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James Schmitt

Financial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc.
Agency Director - Insurance Sales Representative - Bankers Life and Casualty Company
Direct Phone:
(717) 610-7170(717) 610-7170
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James SchmittFinancial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc., Mechanicsburg, PA

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Meet James Schmitt
Personal Business Philosophy
I believe building a strong retirement plan provides peace of mind. I'm dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service and helping to make certain you can enjoy the life of your retirement.
licensed in
KY, MD, OH, PA, VA, WV
professional background
Joined Bankers Life in 2004Began work in the Insurance Industry in 2001Education: Marshall University
personal background
Family: My wife, Sharlyn, and six kids, Zander, Carly, Leilani, Jayli, Niko, and NateCommunity Involvement: Serve/read at church, Soccer Dad

James Schmitt, Bankers Life Agent and Bankers Life Securities Financial Representative in Mechanicsburg, PA

Closed - Opens at 9:00 AM Monday
Contact Me
Office Phone:
(717) 791-2100(717) 791-2100
Direct Phone:
(717) 610-7170(717) 610-7170
james.schmitt@bankerslife.com
Branch Info
1215 Manor Dr
Ste 300
Mechanicsburg, PA 17055
US
Hours
Day of the WeekHours
SaturdayClosed
SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM

Our Brands and Partners

Our agents provide an expansive suite of insurance options, including core products offered by Bankers Life and Casualty Company, Colonial Penn Life Insurance Company and Washington National Insurance Company.

  • Bankers Life Logo
  • Colonial Penn Logo
  • Washington National Logo

FORGET ME NOT DAYS

At Bankers Life, our insurance agents and associates witness firsthand the impact that Alzheimer’s and dementia have on our customers, their families and their caregivers. That’s why we established Bankers Life Forget Me Not Days®, our nationwide fundraising campaign to benefit the Alzheimer’s Association®. This June marks the 23rd anniversary of the campaign. Since 2003, we’ve helped raise more than $7.8 million for the Alzheimer’s Association through the Forget Me Not Days campaign and corporate donations.

Explore Medicare Advantage

You have many choices when it comes to Medicare – I can help you compare Medicare Advantage plans to find the right coverage for you. * Medicare Advantage (Part C) is an all\-in\-one alternative to Original Medicare Parts A and B. * It offers similar coverage, and with the optional benefit of prescription drug coverage (Part D). * Medicare Advantage Plans include an annual maximum out of pocket limit, and some plans offer premiums as low as $0 per month.


Products & Services Offered in Mechanicsburg, PA

  • Life Insurance

    Find out how life insurance can help protect the financial security of you and your family.
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  • Medicare Supplement Insurance

    Learn how Medicare supplement insurance can help cover out-of-pocket costs that Medicare may not cover.
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  • Long-term Care Insurance

    Find out how long-term care insurance can help provide financial security in the event of an unexpected long-term illness.
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  • Annuities

    Learn how an annuity can help protect and grow your retirement savings.
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  • Brokerage Services

    As a Financial Representative through Bankers Life Securities, Inc., I provide investment options including variable annuities, mutual funds, and equity and fixed income securities.
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  • Advisory Services

    As an Investment Advisor through Bankers Life Advisory Services, Inc., I offer fee-based investment management using third-party model portfolios.
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Financial Calculators & Tools

Our calculators are here to help support your retirement and insurance planning needs so you can make confident and informed decisions.
Retirement Calculators
Insurance Calculators
  • How Long Will My Retirement Savings Last?

    Determine how long your retirement savings may last considering your monthly spending, sources of income, inflation and more.
  • Estimate Social Security Benefits

    Estimate your future Social Security benefits based on your income history and expected retirement age.
  • Traditional 401(k) or Roth 401(k)?

    How do traditional 401(k) and Roth 401(k) contributions differ, and which option best suits your financial needs?
  • Retirement Income Estimator

    Input your current savings and income sources to estimate your future retirement income and assess if you’re on track to meet your goals.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Reviews

Reviews for James Schmitt

5.0
Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(1 Review)
  • 5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable and helpful to us

