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Chad Clem

Financial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc.
Managing Director - Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(702) 954-7099(702) 954-7099
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Chad ClemFinancial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc., Las Vegas, NV

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Meet Chad Clem
Personal Business Philosophy
Dedicated to helping clients with their financial goals as they prepare for retirement. Being a trusted partner and advocate by providing solutions and options that are in my clients best interest.
licensed in
AL, AZ, KS, MO, NV, UT
professional background
Joined Bankers Life in 2010Became a Financial Representative in 2008Began work in the Insurance Industry in 2009Education: Bachelor of Science from Kansas State University
designations received
Company Recognitions: Presidents Honor Circle, Million Dollar Round TableFinancial Representative Designations: Investment Advisor Representative
personal background
Family: My four amazing, talented children

Chad Clem, Bankers Life Agent and Bankers Life Securities Financial Representative in Las Vegas, NV

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(702) 873-1385(702) 873-1385
Direct Phone:
(702) 954-7099(702) 954-7099
Cell Phone:
(816) 510-2850(816) 510-2850
chad.clem@bankerslife.com
Branch Info
4175 S Riley St
Ste 205
Las Vegas, NV 89147
US
Hours
Day of the WeekHours
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed

Products & Services Offered in Las Vegas, NV

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
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  • Advisory Services

    As an Investment Advisor through Bankers Life Advisory Services, Inc., I offer fee-based investment management using third-party model portfolios.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Chad Clem

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(30 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My experience with Chad Clem was excellent! He was patient, kind, humorous, and extremely professional. I can see how he has attained all those awards - I told him he’s going to have to set up a trophy room next to his office. :)
    Thank you so much Chad - I am grateful.
Displaying reviews 1 - 1 out of the 20 most recent

Customer Reviews for Las Vegas, NV

4.9
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(85 Reviews)
  • Randall P
    March 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My experience with Chad Clem was excellent! He was patient, kind, humorous, and extremely professional. I can see how he has attained all those awards - I told him he’s going to have to set up a trophy room next to his office. :)
    Thank you so much Chad - I am grateful.
    My experience with Chad Clem was excellent! He was patient, kind, humorous, and extremely professional. I can see how he has attained all those awards - I told him he’s going to have to set up a trophy room next to his office. :)
    Thank you so much Chad - I am grateful.
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  • Chris A
    January 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Andy,

    thank you again for taking the time to meet with us and for explaining everything so clearly. I truly appreciate your professionalism, expertise, and the effort you put into addressing all of our questions about health care options.
    it is rare to meet someone who is not only knowledgeable but also genuinely committed to helping others make the best decisions for their needs. I left our meeting feeling much more confident about our choices, and I'm grateful for your guidance.
    Andy,

