agent picture

John Carbone

Financial Professional
Insurance Agent - Bankers Conseco Life Insurance Company
Direct Phone:
(315) 802-5674(315) 802-5674
Leave a Referral
agent picture

John CarboneInsurance Agent, Syracuse, NY

request apt form icon
quote form icon
Meet John Carbone
Personal Business Philosophy
My goal is to offer solutions that meet your needs today and for the life of your retirement. I believe in building a personal relationship with you as my client, so I can better understand your retirement goals and help you get there with confidence and peace of mind.
licensed in
NY
professional background
Joined Bankers Life in 2022Began work in the Insurance Industry in 2022

John Carbone, Bankers Life Agent in Syracuse, NY

Open Now - Closes at 8:00 PM
Contact Me
Office Phone:
(315) 431-2980(315) 431-2980
Direct Phone:
(315) 802-5674(315) 802-5674
Cell Phone:
(714) 357-2370(714) 357-2370
john.carbone@bankerslife.com
Branch Info
251 Salina Mdws Pkwy
Ste 130
Syracuse, NY 13212
US
Hours
Day of the WeekHours
Sunday8:00 AM - 8:00 PM
Monday8:00 AM - 8:00 PM
Tuesday8:00 AM - 8:00 PM
Wednesday8:00 AM - 8:00 PM
Thursday8:00 AM - 8:00 PM
Friday8:00 AM - 8:00 PM
Saturday8:00 AM - 8:00 PM

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo

FORGET ME NOT DAYS

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in Syracuse, NY

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Reviews for John Carbone

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(3 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My experience with Mr.John Carbone has been a excellent one.
    Mr.John Carbone expressed clearly how important it was to have a life Insurance policy.
    I'm very grateful for the resources that he made clear to me that are available through your company. He represents your company
    Admirable.
Displaying reviews 1 - 1 out of the 3 most recent

