

Karen Lancto

Karen LanctoAgency Director - Insurance Agent, Clifton Park, NY
Karen Lancto, Bankers Life Agent in Clifton Park, NY
Day of the Week | Hours |
---|---|
Monday | 9:00 AM - 7:00 PM |
Tuesday | 9:00 AM - 7:00 PM |
Wednesday | 9:00 AM - 7:00 PM |
Thursday | 9:00 AM - 7:00 PM |
Friday | 9:00 AM - 7:00 PM |
Saturday | Closed |
Sunday | Closed |
Our Brands and Partners
Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.
FORGET ME NOT DAYS

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.
Products & Services Offered in Clifton Park, NY
- Explore
Life Insurance
Find out how life insurance can help protect the financial security of you and your family. - Explore
Medicare Supplement Insurance
Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover. - Explore
Long-term Care Insurance
Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
Financial Calculators & Tools

Reviews for Karen Lancto
- January 21, 20255.0 out of 5.0Rating 5.0Yes you are a very good friend and agent I really appreciate what you have done for me
Thanks you everything again - December 24, 20245.0 out of 5.0Rating 5.0Karen was very personable and knowledgeable. She not only was able to answer our questions, she assured us that she will continue to be available to help us.
- December 13, 20245.0 out of 5.0Rating 5.0I have enjoyed working with Karen for a few years and she has helped me get through all I would need since I retired. She always has the right information for me to make my decisions in reference my yearly Medicare changes. I don’t know what I would do without her.
- November 28, 20245.0 out of 5.0Rating 5.0Was very helpful and knows her stuff. Thank you
- September 17, 20245.0 out of 5.0Rating 5.0Very nice and help with a lot of questions
- September 17, 20245.0 out of 5.0Rating 5.0Karen is awsome to work with she explains everything about your plan and always helpful she's great
- September 3, 20245.0 out of 5.0Rating 5.0Knowledgeable on all products available to my situation
- August 14, 20245.0 out of 5.0Rating 5.0Professional, patient & easy to understand. Very thorough .
- August 6, 20245.0 out of 5.0Rating 5.0It was very nice meeting Karen and her associate trainee. They were thorough and efficient in offering what I needed. Pleasure to do business with.
- May 7, 20244.0 out of 5.0Rating 4.0Great customer service
- March 13, 20245.0 out of 5.0Rating 5.0Karen really helped me through a lot. She got me the right insurance that fits me. And I cannot thank her enough
- January 4, 20245.0 out of 5.0Rating 5.0Awesome!Response from Bankers LifeJanuary 4, 2024Hi Melissa, thank you for leaving a rating. We've passed your feedback along to our branch management team, and a team member will be in touch soon to learn more about your experience and address any outstanding concerns. Please don't hesitate to email us at BLReviews@bankerslife.com should you need further assistance.
- November 8, 20235.0 out of 5.0Rating 5.0Karen was great in explaining everything to me. It was greatly appreciated to sit with her in person and any questions I had she answered me.
- January 18, 20235.0 out of 5.0Rating 5.0Great customer service. She always goes above and beyond to help me. Thank you for your service.
- August 19, 20225.0 out of 5.0Rating 5.0Iam very pleased to have met and decided to get a policy from Karen. She's a very caring and giving person.
- May 23, 20225.0 out of 5.0Rating 5.0I'm a 57 year old woman, I lost my life insurance when my husband passed away in 2018, that's when I was referred to Karen. At that difficult time she gave me knowledge, companion and an affordable policy. As I welcomed her into my home...She made ME feel at Home!she has been there for me everyone meeting All my needs with wonderful customer care that feels like family. When I had financial difficulties making my premium.. she always found a way for me to stay with Bankers!! She puts me at ease and that reassures me I will be covered when needed. She was away at a conference in Boston and worked on my issue and resolved it before dinner from her hotel room! Amazing...Thank you
- March 13, 20225.0 out of 5.0Rating 5.0Great customer service and very knowledgeable about my needs
- February 3, 20225.0 out of 5.0Rating 5.0Great customer service
- November 21, 20215.0 out of 5.0Rating 5.0vast knowledge of products discussed
- October 27, 20215.0 out of 5.0Rating 5.0Karen took care of my life insurance needs
FAQs





Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?