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Francis Caraco
Financial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc.®
Insurance Agent - Bankers Conseco Life Insurance Company
Direct Phone:
(518) 557-1082(518) 557-1082
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Meet Francis Caraco
Personal Business Philosophy
Offering solutions that help to meet the needs of clients today and for retirement. Building personal relationships by listening to better understand your retirement goals.
licensed in
FL, NC, NY, PA
FL License: P223585
professional background
Joined Bankers Life in 2010Became a Financial Representative in 1984Began work in the Insurance Industry in 1983Education: The American College
designations received
Insurance Designations: Life Underwriter Training Council Fellow® (LUTCF®), Certified in Long-Term Care® (CLTC®), Chartered Life Underwriter® (CLU®)Financial Representative Designations: Chartered Financial Consultant®: ChFC®, Limited Securities Representative: Series 6, State Registrations: Series 63
personal background
Family: Married, 2 Daughters, 2 Sons-In-Law, 2 GrandsonsCommunity Involvement: Board of Directors - HFM Prevention Council, American Alzheimer's Association
additional languages
English
Francis Caraco, Bankers Life Agent and Bankers Life Securities Financial Representative in Clifton Park, NY
9:00 AM - 7:00 PM 9:00 AM - 7:00 PM 9:00 AM - 7:00 PM 9:00 AM - 7:00 PM 9:00 AM - 7:00 PMClosed Today Closed Today
Contact Me
Office Phone:
(518) 373-6900(518) 373-6900
Direct Phone:
(518) 557-1082(518) 557-1082
Cell Phone:
(518) 221-4994(518) 221-4994
Branch Info
646 Plank Rd
Ste 206
Clifton Park, NY 12065
US
Hours
| Day of the Week | Hours |
|---|---|
| Monday | 9:00 AM - 7:00 PM |
| Tuesday | 9:00 AM - 7:00 PM |
| Wednesday | 9:00 AM - 7:00 PM |
| Thursday | 9:00 AM - 7:00 PM |
| Friday | 9:00 AM - 7:00 PM |
| Saturday | Closed |
| Sunday | Closed |
Wealth Management Services
Whether you're building wealth, protecting your family, or preserving your assets, our wealth management services are tailored to your goals—now and for the long term.
Investment management
Receive expert guidance from financial advisors on asset allocation, market trends, and strategic decisions involving mutual funds and exchange-traded funds—tailored to your goals, risk tolerance, and time horizon.
Retirement planning
Create a personalized plan to help you save, invest, and generate income, bringing more clarity and confidence to your retirement years.
Education/College planning
Build a 529 plan funding strategy that ensures you're setting aside the right amount to support your children's or grandchildren’s education goals.
Cash flow planning
Track income and expenses to gain better control of your finances, so you can allocate excess cash toward your priorities and long-term goals.
Income planning
Design a reliable income strategy that supports your lifestyle—whether you're preparing for retirement or already enjoying it—using solutions such as variable annuities and other income-generating investments.
Insurance planning
Develop a protection strategy to safeguard your family and finances from the impact of unexpected life events, with solutions such as life insurance and long-term care insurance.
Additional Products & Services Offered in Clifton Park, NY
Life Insurance
Find out how life insurance can help protect the financial security of you and your family.
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Medicare Supplement Insurance
Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
ExploreLong-term Care Insurance
Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
ExploreAnnuities
Learn how an annuity can help protect and grow your retirement savings.
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Financial Calculators & Tools
Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators (7)
Insurance Calculators (7)
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Explore Medicare Advantage
Let's Talk About Your Plans for Long-Term Care!
As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?
Reviews
Reviews for Francis Caraco
5.0
Rating 5.0
(8 Reviews)- August 19, 20255.0 out of 5.0Rating 5.0Francis advises rather than pushing products. He is never high pressure.
- January 28, 20255.0 out of 5.0Rating 5.0Outstanding service!
- October 16, 20245.0 out of 5.0Rating 5.0Francis is a well packaged deal… his wisdom, intelligence, communication skills, and gentleman qualities all equate to his being an excellent advisor and manager of assets.
Thank you in diamonds, Francis.
Shalom,
Marge - July 18, 20245.0 out of 5.0Rating 5.0VERY VERY HELPFUL. would highly recomend.
- May 27, 20245.0 out of 5.0Rating 5.0Francis is wonderful to work with! He is thorough, knowledgeable, and goes out of his way for his clients. I'm so grateful to have had the opportunity to work with him. I cannot recommend him enough!
- May 18, 20245.0 out of 5.0Rating 5.0I feel so fortunate to work with Francis. He supports his clients every step of the way, always proactively going above and beyond expectations. I cannot recommend him enough.
- May 6, 20245.0 out of 5.0Rating 5.0HE IS VERY HELPFUL , WE FEEL SO MUCH BETTER HAVING HIM TO HELP US IN OUR ESTATE PLANNING AND IS A GOOD FRIEND
- March 19, 20245.0 out of 5.0Rating 5.0absolutely wonderful. very easy to understand and put our minds at ease with the combining of all our retirement assets and explaining it.
Displaying reviews 1 - 1 out of the 8 most recent
Frequently Asked Questions
Our Brands and Partners
Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.
Insights From Francis
Making Life Insurance part of your “Life” story
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
The Living Benefits of Life Insurance
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Make a Plan for your Long-term Care
Learn how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Learn how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Benefits of Long-term Care Insurance
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
Learn how long-term care insurance provides benefits for assisted care, and can help cover some health care costs associated with aging.
Meet Your Financial Advisor
Let’s start with a conversation. I’ll take the time to understand your goals, values, and vision for the future. Give me a call at (518) 221-4994 or fill out the form. I’ll be in touch soon.
Act Now For Your Free No-Obligation Quote