    thank you again for taking the time to meet with us and for explaining everything so clearly. I truly appreciate your professionalism, expertise, and the effort you put into addressing all of our questions about health care options.
    it is rare to meet someone who is not only knowledgeable but also genuinely committed to helping others make the best decisions for their needs. I left our meeting feeling much more confident about our choices, and I'm grateful for your guidance.
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  • Barbara L
    January 14, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Andrew has responded to all our requests and found the best Avenue t proceed down to get the proper coverage needed. I am very pleased with his service!
    Andrew has responded to all our requests and found the best Avenue t proceed down to get the proper coverage needed. I am very pleased with his service!
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  • Robin C
    December 24, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Wonderful customer service
    Wonderful customer service
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  • Alan J
    November 27, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He put forth a great 1st foot and advocated coherently my options. Listened closely to my particular few needs. Felt he was in my corner. I feel I have a reasonably good trusting relationship.
    He put forth a great 1st foot and advocated coherently my options. Listened closely to my particular few needs. Felt he was in my corner. I feel I have a reasonably good trusting relationship.
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  • Lynn T
    November 12, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Terrific customer service gentleman. Helped me with Annuities, Life Ins, Long Term Care & Medigap coverage.
    Terrific customer service gentleman. Helped me with Annuities, Life Ins, Long Term Care & Medigap coverage.
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  • Jonas P.
    October 9, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    It has been amazing because I can make as much as a want while still having a fun environment
    It has been amazing because I can make as much as a want while still having a fun environment
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  • Catherine K
    October 1, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Hello,
    The two ladies that met with me to present their Bankers Life demo, were very clear and precise.
    However, I was a bit skeptical, since I had never heard of this insurance company. And I am very satisfied with my current insurance company for all my medical needs.
    Currently with Humana Gold Plus, when they broke down the many $$ saved out of my pocket, and the changes that ate occurring in 2025.
    They grabbed my attention.
    Thank you ladies
    Catherine Kiernan
    Hello,
    The two ladies that met with me to present their Bankers Life demo, were very clear and precise.
    However, I was a bit skeptical, since I had never heard of this insurance company. And I am very satisfied with my current insurance company for all my medical needs.
    Currently with Humana Gold Plus, when they broke down the many $$ saved out of my pocket, and the changes that ate occurring in 2025.
    They grabbed my attention.
    Thank you ladies
    Catherine Kiernan
    Read More
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  • JOHN A
    July 24, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I have been involved in the construction/engineering industry in Las Vegas for numerous years and consulting with a professional such as Mr. CLEM has always been appreciated. Our questions or concerns have always been answered completely with the clarity that is "hard to find" anymore. We certainly appreciate all the effort that CHAD and his support staff has provided, a credit to BANKERS LIFE. We will certainly recommend him to any of our associates or family for his services.
    I have been involved in the construction/engineering industry in Las Vegas for numerous years and consulting with a professional such as Mr. CLEM has always been appreciated. Our questions or concerns have always been answered completely with the clarity that is "hard to find" anymore. We certainly appreciate all the effort that CHAD and his support staff has provided, a credit to BANKERS LIFE. We will certainly recommend him to any of our associates or family for his services.
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  • Morgan M
    May 15, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I just recently got a IUL from bankers and Julia Williams and her mentor Janea Simmons were amazing! They were great in explaining and finding the perfect fit for me. I’ve very grateful for Julia because she knows I have kids and policy she recommended for me is perfect. Thank you so much ladies
    I just recently got a IUL from bankers and Julia Williams and her mentor Janea Simmons were amazing! They were great in explaining and finding the perfect fit for me. I’ve very grateful for Julia because she knows I have kids and policy she recommended for me is perfect. Thank you so much ladies
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  • Melany O
    April 4, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Karina Figueroa was my agent, I received clear information and understanding on what type of coverage would be right for me. She is very knowledgable and patient with my questions. Karina provided continued support and was able to answer my continued questions. Thank you Karina and Bankers Life for the amazing service.
    Karina Figueroa was my agent, I received clear information and understanding on what type of coverage would be right for me. She is very knowledgable and patient with my questions. Karina provided continued support and was able to answer my continued questions. Thank you Karina and Bankers Life for the amazing service.
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  • Karina F
    April 2, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My experience with Bankers has been nothing but great. During the entire recruitment process, I was provided invaluable support and guidance. I was kept informed at every step, promptly responding to any queries or concerns I had. Forever grateful for this opportunity.
    My experience with Bankers has been nothing but great. During the entire recruitment process, I was provided invaluable support and guidance. I was kept informed at every step, promptly responding to any queries or concerns I had. Forever grateful for this opportunity.
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  • John Z
