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Emmanuel Jacobs

Financial Representative, Bankers Life Securities, Inc.
Agency Director - Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(209) 857-7124(209) 857-7124
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Emmanuel JacobsFinancial Representative, Bankers Life Securities, Inc., Modesto, CA

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Meet Emmanuel Jacobs
Personal Business Philosophy
Engaging with clients to help organize and build on their financial goals as they plan and near retirement. Being a trusted partner and advocate through focusing on client needs and their priorities.
licensed in
CA
CA License: 0J10479
professional background
Joined Bankers Life in 2014Became a Financial Representative in 2022Began work in the Insurance Industry in 2014
designations received
Financial Representative Designations: Financial Representative 6 / 63
personal background
Family: Married 10 yearsCommunity Involvement: AZHEIMER'S ASSOCIATION

Emmanuel Jacobs, Bankers Life Agent and Bankers Life Securities Financial Representative in Modesto, CA

Closed - Opens at 8:00 AM
Contact Me
Office Phone:
(209) 521-9825(209) 521-9825
Direct Phone:
(209) 857-7124(209) 857-7124
Cell Phone:
(209) 204-2574(209) 204-2574
emmanuel.jacobs@bankerslife.com
Branch Info
3600 Sisk Rd
Ste 2C
Modesto, CA 95356
US
Hours
Day of the WeekHours
Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM
Friday8:00 AM - 5:00 PM
SaturdayClosed
SundayClosed

Products & Services Offered in Modesto, CA

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
    Explore
  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
    Explore
  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
    Explore
  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
    Explore
  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
    Explore

Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.

Forget Me Not Days

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – Let us help you compare Medicare Advantage plans to find the right coverage for you. Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare Parts A and B.


Let's Talk About Your Plans for Long-Term Care!

As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

Reviews

Reviews for Emmanuel Jacobs

4.7
Rating 4.6full star ratingfull star ratingfull star ratingfull star ratinghalf star rating
(9 Reviews)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Emmanuel was excellent at identifying my financial vision and recognizing which service types would benefit my current situation. He explained a very clear and defined process with BankersLife, and I look forward to a great business-client relationship.
Displaying reviews 1 - 1 out of the 9 most recent

Customer Reviews for Modesto, CA

4.7
Rating 4.7full star ratingfull star ratingfull star ratingfull star ratinghalf star rating
(20 Reviews)
  • Maia A
    June 30, 2025
    3.0 out of 5.0
    Rating 3.0full star ratingfull star ratingfull star rating
    Please make sure to input correctly the client’s information to avoid future problems.
    Please make sure to input correctly the client’s information to avoid future problems.
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    Response from Bankers Life
    July 1, 2025
    Hello Maia,