Customer Reviews for Mechanicsburg, PA

5
Rating 4.9full star ratingfull star ratingfull star ratingfull star ratingfull star rating
(110 Reviews)
  • Martin B
    April 24, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Jessica was very professional, knowledgeable and thorough.
    Jessica was very professional, knowledgeable and thorough.
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  • Penny M
    April 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    You went above and beyond Thank You
    You went above and beyond Thank You
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  • John M
    April 18, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Thank you Great Job
    Thank you Great Job
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  • Harry E
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I was very, very impressed how Mr. Heckert explained, in great detail, my finances. He gave me a better understanding about my finances with Bankers Life. He saved me a lot of money and got me squared away. He is a great asset to Bankers Life and does an outstanding job. I am very happy with Mr. Heckert and also could not believe what he has done for me. A job well done.
    I was very, very impressed how Mr. Heckert explained, in great detail, my finances. He gave me a better understanding about my finances with Bankers Life. He saved me a lot of money and got me squared away. He is a great asset to Bankers Life and does an outstanding job. I am very happy with Mr. Heckert and also could not believe what he has done for me. A job well done.
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  • John M
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very knowledgeable, helps with transition into Medicare, he gives you all the options that you know good and bad and then for you to make the decision, he doesn’t push you in a direction Thank you
    Very knowledgeable, helps with transition into Medicare, he gives you all the options that you know good and bad and then for you to make the decision, he doesn’t push you in a direction Thank you
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  • Penny M
    April 15, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great guy goes above and beyond,
    Great guy goes above and beyond,
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  • Cheryl M
    April 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Rebecca answered all my questions and concerns while trying to be informative about all available choices. She was very courteous and I felt comfortable discussing my present policy needs.
    Rebecca answered all my questions and concerns while trying to be informative about all available choices. She was very courteous and I felt comfortable discussing my present policy needs.
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  • Megan H
    April 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kyle is absolutely fantastic! Professional, knowledgeable, and always quick to respond. They made the whole insurance process easy and stress-free. Highly recommend!
    Kyle is absolutely fantastic! Professional, knowledgeable, and always quick to respond. They made the whole insurance process easy and stress-free. Highly recommend!
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  • Kyle H.
    April 10, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Working at Bankers Life has truly been a life-changing experience for me. From day one, I felt welcomed and supported by a team that genuinely cares, not just about success, but about people. This isn’t just a company; it’s a family.

    The culture here is one of encouragement, growth, and mutual respect. Leadership invests in your personal and professional development, and you’re surrounded by colleagues who lift each other up. Whether you're new to the industry or a seasoned professional, Bankers Life provides the tools, training, and mentorship you need to thrive.

    I’ve grown so much, both as an individual and as a professional, since joining the team. It’s incredibly rewarding to be part of an organization that makes a real difference in the lives of others while also helping you build a future you can be proud of.

    If you’re looking for a career that’s meaningful, challenging, and supported by an incredible team, I can’t recommend Bankers Life enough.
    Working at Bankers Life has truly been a life-changing experience for me. From day one, I felt welcomed and supported by a team that genuinely cares, not just about success, but about people. This isn’t just a company; it’s a family.

    The culture here is one of encouragement, growth, and mutual respect. Leadership invests in your personal and professional development, and you’re surrounded by colleagues who lift each other up. Whether you're new to the industry or a seasoned professional, Bankers Life provides the tools, training, and mentorship you need to thrive.

    I’ve grown so much, both as an individual and as a professional, since joining the team. It’s incredibly rewarding to be part of an organization that makes a real difference in the lives of others while also helping you build a future you can be proud of.

    If you’re looking for a career that’s meaningful, challenging, and supported by an incredible team, I can’t recommend Bankers Life enough.
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  • Jamal H.
    April 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    A great team of dedicated professionals committed to providing care and service to the community. The guidance and support I've received from everyone has been invaluable.
    A great team of dedicated professionals committed to providing care and service to the community. The guidance and support I've received from everyone has been invaluable.
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  • Sheila B
    April 9, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    AJ was amazing! He was able to help my husband and me, and I know he has my BEST interest in mind!!

    I wish all agents were like this, and I will be referring him to anyone I know !
    AJ was amazing! He was able to help my husband and me, and I know he has my BEST interest in mind!!

    I wish all agents were like this, and I will be referring him to anyone I know !
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  • Dana A
    April 8, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I have worked with Stephanie for several years, and her sincere interest in helping the mature population is unlike any other insurance Agent I have encountered. I have worked with the aging community for years, those financially comfortable and those in need, and Stephanie patiently professionally and willingly found the best fit for each person. She has a manner about her that feels like home and I am proud to know and trust and refer to all of my clients!
    I have worked with Stephanie for several years, and her sincere interest in helping the mature population is unlike any other insurance Agent I have encountered. I have worked with the aging community for years, those financially comfortable and those in need, and Stephanie patiently professionally and willingly found the best fit for each person. She has a manner about her that feels like home and I am proud to know and trust and refer to all of my clients!
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  • Kimberly B
    March 30, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Very professional and knowledgeable
    Very professional and knowledgeable
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  • Victoria C
    March 28, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    I will never be able to thank Stephanie Wolf enough for all of her assistance. She went above and beyond to help my mother get a better insurance. Her friendliness and excellent customer service was amazing. She was so helpful and made it such an ease to understand! I would recommend her to anyone!!!
    I will never be able to thank Stephanie Wolf enough for all of her assistance. She went above and beyond to help my mother get a better insurance. Her friendliness and excellent customer service was amazing. She was so helpful and made it such an ease to understand! I would recommend her to anyone!!!
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  • David Y
    March 26, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great customer service has great knowledge of what he does
    Great customer service has great knowledge of what he does
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  • Mary P
    March 20, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great at explaining things
    Great at explaining things
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  • Ed M
    March 17, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Kyle has done an amazing job for my family in the past couple weeks. He not only is very professional but courteous and goes out of his way to help with anything that his knowledge and skill provide. Highly recommend !!
    Kyle has done an amazing job for my family in the past couple weeks. He not only is very professional but courteous and goes out of his way to help with anything that his knowledge and skill provide. Highly recommend !!
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  • Beverly G
    March 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Thanks Nicholas Gavala from Bankers Life insurance I have a peaceful mind now,my family is taken care , 🙏🏾🙏🏾🙏🏾

