agent picture

Francis Caraco

Financial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc.
Insurance Agent - Bankers Conseco Life Insurance Company
Direct Phone:
(518) 557-1082(518) 557-1082
Meet Francis Caraco
Personal Business Philosophy
Offering solutions that help to meet the needs of clients today and for retirement. Building personal relationships by listening to better understand your retirement goals.
licensed in
FL, NC, NY, PA
professional background
Joined Bankers Life in 2010Became a Financial Representative in 1984Began work in the Insurance Industry in 1983Education: The American College
designations received
Insurance Designations: Life Underwriter Training Council Fellow: LUTCF, Certified Long Term Care: CLTC, Chartered Life Underwriter: CLUFinancial Representative Designations: Chartered Financial Consultant: ChFC, Limited Securities Representative: Series 6, State Registrations: Series 63
personal background
Family: Married, 2 Daughters, 2 Sons-In-Law, 2 GrandsonsCommunity Involvement: Board of Directors - HFM Prevention Council, American Alzheimer's Association
additional languages
English

Francis Caraco, Bankers Life Agent and Bankers Life Securities Financial Representative in Clifton Park, NY

9:00 AM - 7:00 PM 9:00 AM - 7:00 PM 9:00 AM - 7:00 PM 9:00 AM - 7:00 PM 9:00 AM - 7:00 PMClosed Today Closed Today
Contact Me
Office Phone:
(518) 373-6900(518) 373-6900
Direct Phone:
(518) 557-1082(518) 557-1082
Cell Phone:
(518) 221-4994(518) 221-4994
francis.caraco@bankerslife.com
Branch Info
646 Plank Rd
Ste 206
Clifton Park, NY 12065
US
Hours
Day of the WeekHours
Monday9:00 AM - 7:00 PM
Tuesday9:00 AM - 7:00 PM
Wednesday9:00 AM - 7:00 PM
Thursday9:00 AM - 7:00 PM
Friday9:00 AM - 7:00 PM
SaturdayClosed
SundayClosed
Request an Appointment

Products & Services Offered in Clifton Park, NY

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
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  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
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  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
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  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
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  • Advisory Services

    As an Investment Advisor through Bankers Life Advisory Services, Inc., I offer fee-based investment management using third-party model portfolios.
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Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Francis Caraco

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(8 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Francis advises rather than pushing products. He is never high pressure.
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Outstanding service!
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Francis is a well packaged deal… his wisdom, intelligence, communication skills, and gentleman qualities all equate to his being an excellent advisor and manager of assets.
    Thank you in diamonds, Francis.
    Shalom,
    Marge
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    VERY VERY HELPFUL. would highly recomend.
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Francis is wonderful to work with! He is thorough, knowledgeable, and goes out of his way for his clients. I'm so grateful to have had the opportunity to work with him. I cannot recommend him enough!
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I feel so fortunate to work with Francis. He supports his clients every step of the way, always proactively going above and beyond expectations. I cannot recommend him enough.
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    HE IS VERY HELPFUL , WE FEEL SO MUCH BETTER HAVING HIM TO HELP US IN OUR ESTATE PLANNING AND IS A GOOD FRIEND
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    absolutely wonderful. very easy to understand and put our minds at ease with the combining of all our retirement assets and explaining it.
Displaying reviews 1 - 1 out of the 8 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Francis
Making Life Insurance part of your “Life” story
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
The Living Benefits of Life Insurance
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Make a Plan for your Long-term Care
Learn how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Learn how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Benefits of Long-term Care Insurance
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
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