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Brian Koster

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(406) 493-3917(406) 493-3917
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Brian KosterInsurance Sales Representative, Missoula, MT

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Meet Brian Koster
Personal Business Philosophy
I believe building a strong retirement plan provides peace of mind. I'm dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service and helping to make certain you can enjoy the life of your retirement.
licensed in
CA, ID, MT, OR, WA
professional background
Joined Bankers Life in 2019Began work in the Insurance Industry in 2019Education: University of Montana
personal background
Family: I'm a family man and have one sonCommunity Involvement: Montana Fish and Game Association
additional languages
Spanish

Brian Koster, Bankers Life Agent in Missoula, MT

Open Now - Closes at 5:00 PM
Contact Me
Office Phone:
(406) 541-6751(406) 541-6751
Direct Phone:
(406) 493-3917(406) 493-3917
brian.koster@bankerslife.com
Branch Info
320B Expressway
Missoula, MT 59808
US
Hours
Day of the WeekHours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Please note - Tuesdays, Wednesdays, and Fridays are by appointment only.

Products & Services Offered in Missoula, MT

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Brian Koster

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(3 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great guy. Very knowledgeable. Very personable.
Displaying reviews 1 - 1 out of the 3 most recent

Customer Reviews for Missoula, MT

4.8
Rating 4.8full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(31 Reviews)
  • Tamara S
    June 26, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Whit is always available to take my calls and goes the extra mile to help fix any problems I may be having. Seems always to be pleased about hearing from me. Very personable.
    Whit is always available to take my calls and goes the extra mile to help fix any problems I may be having. Seems always to be pleased about hearing from me. Very personable.
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  • Carina G
    May 24, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I’ve had the pleasure of working with Pete as my insurance agent through Bankers Life, and I can confidently say that he has exceeded my expectations in every aspect of his service. Pete took the time to thoroughly assess my needs, explain the various options available, and answer all of my questions.
    I’ve had the pleasure of working with Pete as my insurance agent through Bankers Life, and I can confidently say that he has exceeded my expectations in every aspect of his service. Pete took the time to thoroughly assess my needs, explain the various options available, and answer all of my questions.
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  • Clint and Darla R
    May 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Whitt has been an absolute blessing in our lives. He helped us to get financially stable as well as great advice and helpful when signing up for Medicare. Whitt also helped my husband’s with his 401K rollover when he retired. We recommend him and Bankers Life to anyone needing advice, insurance or assistance with financial issues.
    Whitt has been an absolute blessing in our lives. He helped us to get financially stable as well as great advice and helpful when signing up for Medicare. Whitt also helped my husband’s with his 401K rollover when he retired. We recommend him and Bankers Life to anyone needing advice, insurance or assistance with financial issues.
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  • Russell S
    May 22, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent service,really cares how the customers needs are addressed
    Excellent service,really cares how the customers needs are addressed
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  • Robert A
    May 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I highly recommend him to anyone looking for a knowledgeable, trustworthy, and compassionate insurance agent. He went above and beyond to provide exceptional service!
    I highly recommend him to anyone looking for a knowledgeable, trustworthy, and compassionate insurance agent. He went above and beyond to provide exceptional service!
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  • John F
    May 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Whit has worked with us for several years and has always provided great service and giod suggestions on investments.
    Whit has worked with us for several years and has always provided great service and giod suggestions on investments.
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  • Jeff L
    April 24, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Good job on communication and follow through, which shows you care a great deal about customer service.
    Good job on communication and follow through, which shows you care a great deal about customer service.
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  • Brad P
    April 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Pete is the consummate professional. It was a pleasant experience doing business with him.
    Pete is the consummate professional. It was a pleasant experience doing business with him.
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  • Doreen M
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Susan is a very personable and thorough agent.
    Susan is a very personable and thorough agent.
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  • Daniel K
    December 18, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great guy. Very knowledgeable. Very personable.
    Great guy. Very knowledgeable. Very personable.
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  • Rosemary B
    December 13, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable and directed us to a plan we could work with. He was kind, considerate, and even tolerated our dogs.
    He represents your company very well.
    Very knowledgeable and directed us to a plan we could work with. He was kind, considerate, and even tolerated our dogs.
    He represents your company very well.
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  • Clint and Darla R
    December 4, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Whit has been so helpful to us! He answered every question we had with honest and knowledgeable answers as well as the options we had with Medicare, prescription plans, 401K and financial management. Thank you Whit so much!
    Whit has been so helpful to us! He answered every question we had with honest and knowledgeable answers as well as the options we had with Medicare, prescription plans, 401K and financial management. Thank you Whit so much!
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  • Catherine M
    November 26, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very honest and helpful.
    Very honest and helpful.
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  • Carol E
    November 5, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I really enjoyed our meeting with Peter. He was very professional and helpful. He has the right personality for this position!
    I really enjoyed our meeting with Peter. He was very professional and helpful. He has the right personality for this position!
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  • Lisa N
    October 18, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Whit was amazing! My husband and I had a complex issue with Medicare and our supplemental insurance through Bankers Life, he assisted us in resolving the issue the same day we saw him as well as helping us navigate with Medicare. I would highly recommend Whit and Bankers Life for all your insurance needs