Customer Reviews for Syracuse, NY

4.8
Rating 4.8full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(117 Reviews)
  • Michael S
    April 16, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Shawn did a policy review to see if my coverage fits with where I'm at in life. I was lacking in Critical Illness coverage & I do keep seeing younger people diagnosed with cancer, strokes etc... so this was a good cacth on his part. I signed up and was approved later that day. He is nice, personable and most of all knowledgeable!
    Shawn did a policy review to see if my coverage fits with where I'm at in life. I was lacking in Critical Illness coverage & I do keep seeing younger people diagnosed with cancer, strokes etc... so this was a good cacth on his part. I signed up and was approved later that day. He is nice, personable and most of all knowledgeable!
    Read More
    Read Less
  • Michael G
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable and a great help to us.
    Very knowledgeable and a great help to us.
    Read More
    Read Less
  • Joe S
    April 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Shawn was great to work with. Not pushy at all and he made sure to get me in the right policy to protect my family!
    Shawn was great to work with. Not pushy at all and he made sure to get me in the right policy to protect my family!
    Read More
    Read Less
  • Kyree B
    April 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Shawn was genuine, very informative, and tailored everything around not only my needs, but my family’s as well. Highly recommend his services, and I’m looking forward to our next meeting.
    Shawn was genuine, very informative, and tailored everything around not only my needs, but my family’s as well. Highly recommend his services, and I’m looking forward to our next meeting.
    Read More
    Read Less
  • Michelle S
    April 3, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Shawn Emmons is incredibly knowledgeable and takes the time to explain everything with no pressure on you at all. From the first conversation we had he makes you feel like family and will go above and beyond for his clients to ensure you make the best, most educated decision and is there every step of the way when questions come up. Shawn will make sure to take care of any loose ends on your behalf so you and your family can rest easy. If your not sure where to start, reach out to Shawn!
    Shawn Emmons is incredibly knowledgeable and takes the time to explain everything with no pressure on you at all. From the first conversation we had he makes you feel like family and will go above and beyond for his clients to ensure you make the best, most educated decision and is there every step of the way when questions come up. Shawn will make sure to take care of any loose ends on your behalf so you and your family can rest easy. If your not sure where to start, reach out to Shawn!
    Read More
    Read Less
  • Jeanne D
    March 26, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Russ answered all my questions. Then proceeded to help me make some life altering changes to my existing policies. Things I didn't know could be done and help improve my life today and in the future. TY
    Russ answered all my questions. Then proceeded to help me make some life altering changes to my existing policies. Things I didn't know could be done and help improve my life today and in the future. TY
    Read More
    Read Less
  • Brenda S
    March 26, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent communication, very professional and sweet as well.
    Excellent communication, very professional and sweet as well.
    Read More
    Read Less
  • Jessie W
    March 25, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service and polite with explaining services
    Great customer service and polite with explaining services
    Read More
    Read Less
  • Cynthia P
    March 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Will highly recommend Shawn. Very knowledgeable, professional, and courteous. It was a pleasure meeting with him and look forward to our next meeting.
    Will highly recommend Shawn. Very knowledgeable, professional, and courteous. It was a pleasure meeting with him and look forward to our next meeting.
    Read More
    Read Less
  • Janice G
    March 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Alex is an awesome agent. Always there to help.
    Alex is an awesome agent. Always there to help.
    Read More
    Read Less
  • Babetta J
    March 13, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Robert is Very easy going. He helps eleveate any stress in buying life insurance. He answered all my questions and removed any doubts I may have had in the buying process. I appreciate all of his hard work. As a team, he and Diane produced great results for me.
    Robert is Very easy going. He helps eleveate any stress in buying life insurance. He answered all my questions and removed any doubts I may have had in the buying process. I appreciate all of his hard work. As a team, he and Diane produced great results for me.
    Read More
    Read Less
  • Merry C
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Michelle is the nicest sale agent I've ever meet. She feels like family
    Michelle is the nicest sale agent I've ever meet. She feels like family
    Read More
    Read Less
  • Roger B
    March 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Shawn knows his stuff. Freindly, professional manor, in three short (30-45 min) meetings. Not pushy, always concise and credible answers to our questions. Thorough on all facets. We were comfortable meeting with Shawn. Wish we met him earlier. Will refer our younger friends to Shawn.
    Shawn knows his stuff. Freindly, professional manor, in three short (30-45 min) meetings. Not pushy, always concise and credible answers to our questions. Thorough on all facets. We were comfortable meeting with Shawn. Wish we met him earlier. Will refer our younger friends to Shawn.
    Read More
    Read Less
  • John M
    March 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Brynner is amazing and really takes the time to understand your goals. He’s great at explaining things clearly and helping you make the best choices. What really stands out is how much he cares about his clients and makes sure the solutions fit your needs. I highly recommend Brynner if you're looking for someone who knows their stuff and is genuinely dedicated to helping you.
    Brynner is amazing and really takes the time to understand your goals. He’s great at explaining things clearly and helping you make the best choices. What really stands out is how much he cares about his clients and makes sure the solutions fit your needs. I highly recommend Brynner if you're looking for someone who knows their stuff and is genuinely dedicated to helping you.
    Read More
    Read Less
  • Pat E
    February 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Diane and her manager, Rob, went above and beyond, driving to Hilton, NY, to help me secure a $5,000 whole life policy, ensuring my children won’t bear financial burdens when I pass. Though successful, it’s my responsibility—not theirs—to cover end-of-life expenses. After the sale, I was confused, and Rob personally delivered my policy to clarify everything. His leadership and commitment are outstanding. I highly recommend Diane and Rob for their exceptional service and dedication!
    Diane and her manager, Rob, went above and beyond, driving to Hilton, NY, to help me secure a $5,000 whole life policy, ensuring my children won’t bear financial burdens when I pass. Though successful, it’s my responsibility—not theirs—to cover end-of-life expenses. After the sale, I was confused, and Rob personally delivered my policy to clarify everything. His leadership and commitment are outstanding. I highly recommend Diane and Rob for their exceptional service and dedication!
    Read More
    Read Less
  • Leslie O
    February 26, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Russ and Todd are very professional, knowledgeable, and friendly. I look forward to working with them.
    Russ and Todd are very professional, knowledgeable, and friendly. I look forward to working with them.
    Read More
    Read Less
  • Windy D
    February 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    She was very patient and answered all my questions.
    She was very patient and answered all my questions.
    Read More
    Read Less
  • Mary C
    February 6, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very nice, pleasant, not pushy
    Very nice, pleasant, not pushy
    Read More
    Read Less
  • Gregory K
    February 4, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Provided straight forward information that was easy to navigate. Took an interest in our needs and provided effective solutions and reliable options. Excellent service. Highly recommend for your consideration
    Provided straight forward information that was easy to navigate. Took an interest in our needs and provided effective solutions and reliable options. Excellent service. Highly recommend for your consideration
    Read More
    Read Less
  • Joe D
    January 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Rob is an absolute superstar! As someone on both Medicare and Medicaid, I was overwhelmed by all the options out there, but Rob made the entire process stress-free. He took the time to carefully compare every plan available in my area and helped me find the perfect Medicare Advantage plan that worked with all my physicians.

