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Josemaria Ciriacruz

Financial Professional
Insurance Agent - Bankers Conseco Life Insurance Company
Direct Phone:
(516) 580-7108(516) 580-7108
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Josemaria CiriacruzInsurance Agent, Rosedale, NY

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Meet Josemaria Ciriacruz
Personal Business Philosophy
I’m dedicated to helping my clients protect their financial security as they prepare for retirement. I hold myself to the highest level of personal and professional integrity and promise only to recommend insurance product solutions that are in my client’s best interests.
licensed in
FL, NJ, NY
professional background
Joined Bankers Life in 2020
personal background
Community Involvement: Basketball coach
additional languages
Tagalog

Josemaria Ciriacruz, Bankers Life Agent in Rosedale, NY

Open Now - Closes at 5:00 PM
Contact Me
Office Phone:
(516) 334-3102(516) 334-3102
Direct Phone:
(516) 580-7108(516) 580-7108
Cell Phone:
(646) 575-4540(646) 575-4540
josemaria.ciriacruz@bankerslife.com
Branch Info
133-33 Brookville Blvd
Ste 305
Rosedale, NY 11422
US
Hours
Day of the WeekHours
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM

Products & Services Offered in Rosedale, NY

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Josemaria Ciriacruz

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(3 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer
Displaying reviews 1 - 1 out of the 3 most recent

Customer Reviews for Rosedale, NY

5
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(121 Reviews)
  • Pedro Y
    July 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very friendly agent, who clearly explained the long-term care insurance policy benefits and the different coverage level options and their cost.

    He listened to our concerns and questions about the coverage and thoughtfully answered them. We did not feel rushed or pressured, which made us feel very comfortable having Marvin as our agent for this insurance program.

    Days later he followed up with a phonecall just to check if we had any new question that we wanted answered, I appreciated that!
    Very friendly agent, who clearly explained the long-term care insurance policy benefits and the different coverage level options and their cost.

    He listened to our concerns and questions about the coverage and thoughtfully answered them. We did not feel rushed or pressured, which made us feel very comfortable having Marvin as our agent for this insurance program.

    Days later he followed up with a phonecall just to check if we had any new question that we wanted answered, I appreciated that!
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  • Wilhel A
    July 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She goes over and beyond to help you,really lovely person.
    She goes over and beyond to help you,really lovely person.
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  • Amoy L
    June 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great experience pleasant person
    Great experience pleasant person
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  • Devaldeen L
    June 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I really enjoyed working with my advisors from bankers because I can really see that they are interested in my well being moving forward I’m looking for better days yet
    I really enjoyed working with my advisors from bankers because I can really see that they are interested in my well being moving forward I’m looking for better days yet
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  • Poi Hong L
    June 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mr. Cheung Yeung ,
    He do Excellent job.Very responsible all the detail..
    Mr. Cheung Yeung ,
    He do Excellent job.Very responsible all the detail..
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  • Leiselle B
    May 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great Service!
    Great Service!
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  • Maharani L
    May 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    exceptional customer service.
    recommended him to all my friends.
    exceptional customer service.
    recommended him to all my friends.
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  • Eric S
    April 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Meeting with Noldy Estime and Menes Emille from Bankers Life was like getting a masterclass in insurance-with a side of stand-up comedy (mostly from me, but they were great sports!). Both Noldy and Menes know their stuff inside and out. I came in thinking insurance was about as exciting as watching paint dry, but they managed to make it interesting, understandable, and even fun.If you’re nervous about talking insurance, don’t be. These two make the process painless, informative, and enjoyable.
    Meeting with Noldy Estime and Menes Emille from Bankers Life was like getting a masterclass in insurance-with a side of stand-up comedy (mostly from me, but they were great sports!). Both Noldy and Menes know their stuff inside and out. I came in thinking insurance was about as exciting as watching paint dry, but they managed to make it interesting, understandable, and even fun.If you’re nervous about talking insurance, don’t be. These two make the process painless, informative, and enjoyable.
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  • Maria C
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Mr Marv as I call him has been a great agent for my entire family gives great advice and we really appreciate him just a nice guy very professional and timely i recently got a second policy and he got everything done for me in just a few days thanks again for everything
    Mr Marv as I call him has been a great agent for my entire family gives great advice and we really appreciate him just a nice guy very professional and timely i recently got a second policy and he got everything done for me in just a few days thanks again for everything
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  • Dhiraj S
    April 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Mireille S
    April 8, 2025
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Very professional
    Very professional
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  • Doris W
    April 1, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He was very polite. He answered all of my questions. He explained everything and gave me suggestions. Very informative.
    He was very polite. He answered all of my questions. He explained everything and gave me suggestions. Very informative.
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  • Marjorie W
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    A very good customer service. Y experience was great
    A very good customer service. Y experience was great
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  • Salvatore B
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    EXCELLENT
    EXCELLENT
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  • Marjorie W
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service
    Great customer service
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  • Qudette C
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I had an idea of the policy that I wanted but I wasn't sure which was the best option at the time.
    Mr Augustine Thomas was very patient, knowledgeable and professional. He made sure I was comfortable after explaining the different policies before we moved forward.

    I'm happy i chose Bankerslife and Mr Thomas to do business.
    I highly recommend 👌
    I had an idea of the policy that I wanted but I wasn't sure which was the best option at the time.
    Mr Augustine Thomas was very patient, knowledgeable and professional. He made sure I was comfortable after explaining the different policies before we moved forward.

    I'm happy i chose Bankerslife and Mr Thomas to do business.
    I highly recommend 👌
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  • Rosanna R
    March 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Absolutely love him!! Very informational explains everything thoroughly. He does it all retirement funds, Medicare, life insurance. Highly recommend their services.
    Absolutely love him!! Very informational explains everything thoroughly. He does it all retirement funds, Medicare, life insurance. Highly recommend their services.
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  • Rosanna R
    March 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Absolutely love him !! Very informational and has a great knowledge overall.. highly recommend his services.. he does it all life insurance medicare retirement funds etc
    Absolutely love him !! Very informational and has a great knowledge overall.. highly recommend his services.. he does it all life insurance medicare retirement funds etc
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  • Jocelyne V
    March 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service and very professional customer service
    Great customer service and very professional customer service
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  • Melessa A
    March 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    This is Melessa Autar, I really appreciate the service and the detailed explanation these members provided. Especially, Michelle Alphonso, she was the one who helped me through out the process and guide me through step by step. I’m really grateful and happy with everything. Highly recommended!
    This is Melessa Autar, I really appreciate the service and the detailed explanation these members provided. Especially, Michelle Alphonso, she was the one who helped me through out the process and guide me through step by step. I’m really grateful and happy with everything. Highly recommended!
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

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Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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