    Thank you for your feedback. We apologize for any inconvenience caused and appreciate your patience. We value your input and have forwarded your comments to our branch management team for review. A team member will be reaching out to you shortly to learn more about your experience and address any outstanding concerns you may have. If you need further assistance in the meantime, please feel free to email us at BLReviews@bankerslife.com.
  • Charmian G
    June 24, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    The best products lineup! Great company with 145 years of public service!
    The best products lineup! Great company with 145 years of public service!
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  • Brenda G
    April 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Emmanuel was excellent at identifying my financial vision and recognizing which service types would benefit my current situation. He explained a very clear and defined process with BankersLife, and I look forward to a great business-client relationship.
    Emmanuel was excellent at identifying my financial vision and recognizing which service types would benefit my current situation. He explained a very clear and defined process with BankersLife, and I look forward to a great business-client relationship.
    Read More
    Read Less
  • Yashodra P
    February 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jamal is a wonderful person. He is very caring and understanding. He’s always been there for me and my family. He has helped so many people that I have recommended. Thank you for your help
    Jamal is a wonderful person. He is very caring and understanding. He’s always been there for me and my family. He has helped so many people that I have recommended. Thank you for your help
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  • Tara B
    January 2, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    My Husband and I wanted to say we are so happy that we will get life insurance at a good price for a wonderful price
    My Husband and I wanted to say we are so happy that we will get life insurance at a good price for a wonderful price
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  • Ann L
    December 3, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service. He was very helpful and gave me timely answers to all my questions
    Great customer service. He was very helpful and gave me timely answers to all my questions
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  • Susan R
    April 5, 2024
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Al provided me with exactly the policy that is right for me. I am happy I met with him.
    Al provided me with exactly the policy that is right for me. I am happy I met with him.
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  • Tammy N
    August 25, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    8/25/2023 I want to tell you of my experience with Emmanuel Jacob's as my financial representative into Bankers Life.
    Emmanuel was referred to me by a mutual friend whom had dealings with Emmanuel in bussiness and they were good friends. "Word of mouth" as always worked well for me. We started our journey in April 2023.I had 2 different 401k accounts with my last employer's Emmanuel was very professional and never loss his "passion and enthusiasm "in his job.I'm grateful for everything he did.
    8/25/2023 I want to tell you of my experience with Emmanuel Jacob's as my financial representative into Bankers Life.
    Emmanuel was referred to me by a mutual friend whom had dealings with Emmanuel in bussiness and they were good friends. "Word of mouth" as always worked well for me. We started our journey in April 2023.I had 2 different 401k accounts with my last employer's Emmanuel was very professional and never loss his "passion and enthusiasm "in his job.I'm grateful for everything he did.
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  • Tom P
    April 10, 2023
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Emmanuel guided me through my rollover of multiple retirement accounts to provide me and my family financial security. He was very professional and helped me understand the process every step of the way. I recommend him highly.
    Emmanuel guided me through my rollover of multiple retirement accounts to provide me and my family financial security. He was very professional and helped me understand the process every step of the way. I recommend him highly.
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  • Nicole E.
    July 14, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    We had very informative meetings and is pleased with our plan that is workable for us. Appreciate the opportunity for the team and will look forward to other matters that will soon come near as retirement is around the corner.
    We had very informative meetings and is pleased with our plan that is workable for us. Appreciate the opportunity for the team and will look forward to other matters that will soon come near as retirement is around the corner.
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  • Kathy Y.
    April 6, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Working with Emmanuel was a awesome experience. I was look for life insurance for about two years. Thanks to his wonderful guidance I now have a great policy.
    Working with Emmanuel was a awesome experience. I was look for life insurance for about two years. Thanks to his wonderful guidance I now have a great policy.
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  • Nancy W.
    March 23, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Excellent customer service. Very much appreciated
    Excellent customer service. Very much appreciated
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  • Sylvia B.
    March 9, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Extremely knowledgeable.
    Outstanding customer service.
    Extremely knowledgeable.
    Outstanding customer service.
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  • Floyd B.
    January 19, 2022
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Thorough, professional, and great customer service.
    Thorough, professional, and great customer service.
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  • Dennis D.
    November 11, 2021
    4.0 out of 5.0
    Rating 4.0full star ratingfull star ratingfull star ratingfull star rating
    Emmanuel was really nice a tried to make sure I understood everything I was signing. However it was a bit more then I could absorb
    Emmanuel was really nice a tried to make sure I understood everything I was signing. However it was a bit more then I could absorb
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  • Alfred C.
    October 20, 2021
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He’s great, honest & answering all our questions patiently on what we need to know about whole life insurance.
    He’s great, honest & answering all our questions patiently on what we need to know about whole life insurance.
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  • Stephen E.
    September 13, 2021
    3.0 out of 5.0
    Rating 3.0full star ratingfull star ratingfull star rating
    Satisfactory

    Nice Insurance agent, but needs to stay in the insurance sales lane
    Satisfactory

    Nice Insurance agent, but needs to stay in the insurance sales lane
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    Response from Bankers Life
    September 20, 2021
    Hi Stephen, thank you for your review. We hope the recent communication from our branch management team has improved your experience, but please don’t hesitate to email us at BLReviews@bankerslife.com should you have any questions. Thanks!
  • Olga R.
    June 23, 2021
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very helpful through this awful experience.
    You were great and answered all my questions.
    Very helpful through this awful experience.
    You were great and answered all my questions.
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  • Elisa G.
    April 15, 2021
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I’m very pleased with the service I received from Emmanuel
    I’m very pleased with the service I received from Emmanuel
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    Read Less
  • Migue C.
    March 10, 2021
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Good customer service. Informative
    Good customer service. Informative
    Read More
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

