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Lonnie Downs

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(980) 245-5236(980) 245-5236
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Lonnie DownsInsurance Sales Representative, Charlotte, NC

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Meet Lonnie Downs
Personal Business Philosophy
My goal is to offer solutions that meet your needs today and for the life of your retirement. I believe in building a personal relationship with you as my client, so I can better understand your retirement goals and help you get there with confidence and peace of mind.
licensed in
FL, GA, NC, SC
professional background
Joined Bankers Life in 2000Began work in the Insurance Industry in 2000Education: Morehead State Univ. BS
personal background
Family: Wife- Blair W. Downs Parents- Duane and Laurel

Lonnie Downs, Bankers Life Agent in Charlotte, NC

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(704) 541-9592(704) 541-9592
Direct Phone:
(980) 245-5236(980) 245-5236
Cell Phone:
(704) 578-1854(704) 578-1854
lonnie.downs@bankerslife.com
Branch Info
10706 Sikes Pl
Ste 300
Charlotte, NC 28277
US
Hours
Day of the WeekHours
SaturdayClosed
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM

Products & Services Offered in Charlotte, NC

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Lonnie Downs

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(1 Review)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent person to work with has always delivered Excellent service to me and my family.

Customer Reviews for Charlotte, NC

5
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(369 Reviews)
  • Kenneth M.
    July 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kenneth took time to explain everything very well
    Kenneth took time to explain everything very well
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  • Sergey Z
    July 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    BEST OF THE BEST!!!
    BEST OF THE BEST!!!
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  • Patty M.
    July 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My experience has been great! Jeff Leatherwood and Eric Dade and Bill Baylog provide great support!!! Tracy Funderburk is a great support also!!!
    My experience has been great! Jeff Leatherwood and Eric Dade and Bill Baylog provide great support!!! Tracy Funderburk is a great support also!!!
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  • Ronnie S
    July 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very nice and explained the process very well. Very kind man and concerned to help me!
    Very nice and explained the process very well. Very kind man and concerned to help me!
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  • William R
    July 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very attentive, efficient and kind. Thanks for those rare traits.
    Very attentive, efficient and kind. Thanks for those rare traits.
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  • Catherine S
    July 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very informative in helping with long term care policy
    Very informative in helping with long term care policy
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  • George P
    July 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Chris
    Has my best concerns taken care of
    He took the time with me asking a ton of questions to help me thru out the entire process
    Awesome support!!!
    Chris
    Has my best concerns taken care of
    He took the time with me asking a ton of questions to help me thru out the entire process
    Awesome support!!!
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  • Mary S
    June 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Answers calls quickly and answer his answers always solves my problems…. Thank you Chris
    Answers calls quickly and answer his answers always solves my problems…. Thank you Chris
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  • Klondina K
    June 26, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Chris was/is wonderful! He took the time to explain everything to me and my wife. We had been so confused on all things Medicare and he made it easy for us!
    Chris was/is wonderful! He took the time to explain everything to me and my wife. We had been so confused on all things Medicare and he made it easy for us!
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  • Francisca L
    June 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    It was a pleasure meeting Jacob and Kevin. They provided me & my son with great insight of the coverage plans needed for Medicare. They were very professional & personable. I appreciated the presentation and patience they had with me.They made me feel comfortable with expressing any concerns. My overall experience with them was excellent and I will be recommending them (Bankers to my family & friends approaching Medicare age). I'm really glad Kevin reached out to me and offered his assistance.
    It was a pleasure meeting Jacob and Kevin. They provided me & my son with great insight of the coverage plans needed for Medicare. They were very professional & personable. I appreciated the presentation and patience they had with me.They made me feel comfortable with expressing any concerns. My overall experience with them was excellent and I will be recommending them (Bankers to my family & friends approaching Medicare age). I'm really glad Kevin reached out to me and offered his assistance.
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  • Tina E
    June 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Wonderful customer service, expert product knowledge and very responsive to all my inquiries. A very kind and professional woman. Thank you for all your help Anna E! ... Tina E.
    Wonderful customer service, expert product knowledge and very responsive to all my inquiries. A very kind and professional woman. Thank you for all your help Anna E! ... Tina E.
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  • Donna C
    June 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Going on Medicare and choosing a plan was confusing
    Micheal and Owen helped to explain the plans so we understood them and gave us wonderful guidance in our decisions.
    Going on Medicare and choosing a plan was confusing
    Micheal and Owen helped to explain the plans so we understood them and gave us wonderful guidance in our decisions.
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  • Deirdre B
    June 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    J J was excellent! He went over three different plans with me contrasting the benefits/drawbacks they offered. I was able to make an informed decision and enjoyed speaking with Jason very much.
    J J was excellent! He went over three different plans with me contrasting the benefits/drawbacks they offered. I was able to make an informed decision and enjoyed speaking with Jason very much.
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  • Gwendolyn S
    May 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He's FANTASTIC
    He's FANTASTIC
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  • Sandra A
    May 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Michael was on top of my upcoming need of coverage. He is top notch. He follows up before and after.
    Michael was on top of my upcoming need of coverage. He is top notch. He follows up before and after.
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  • Deirdre B
    May 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    J J was polite, right on time and was able to answer every question I had. He had several plans to look at and explained the differences to me so I could make an informed decision. I enjoyed meeting him and would recommend him to anyone with an insurance need. I am totally pleased.
    J J was polite, right on time and was able to answer every question I had. He had several plans to look at and explained the differences to me so I could make an informed decision. I enjoyed meeting him and would recommend him to anyone with an insurance need. I am totally pleased.
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  • Steven H
    May 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    This lady is a total racist!!! After our first call I was checking reviews I several found several videos of her yelling racial obscenities at an African American Family. Disgusting!!!
    This lady is a total racist!!! After our first call I was checking reviews I several found several videos of her yelling racial obscenities at an African American Family. Disgusting!!!
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  • Donald C
    May 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kenneth goes all out helping his clients choose the best policy for their needs. I can tell that Kenneth cares on doing a good job of getting it right the first time.Thank you Kenneth!
    Kenneth goes all out helping his clients choose the best policy for their needs. I can tell that Kenneth cares on doing a good job of getting it right the first time.Thank you Kenneth!
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  • Kimberly M
    April 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    We are so pleased with our representative Jacob Brock. His customer service is fantastic. It is so nice to have a trusted representative to help us navigate the Medicare insurance process. We are very thankful to have Jacob as our insurance adviser.
    We are so pleased with our representative Jacob Brock. His customer service is fantastic. It is so nice to have a trusted representative to help us navigate the Medicare insurance process. We are very thankful to have Jacob as our insurance adviser.
    Read More
    Read Less
  • Jeffrey A
    April 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service. Very helpful in explaining things to us, Made the choices available clear to us so we made an educated decision,
    Great customer service. Very helpful in explaining things to us, Made the choices available clear to us so we made an educated decision,
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Lonnie
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