    February 7, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Chad is one of the most knowledgeable people I know anytime I have a question he doesn't hesitate to answer it. No matter what it is you need he will make sure it is taken care of in the best way possible to make sure it benefits the client
    Chad is one of the most knowledgeable people I know anytime I have a question he doesn't hesitate to answer it. No matter what it is you need he will make sure it is taken care of in the best way possible to make sure it benefits the client
    Read More
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  • John Z
    February 7, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Working with bankers was the best decision I have ever made it gave me more opportunities then I ever expected to come!
    Working with bankers was the best decision I have ever made it gave me more opportunities then I ever expected to come!
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  • Herber C
    February 3, 2024
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Excellent Customer service, very friendly, helpful, reliable. Took time to explain the policy, so we could understand. Thank you, she's a keeper!!!
    Excellent Customer service, very friendly, helpful, reliable. Took time to explain the policy, so we could understand. Thank you, she's a keeper!!!
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  • Genevieve R
    December 19, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Extremely helpful & courteous, saved me $1,400 on my prescription cost
    Extremely helpful & courteous, saved me $1,400 on my prescription cost
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  • Linda B
    October 27, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Harry J
    September 20, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent communication explaining everything. Asking all the right questions. Makes you fell very comfortable.
    Excellent communication explaining everything. Asking all the right questions. Makes you fell very comfortable.
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  • Barry T
    September 5, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    The best insurance service, I have ever received.
    The best insurance service, I have ever received.
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  • Lynn S
    August 23, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Chad is very knowledgeable and professional. He's easy to talk to and such a great mentor. I enjoy working with Chad.
    Chad is very knowledgeable and professional. He's easy to talk to and such a great mentor. I enjoy working with Chad.
    Read More
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Chad
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
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Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
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Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs and benefits of your employer plan versus Medicare to determine which makes the most sense for you.,"You contribute to a Health Savings Account (HSA): Once enrolled in any part of Medicare, you can no longer contribute to an HSA.","If your employer has 20 or more employees, you can delay Part B without a penalty and use your employer’s coverage as your primary. Most people enroll in premium-free Part A but skip Part B to circumvent paying the premium.","If your employer has fewer than 20 employees, consider signing up for Medicare Parts A and B, making your employer’s coverage secondary. Failure to enroll on time may result in gaps in coverage and penalties.",Medicare Part D (Prescription) can be delayed without penalty if your employer provides creditable coverage.,"Medicare Part C (Medicare Advantage) is an all-in-one alternative to original Medicare. Part C offers the benefits of Parts A and B, along with additional services, including prescription, dental, vision, and hearing care. Using Part C with an employer’s plan can lead to overlaps or conflicts of coverage.","Medicare Supplement, also known as Medigap, helps cover deductibles, coinsurance, and other out-of-pocket expenses. However, Medigap only works with Medicare Parts A and B, not your employer’s coverage. In other words, you can’t use Medigap if Medicare isn’t your primary insurance. Learn more about Medicare Supplement Insurance.","The Qualified Medicare Beneficiary program helps cover Part A and Part B premiums, deductibles, coinsurance, and copayments.",The Specified Low-Income Medicare Beneficiary program helps pay for Part B premiums. You must have Part A and Part B to qualify for this program.,Qualifying Individual programs help pay for Part B premiums.,The Qualified Disabled and Working Individual program helps pay for Part A premiums only for specific individuals with disabilities.,"The Extra Help (Low-Income Subsidy) program helps reduce Part D premiums, deductibles, and copays and may eliminate late-enrollment penalties.",Part B Penalty: A 10% increase for every 12 months you delay.,Part D Penalty: A 1% increase for each month you go without creditable drug coverage.,Online at ssa.gov/medicare.,By phone at 1-800-772-1213.,In person at your local Social Security office.,Initial Enrollment Period: Three months before and after your 65th birthday month.,Special Enrollment Period: If you’re coming off employer coverage.,General Enrollment Period: January 1–March 31 each year. Coverage starts July 1. Late penalties may apply if you delay enrollment without creditable coverage.
7 Smart Tips for Successfully Traveling Solo in 2025
Traveling solo is no longer a niche trend—it’s a growing movement. Whether you’re single, seeking solitude, or simply craving the freedom to explore on your own terms, solo travel offers flexibility and opportunities for personal growth. But if you’re new to it, it can feel intimidating. These seven tips will help you travel smarter, safer, and more confidently in 2025.
Aging man looks thoughtful as he ponders his financial circumstances.
Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
A senior couple pointing to a mountain.
Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
A woman hugs her friend who has Alzheimer's disease.
Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
A mother and daughter baking in kitchen.
Should You Reevaluate Your 2025 Investment Strategy?
It’s common for investors, especially those in or near retirement, to pause and consider whether their financial approach still aligns with their goals. If the market feels shaky, then it becomes even more important to do so. Reviewing your 2025 investment strategy doesn’t always mean making major changes, but it may help you feel more informed and confident about your situation and next steps.
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