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Ramon Pagan

Financial Professional
Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(609) 910-5869(609) 910-5869
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Ramon PaganInsurance Sales Representative, Toms River, NJ

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Meet Ramon Pagan
Personal Business Philosophy
I believe building a strong retirement plan provides peace of mind. I’m dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service and helping to make certain you can enjoy the life of your retirement.
licensed in
NJ, NY
professional background
Joined Bankers Life in 2001Began work in the Insurance Industry in 2000
designations received
Company Recognitions: Winners Edge Company Promotions; Ranked top 4 in new business for N East Region
personal background
Family: Married with one sonCommunity Involvement: Coached Baseball for 10 years in my community; Volunteer for Grey Hound rescue and many other events.
additional languages
Spanish

Ramon Pagan, Bankers Life Agent in Toms River, NJ

Closed - Opens at 9:00 AM Thursday
Contact Me
Office Phone:
(732) 918-0430(732) 918-0430
Direct Phone:
(609) 910-5869(609) 910-5869
Cell Phone:
(609) 910-5869(609) 910-5869
ramon.pagan@bankerslife.com
Branch Info
1433 Hooper Avenue
Ste 121
Toms River, NJ 08753
US
Hours
Day of the WeekHours
MondayClosed
TuesdayClosed
WednesdayClosed
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed

Products & Services Offered in Toms River, NJ

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
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  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
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  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Ramon Pagan

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(8 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mr Pagan has been extremely helpful by diligently researching various Medicare Supplemental and RX Plans ,as well as Life Insurance Policies best suited for our specific needs. He has been so patient and accommodating. Mr Pagan has the unique ability to explain information which may be complicated for laypersons to comprehend in a non obtrusive manner that empowers us in making an informed decision. He has consistently maintained the utmost professionalism with each interaction we have had.
Displaying reviews 1 - 1 out of the 8 most recent

Customer Reviews for Toms River, NJ

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(229 Reviews)
  • Elizabeth S
    August 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very informative and professional!We have great confidence in Jackie Hartwell.
    Very informative and professional!We have great confidence in Jackie Hartwell.
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  • Alan R
    July 29, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Elaine is amazing. Extremely knowledgeable on the policy offerings. Elaine took the time to explain every part of the policy with great detail. Elaine has great patience when working with you and answered all my questions as we went along. She told me if I had any future questions that I could reach out to her. I hit the jackpot working with Elaine. Extremely happy.
    Elaine is amazing. Extremely knowledgeable on the policy offerings. Elaine took the time to explain every part of the policy with great detail. Elaine has great patience when working with you and answered all my questions as we went along. She told me if I had any future questions that I could reach out to her. I hit the jackpot working with Elaine. Extremely happy.
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  • GEISELLEN F
    July 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I am just in shock on how much information this representative has in her head. It is just incredible. She stayed and explained in detail the information I needed to make a decision for Medicare I am utterly grateful for her help.I am thrilled to know how much money she is saving me by her personally comming to my home instead of me having to go to an office. Someone computer illegiterate as myself, it would have taken me forever to do thison my own. I highly recommend her 300% to my family
    I am just in shock on how much information this representative has in her head. It is just incredible. She stayed and explained in detail the information I needed to make a decision for Medicare I am utterly grateful for her help.I am thrilled to know how much money she is saving me by her personally comming to my home instead of me having to go to an office. Someone computer illegiterate as myself, it would have taken me forever to do thison my own. I highly recommend her 300% to my family
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  • Deborah H
    June 21, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Toni Caffrey was very thorough and accommodating. She is an asset to BankersLife and I would recommend her highly.
    Toni Caffrey was very thorough and accommodating. She is an asset to BankersLife and I would recommend her highly.
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  • Camille C
    June 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Vanessa was a big help with re-evaluating my medical insurance. She stayed in contact with me and step by step helped me with the application. This made it easier than I thought it would be. Thank you Vanessa
    Vanessa was a big help with re-evaluating my medical insurance. She stayed in contact with me and step by step helped me with the application. This made it easier than I thought it would be. Thank you Vanessa
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  • Angel M
    June 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable and patient with us.
    Very knowledgeable and patient with us.
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  • John O
    June 5, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service!
    Great customer service!
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  • Richard P
    June 5, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    great
    great
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  • George S
    May 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    great customer care
    great customer care
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  • Dawna A
    May 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mr . Brown works very well with is customer, he break things down so you can understand what you get in politics.
    Mr . Brown works very well with is customer, he break things down so you can understand what you get in politics.
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  • Renee N
    May 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Vanessa is great.She explain step by step.
    She's amazing 👏
    Vanessa is great.She explain step by step.
    She's amazing 👏
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  • Karen H
    April 23, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mary is a great person and knows what she is doing. Never runs away from answers, if she is unsure (not often) she gets ya the answers asap. Just all around nice kind loyal human being. Always a pleasure to deal with!
    Mary is a great person and knows what she is doing. Never runs away from answers, if she is unsure (not often) she gets ya the answers asap. Just all around nice kind loyal human being. Always a pleasure to deal with!
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  • Martin A
    April 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jason Hunt quickly resolved a billing issue to keep my Universal Life policy in effect and active. He provided good advice and was there when I needed him. Thank you, Jason.
    Jason Hunt quickly resolved a billing issue to keep my Universal Life policy in effect and active. He provided good advice and was there when I needed him. Thank you, Jason.
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  • Cecilia J
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service. Well informed and professional.
    Great customer service. Well informed and professional.
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  • Vanessa P.
    April 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Bankers has been a career matched in heaven for me; simply because I enjoy helping individuals that genuinely can use our help. From Medicare provisions, adequate life insurance solutions, special helps for gaps in their medical benefits, to retirement planning; this is what we do. Bankers can generally help anyone seeking help in these areas. My goal is to put individuals in a better situation than prior meeting with me. If that turns out to be simply providing proper information; these have often turned into future referrals. I enjoy what I do and I have a passion for helping others. Therefore, I challenge others to take the plunge, into an exciting long time career.
    Bankers has been a career matched in heaven for me; simply because I enjoy helping individuals that genuinely can use our help. From Medicare provisions, adequate life insurance solutions, special helps for gaps in their medical benefits, to retirement planning; this is what we do. Bankers can generally help anyone seeking help in these areas. My goal is to put individuals in a better situation than prior meeting with me. If that turns out to be simply providing proper information; these have often turned into future referrals. I enjoy what I do and I have a passion for helping others. Therefore, I challenge others to take the plunge, into an exciting long time career.
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  • Kathryn S
    April 7, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Liz is wonderful. She is very knowledgeable and explains everything in detail. She is very calm and not pushy. Liz takes the time to find the best plan for you. She is a very good “”go too “ - person.
    Liz is wonderful. She is very knowledgeable and explains everything in detail. She is very calm and not pushy. Liz takes the time to find the best plan for you. She is a very good “”go too “ - person.
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  • Lynda P
    April 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Evan is excellent! His performance is always outstanding. Evan is a valuable asset to your team
    Evan is excellent! His performance is always outstanding. Evan is a valuable asset to your team
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  • Nickala R
    April 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great service. Quick to respond. Knowledgeable.
    Great service. Quick to respond. Knowledgeable.
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  • Nickala R
    March 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent response time
    Excellent response time
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  • William P
    March 27, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Evan continues to shine as my financial advisor, providing thoughtful guidance on my upcoming RMD as well as quickly getting me into a more economical Medicare Part-B plan.
    Evan continues to shine as my financial advisor, providing thoughtful guidance on my upcoming RMD as well as quickly getting me into a more economical Medicare Part-B plan.
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

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Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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