    Thanks to Rob’s expertise, I’m now enrolled in a D-SNP plan that not only provides incredible coverage—including zero-dollar premiums,
    Rob is an absolute superstar! As someone on both Medicare and Medicaid, I was overwhelmed by all the options out there, but Rob made the entire process stress-free. He took the time to carefully compare every plan available in my area and helped me find the perfect Medicare Advantage plan that worked with all my physicians.

    Thanks to Rob’s expertise, I’m now enrolled in a D-SNP plan that not only provides incredible coverage—including zero-dollar premiums,
    Read More
    Read Less
Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Insights From John
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Two seniors talking with a financial professional.
Planning for Market Uncertainty: 5 Things to Consider If the Market Is Shaky
If you’re retired or nearing retirement, market uncertainty can feel unnerving. After you’ve spent decades working, saving, and planning, it’s natural to be concerned when the market dips or prices start rising.
Older couple sitting at table and smiling.
Annuity vs. Life Insurance: What’s the Difference?
As you think about how you want to approach planning for retirement, you’ll need to make decisions about how to manage financial risks and income. Annuities and life insurance policies are both excellent tools for doing that, but they serve different purposes.
Man on his laptop looking serious.
Annuities: A Financial Anchor in Times of Economic Instability
In times of economic instability, investors often seek safe havens to protect their financial future. Annuities, a financial product designed to provide a steady income stream, can be a valuable tool for those looking to mitigate risk and ensure stability. We’ll explore how annuities can serve as a reliable option during times of financial uncertainty.
Mature man drinking coffee from a mug while looking out the window of his home.
10 Retirement Income Streams Beyond Traditional Investments
Planning for a financially secure retirement often requires a bit of creativity. The average American retiree aged 65 or older spends approximately $4,818 a month, and relying solely on traditional investments, like 401(k)s or pensions, might not be enough.
Older woman holding a tablet.
Digital Transformation in Retirement Planning and Wealth Management
Do you remember the days when managing your retirement and investment accounts meant endless phone calls, in-person meetings, and waiting for paper statements to arrive via snail mail? It wasn’t that long ago, but thanks to today’s technology, people can now manage their money with the tap of a finger. Online platforms let people track investments and adjust retirement plans anytime, anywhere (no fax machines, postage stamps or getting on the horn required).
Middle aged man's face reflected in computer screen showing stock market investment graph.
5 Steps to Protect Yourself from AI-Enhanced Investment Scams
As technology advances, so do the tactics employed by bad actors to deceive unsuspecting investors. One of the latest trends involves the use of generative artificial intelligence (Gen AI) to create convincing fraudulent media. This blog will explore how these scams operate and offer strategies to safeguard your investments.

Let's Talk About Your Plans for Long-Term Care!

Forbes advisor badge

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Act Now For Your Free No-Obligation Quote