    Sincerely Beverly Gaston
    Thanks Nicholas Gavala from Bankers Life insurance I have a peaceful mind now,my family is taken care , 🙏🏾🙏🏾🙏🏾

    Sincerely Beverly Gaston
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  • Joy W
    March 12, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    He is very good at explaining things. I appreciated that he is patient and not pushy. He is a very personable young man. I would highly recommend him to others.
    He is very good at explaining things. I appreciated that he is patient and not pushy. He is a very personable young man. I would highly recommend him to others.
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  • William M
    March 11, 2025
    5.0 out of 5.0
    Rating 5.0full star ratingfull star ratingfull star ratingfull star ratingfull star rating
    Great person
    Great person
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Displaying reviews 1 - 4 out of the 20 most recent

FAQs

Insights From James
Featured Videos
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long...
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve. Someone may need long-term care if they can no longer perform activities of daily living on their own (such as eating, bathing, dressing, or taking medications). These assisted care needs usually arise as part of the normal aging process, but can also occur as a result of injury, illness, or cognitive impairment. Long-term care can be costly and Medicare may not cover many of the expenses. Long-term care insurance pays benefits for assisted care services received at a facility or at home
Featured Videos
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits...
Life insurance that pays benefits while you’re living?
Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Life insurance that pays benefits while you’re living? Beyond just covering funeral expenses, certain Bankers Life policies offer living benefits, which can be used to help replace lost income or other needs.
Featured Videos
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Universal life insurance can play a vital role in your retirement strategy. It provides long-term, permanent life insurance coverage plus more!
Featured Videos
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insu...
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Find out how life insurance can be an important aspect of retirement planning. Learn about the different types of life insurance and why life insurance is important for everyone, no matter their age.
Middle aged couple embracing in autumn.
How to Navigate Social Security Survivor Benefits for a Spouse
"When a loved one passes away, you may need to take some time to process your emotions and seek solace. But when the loved one is your spouse, you may have to both grieve and address a handful of immediate issues, such as figuring out funeral arrangements and costs and sorting out estate, probate, and legal expenses.",Are 60 years old or older; or if you have a disability and are 50 years old or older,Were married for at least 9 months before your spouse passed,Didn’t remarry before age 60 (or age 50 if you have a disability),More than 75% at 61,More than 80% at 63,More than 90% at 65,The deceased’s death certificate,Your and the deceased’s Social Security number,Your birth certificate and marriage certificate (if applicable),"A term or whole life insurance policy can provide a lump sum upon a spouse’s death. This can help replace lost income, cover living expenses, and provide financial stability during an emotionally difficult time.",Annuities are contracts that guarantee regular income payments for life or a set period. Some annuities offer survivor benefits that provide ongoing income to spouses.,A well-funded 401(k) or IRA can supplement survivor benefits and help maintain financial stability.,"Stocks, bonds, and mutual funds can generate dividends and capital gains to supplement Social Security benefits.",Owning rental properties can generate a steady monthly passive income stream that doesn’t rely on employment or Social Security benefits.
Older couple sits in their kitchen with a financial advisor.
Protecting Your Nest Egg: Understanding Sequence Risk in Retirement
As you prepare for retirement, one of the most important considerations is how to ensure that your nest egg lasts throughout your lifetime and you don’t outlive your money. One risk that many may overlook is sequence risk, which occurs when you face poor market returns early in retirement while you’re drawing down your savings. This can cause long-term damage to your portfolio, leaving you vulnerable later on in life.
Two seniors talking with a financial professional.
Planning for Market Uncertainty: 5 Things to Consider If the Market Is Shaky
If you’re retired or nearing retirement, market uncertainty can feel unnerving. After you’ve spent decades working, saving, and planning, it’s natural to be concerned when the market dips or prices start rising.
Older couple sitting at table and smiling.
Annuity vs. Life Insurance: What’s the Difference?
As you think about how you want to approach planning for retirement, you’ll need to make decisions about how to manage financial risks and income. Annuities and life insurance policies are both excellent tools for doing that, but they serve different purposes.
Man on his laptop looking serious.
Annuities: A Financial Anchor in Times of Economic Instability
In times of economic instability, investors often seek safe havens to protect their financial future. Annuities, a financial product designed to provide a steady income stream, can be a valuable tool for those looking to mitigate risk and ensure stability. We’ll explore how annuities can serve as a reliable option during times of financial uncertainty.
Mature man drinking coffee from a mug while looking out the window of his home.
10 Retirement Income Streams Beyond Traditional Investments
Planning for a financially secure retirement often requires a bit of creativity. The average American retiree aged 65 or older spends approximately $4,818 a month, and relying solely on traditional investments, like 401(k)s or pensions, might not be enough.

Let's Talk About Your Plans for Long-Term Care!

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As people live longer and health care expenses continue to rise, the need for long-term care becomes more of a "when" than an "if" situation. That's why it's so important to be prepared and have discussions with your loved ones. Ready to start planning your next steps?

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