Javier Cardenas

Financial Professional

Field Manager - Insurance Sales Representative - Bankers Life and Casualty Company

Direct Phone:

(512) 256-2029(512) 256-2029

5.0

(5 Reviews)Leave a Review

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Meet Javier Our Brands and Partners Explore Medicare Advantage Our Products & Services Reviews FAQs Insights

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Meet Javier Our Brands and Partners Explore Medicare Advantage Our Products & Services Reviews FAQs Insights

Meet Javier Cardenas

Personal Business Philosophy

My goal is to offer solutions that meet your needs today and for the life of your retirement. I believe in building a personal relationship with you as my client, so I can better understand your retirement goals and help you get there with confidence and peace of mind.

licensed in

FL, TX

professional background

Joined Bankers Life in 2012Began work in the Insurance Industry in 2012Education: B.A. English Literature- Saint Edward's University

additional languages

Spanish

Javier Cardenas, Bankers Life Agent in Austin, TX

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

Contact Me

Office Phone:

(512) 346-2574(512) 346-2574

Direct Phone:

(512) 256-2029(512) 256-2029

Cell Phone:

(956) 572-2383(956) 572-2383

javier.cardenas@bankerslife.com

Branch Info

14205 N MO Pac Expy

Ste 600

Austin

TX 78728

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Hours

Day of the Week	Hours
Monday	9:00 AM - 5:00 PM
Tuesday	9:00 AM - 5:00 PM
Wednesday	9:00 AM - 5:00 PM
Thursday	9:00 AM - 5:00 PM
Friday	9:00 AM - 5:00 PM
Saturday	Closed
Sunday	Closed

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.

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Products & Services Offered in Austin, TX

Life Insurance
Find out how life insurance can help protect the financial security of you and your family.
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Medicare Supplement Insurance
Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
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Long-term Care Insurance
Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
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Annuities
Learn how an annuity can help protect and grow your retirement savings.
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Reviews

Reviews for Javier Cardenas

5.0

(5 Reviews)

Laura S
December 20, 2023
5.0 out of 5.0
Rating 5.0
Javier, thank you for being so patient with my financial needs these past few year.
In the past few years everything has changed!
My vision, my hearing, and my concentration. You often have to repeat and clarify things for me. I appreciate your taking extra time to make sure I understand everything.
Thank you for inquiring so that I would know that in 2024, Humana is financially better for me, with the same service as before.
I’m very comforted to know you are looking out for
my need.
Linda W
December 6, 2023
5.0 out of 5.0
Rating 5.0
Javier is knowledgeable, professional and a wonderful person. I met him 10 years ago and he is always courteous and honest. He really has his customers at heart. He is also my friend !
Daniel J S
November 16, 2023
5.0 out of 5.0
Rating 5.0
I did telephone interviews with a half dozen people when I was selecting an agent to handle my Medicare choices ten years ago. I wanted someone who is both professional and personable. My overriding requirement was an agent I felt I could trust. Javier Cardenas has proven to be the right choice. Suffice to say I have recommended his services to two friends who are now his clients, and, I have bought two annuities from him. Javier has my highest recommendation.
Debbie P.
March 31, 2022
5.0 out of 5.0
Rating 5.0
Javier was very effective in explaining Medicare, costs and various plans. He made it very easy to evaluate them and make a decision.
Maria S.
November 27, 2021
5.0 out of 5.0
Rating 5.0
Excellent Agent & individual.

Displaying reviews 1 - 1 out of the 5 most recent

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FAQs

Long-term care is the type of assistance people need when they can no longer perform some or all basic activities of daily living (ADLs) which can include eating, bathing, continence, dressing, toileting and transferring (that is, moving in or out of a bed, chair or wheelchair). Long-term care needs typically arise as part of the normal aging process, but they also can be due to an injury or illness, such as multiple sclerosis, stroke or rheumatoid arthritis, or due to a cognitive impairment like Alzheimer’s disease. Medicare may not cover many of these costs associated with aging.

Insights From Javier

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Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...

Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home

View this video on YouTube

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Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...

Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.

Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.

View this video on YouTube

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Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!

View this video on YouTube

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Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...

Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.