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Insights From Emmanuel
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Seniors discussing Medicare enrollment options with advisor.
When to Sign Up for Medicare If You’re Still Working at 65
"Turning 65 is a significant milestone, not just for making another trip around the sun but also for unlocking Medicare eligibility. As the federal health program for more than 68.5 million Americans, Medicare is a vital component of retirement planning.",You must pay a premium: Compare the costs and benefits of your employer plan versus Medicare to determine which makes the most sense for you.,"You contribute to a Health Savings Account (HSA): Once enrolled in any part of Medicare, you can no longer contribute to an HSA.","If your employer has 20 or more employees, you can delay Part B without a penalty and use your employer’s coverage as your primary. Most people enroll in premium-free Part A but skip Part B to circumvent paying the premium.","If your employer has fewer than 20 employees, consider signing up for Medicare Parts A and B, making your employer’s coverage secondary. Failure to enroll on time may result in gaps in coverage and penalties.",Medicare Part D (Prescription) can be delayed without penalty if your employer provides creditable coverage.,"Medicare Part C (Medicare Advantage) is an all-in-one alternative to original Medicare. Part C offers the benefits of Parts A and B, along with additional services, including prescription, dental, vision, and hearing care. Using Part C with an employer’s plan can lead to overlaps or conflicts of coverage.","Medicare Supplement, also known as Medigap, helps cover deductibles, coinsurance, and other out-of-pocket expenses. However, Medigap only works with Medicare Parts A and B, not your employer’s coverage. In other words, you can’t use Medigap if Medicare isn’t your primary insurance. Learn more about Medicare Supplement Insurance.","The Qualified Medicare Beneficiary program helps cover Part A and Part B premiums, deductibles, coinsurance, and copayments.",The Specified Low-Income Medicare Beneficiary program helps pay for Part B premiums. You must have Part A and Part B to qualify for this program.,Qualifying Individual programs help pay for Part B premiums.,The Qualified Disabled and Working Individual program helps pay for Part A premiums only for specific individuals with disabilities.,"The Extra Help (Low-Income Subsidy) program helps reduce Part D premiums, deductibles, and copays and may eliminate late-enrollment penalties.",Part B Penalty: A 10% increase for every 12 months you delay.,Part D Penalty: A 1% increase for each month you go without creditable drug coverage.,Online at ssa.gov/medicare.,By phone at 1-800-772-1213.,In person at your local Social Security office.,Initial Enrollment Period: Three months before and after your 65th birthday month.,Special Enrollment Period: If you’re coming off employer coverage.,General Enrollment Period: January 1–March 31 each year. Coverage starts July 1. Late penalties may apply if you delay enrollment without creditable coverage.
7 Smart Tips for Successfully Traveling Solo in 2025
Traveling solo is no longer a niche trend—it’s a growing movement. Whether you’re single, seeking solitude, or simply craving the freedom to explore on your own terms, solo travel offers flexibility and opportunities for personal growth. But if you’re new to it, it can feel intimidating. These seven tips will help you travel smarter, safer, and more confidently in 2025.
Aging man looks thoughtful as he ponders his financial circumstances.
Finding Balance: How Financial Therapy Can Transform Your Money Mindset
Managing money can be a significant source of stress in life. For some, a simple tweak in their budget can bring clarity and stability. For others, financial challenges may stem from more complex issues, such as changes in financial circumstances, unhealthy spending habits, or emotional barriers. These difficulties can also impact relationships with partners and hinder progress toward achieving financial wellness. Moreover, our cultural background, religious beliefs, and gender identity often shape how we perceive and interact with money.
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Exploring Retirement Income Strategies in Any Economic Climate
Planning your income in retirement isn’t always straightforward, especially when the market feels unpredictable. But no matter the economic environment, having a thoughtful approach can help you feel more prepared.
A woman hugs her friend who has Alzheimer's disease.
Caring Through Connection: Helping a Friend with Alzheimer’s
Alzheimer’s disease affects nearly 7 million people in the U.S., and by 2050, it’s expected that number will rise to 13 million. If your friend is among them, it can be incredibly challenging to maintain your bond as the disease progresses. Watching someone you care about struggle with memory loss and cognitive decline is difficult, but there are ways to stay connected and provide meaningful support.
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Should You Reevaluate Your 2025 Investment Strategy?
It’s common for investors, especially those in or near retirement, to pause and consider whether their financial approach still aligns with their goals. If the market feels shaky, then it becomes even more important to do so. Reviewing your 2025 investment strategy doesn’t always mean making major changes, but it may help you feel more informed and confident about your situation and next steps.
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