance review and our annual Medicare appointment .
    Dave Sorum provides great service and is a knowledgeable agent. We appreciate his professionalism and attention to detail. It’s always a pleasure to visit with Dave to do an insurance review and our annual Medicare appointment .
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  • Edward M
    December 1, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kari was great to work with. She was very detailed, specific and honest. Answered all of our questions and very helpful.
    Kari was great to work with. She was very detailed, specific and honest. Answered all of our questions and very helpful.
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  • Michael S
    November 21, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service, quick response, Ryan is being a big help to our insurance needs.
    Great customer service, quick response, Ryan is being a big help to our insurance needs.
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Melissa
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
7 Smart Tips for Successfully Traveling Solo in 2025
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Aging man looks thoughtful as he ponders his financial circumstances.
Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
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Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
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Should You Reevaluate Your 2025 Investment Strategy?
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A mother and daughter baking in kitchen.
Should You Reevaluate Your 2025 Investment Strategy?
It’s common for investors, especially those in or near retirement, to pause and consider whether their financial approach still aligns with their goals. If the market feels shaky, then it becomes even more important to do so. Reviewing your 2025 investment strategy doesn’t always mean making major changes, but it may help you feel more informed and confident about your situation and next steps.
Act Now For Your Free No-Obligation Quote