    Whit was amazing! My husband and I had a complex issue with Medicare and our supplemental insurance through Bankers Life, he assisted us in resolving the issue the same day we saw him as well as helping us navigate with Medicare. I would highly recommend Whit and Bankers Life for all your insurance needs

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  • Margaret M
    October 2, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Whit is always up on what he's selling. Insurance always feels like a jungle of costs and benefits, but Whit can put things in plain English. Plus, we know he genuinely cares about us and attempts to help us make the most appropriate product for our needs.
    Whit is always up on what he's selling. Insurance always feels like a jungle of costs and benefits, but Whit can put things in plain English. Plus, we know he genuinely cares about us and attempts to help us make the most appropriate product for our needs.
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  • Nancy H
    May 14, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Witt Olds has become part of our family! It is a blessing to have someone looking out for your family’s best interest.
    Witt knew he was important to us when he noticed his card was on our fridge—that’s where all our important numbers are located 👍
    Witt Olds has become part of our family! It is a blessing to have someone looking out for your family’s best interest.
    Witt knew he was important to us when he noticed his card was on our fridge—that’s where all our important numbers are located 👍
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  • Aaron K
    November 17, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Whit is a great help, I am so thankful to work with him.
    Whit is a great help, I am so thankful to work with him.
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  • Peggy P.
    November 2, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very helpful and personable.
    Very helpful and personable.
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  • Keith D.
    October 26, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent customer service and knows his products very well.
    I feel he is looking out for our best interests.
    Excellent customer service and knows his products very well.
    I feel he is looking out for our best interests.
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Brian
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
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Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs and benefits of your employer plan versus Medicare to determine which makes the most sense for you.,"You contribute to a Health Savings Account (HSA): Once enrolled in any part of Medicare, you can no longer contribute to an HSA.","If your employer has 20 or more employees, you can delay Part B without a penalty and use your employer’s coverage as your primary. Most people enroll in premium-free Part A but skip Part B to circumvent paying the premium.","If your employer has fewer than 20 employees, consider signing up for Medicare Parts A and B, making your employer’s coverage secondary. Failure to enroll on time may result in gaps in coverage and penalties.",Medicare Part D (Prescription) can be delayed without penalty if your employer provides creditable coverage.,"Medicare Part C (Medicare Advantage) is an all-in-one alternative to original Medicare. Part C offers the benefits of Parts A and B, along with additional services, including prescription, dental, vision, and hearing care. Using Part C with an employer’s plan can lead to overlaps or conflicts of coverage.","Medicare Supplement, also known as Medigap, helps cover deductibles, coinsurance, and other out-of-pocket expenses. However, Medigap only works with Medicare Parts A and B, not your employer’s coverage. In other words, you can’t use Medigap if Medicare isn’t your primary insurance. Learn more about Medicare Supplement Insurance.","The Qualified Medicare Beneficiary program helps cover Part A and Part B premiums, deductibles, coinsurance, and copayments.",The Specified Low-Income Medicare Beneficiary program helps pay for Part B premiums. You must have Part A and Part B to qualify for this program.,Qualifying Individual programs help pay for Part B premiums.,The Qualified Disabled and Working Individual program helps pay for Part A premiums only for specific individuals with disabilities.,"The Extra Help (Low-Income Subsidy) program helps reduce Part D premiums, deductibles, and copays and may eliminate late-enrollment penalties.",Part B Penalty: A 10% increase for every 12 months you delay.,Part D Penalty: A 1% increase for each month you go without creditable drug coverage.,Online at ssa.gov/medicare.,By phone at 1-800-772-1213.,In person at your local Social Security office.,Initial Enrollment Period: Three months before and after your 65th birthday month.,Special Enrollment Period: If you’re coming off employer coverage.,General Enrollment Period: January 1–March 31 each year. Coverage starts July 1. Late penalties may apply if you delay enrollment without creditable coverage.
7 Smart Tips for Successfully Traveling Solo in 2025
Traveling solo is no longer a niche trend—it’s a growing movement. Whether you’re single, seeking solitude, or simply craving the freedom to explore on your own terms, solo travel offers flexibility and opportunities for personal growth. But if you’re new to it, it can feel intimidating. These seven tips will help you travel smarter, safer, and more confidently in 2025.
Aging man looks thoughtful as he ponders his financial circumstances.
Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
A senior couple pointing to a mountain.
Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
A woman hugs her friend who has Alzheimer's disease.
Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
A mother and daughter baking in kitchen.
Should You Reevaluate Your 2025 Investment Strategy?
It’s common for investors, especially those in or near retirement, to pause and consider whether their financial approach still aligns with their goals. If the market feels shaky, then it becomes even more important to do so. Reviewing your 2025 investment strategy doesn’t always mean making major changes, but it may help you feel more informed and confident about your situation and next steps.
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